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I have been approached to sell and join WFG and study their products. I know I am not financially literate but I am trying to study finance which a found out a lot of Americans are. A lot of Americans are buried in debt, they started their adult life in debt and they...
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William3

William3 +ibisquera , @ibisquera : Hi ibisquera. I'm glad to read the review update you posted yesterday. It looks like you've begun to see the light on the profoundly awful deal that ...

William3

William3 Friends, "ibisquera" may truly be Ireneo Bisquera of Lafayette Louisiana. Google turns up only one Bisquera in that city whose given name starts with an "i." OR... "ibisquera...

Of course later in life your cost of insurance is going to get more expensive! You're a higher risk! Common sense! But taking that all into account, it's expensive compared to what?!? The illustrations that show your cash value is already taking the COI into account....
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Anonymous

Factchecker There is a small print that says gains are projected not promised. However, COIs are guaranteed to go up. The policy fees, which certainly beat the promised 0.75% or 1% floor...

4.6
#1022983
Reply to reviews
Taking advantage of a old lady wtf these "people " convinced my semi retired mother to do this sh it ... One year later still no money made she is always in training, webnairs and *** expensive conferences throught USA and Canada. They are like a cult they talk and...
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Anonymous

FactCheck I guess for now you could ask your mom to check her bank account, and let her know you won't be paying for whatever debt she might have racked up. It may sound cold but let's ...

Anonymous

Anonymous Oh dear... Your mom is one of those who took the brainwashed pill. Give your mom at least 2 to 5 yrs and see that what she is getting into is really really a waste of time, ...

Short Review for February 23, 2017, Other

#1012887
I need some one to call me back
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Short Review for February 12, 2017, Pc_service

#1007172
Purely pressure tactics used by some south Asian guys selling to you the hope of doing business where as only thing that the care about is getting hundred dollars from you
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Short Review for October 08, 2016, Pc_service

#933309
2.2
Yes, some of their agents and leaders are very unprofessional. They steal orher agents customers. Misleading and misrepresentation.
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World Financial Group Membership Review

#814908
Once you've given WFG your bank account information, it takes months to get it stopped after you realize that you should never have signed up. They require you to purchase underwriting coverage, one of their many AIG originations, (everything you buy is from AIG, they wear multiple hats). They're retribution is to fine you and claim fees for quitting.
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I'm not sure why it is so hard to believe here; WFG does not have any products, their agents are licensed by the state to sell life insurance, annuity, etc... The agents are licensed to sell many hundreds or thousands of products in the market. I have an annuity...
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Anonymous

Anonymous While most companies promote based on your knowledge and performance…WFG promotes based on your ability to recruit others into the program. As a multi-level marketing company...

jk2017

jk2017 They are not middleman, you don't pay a penny extra to buy it from WFG or any other brokers. As state licensed agents, WFG agent's computers are directly connected to all insu...

I do not do the business, my wife does and I know what goes on in the life of a WFG associate. She got involved 2 1/2 years ago and it has been a difficult journey, but now, it's all starting to come together. To give credence to that, so far in 2017 she has put just...
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Anonymous

Anon Regardless of pay, I joined part time at WFG a couple of months ago. Have helped 4 families with a plan to get them out of debt and start investing for a safe retirement that ...

jk2017

jk2017 Please congratulate your wife on my behalf. My wife and my son are also state licensed insurance agents with WFG and working hard to help people with their retirements/investm...

#1012301
Reply to reviews
In this review it seems misleading as the COI is shown as increasing every year but actually the premium and the COI does not change when locked at some age say taken at 35 years. This plan obviously is not good for person with health issues and age 65 or above as COI...
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Anonymous

john43 Here is the problem...an WFG AGENT is posting LIES or doesn't know what he's talking about..i don't know which is worst?? Even thow you pay 400$/month from age 20 or from age ...

GuillermoHorror

GuillermoHorror WRONG! Read your contract. Your COI charges change every year, usually go up and skyrocket every year as you age into your late life. These will likely bust you out of your FF...

#1011341
Reply to reviews
The first thing this "cult" will tell you is to get rid of your friends and family who don't believe in your product. The next thing they will do is try to get you to become an "associate" & pressure you to buy universal life insurance. The third thing they will do is...
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I didn't like
  • Uses cult tactics
#1011118
Reply to reviews
I strongly disagree with your statements. You must love working for someone else. I can honestly say that it has been 4 months so far for me. I was able to pass my class, pass the state exam and get licensed through the state. I also received incredible training from...
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Anonymous

Anonymous You say"We qualify, get coded, background and criminal record check, go through schooling, get educated, get licensed, get trained" Do you know that nothing you have in this l...

Anonymous

Anonymous 200,000+ new recruits every year?...An average income of $2272/year...that's before WFG rent, WFG fees, E&O insurance, WFG courses and WFG materials, local WFG weekend events ...

5.0
I liked
  • Follow the system desire to help others
  • Be coachable
#1009840
Reply to reviews
World Financial Group is a SCAM. They pressured my husband to commit to a $700 a month life insurance policy that they KNEW we could not afford. My husband drank the coolaid and joined the group. I went to many meetings that they told the crowd to get rid of family and...
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Anonymous

Anonymous Yes, they like to separate you from family and friends....http://handleyourmoneywisely.blogspot.ca/2012/07/world-financial-group-join-cult.html

I didn't like
  • Use illegal tactics to pressure people to join
#1007306
Reply to reviews
A couple months ago I worked with WFG in Santa Clara.. I was told about a TEST FEE that would be taken when I was gonna go take my test...About 3 weeks I came upon a page full of lawsuits and complaints against them so in order to protect myself I decided to quit...
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William3

William3 Folks, "boogie78" and "WFG Associate" suggest your experiences are from "bad apples" and common in WFG. They are very wrong. Please see the 18 May 2016 review titled "10 Lies...

boogie78

boogie78 Sorry that happened to you. That doesn't happen in my office. I would keep looking for a good office to go to. Don't let the pressure of miss doing's off one office ruin your ...

#1003528
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