Vehicle Protection Association VPA

The Vehicle Protection Association (VPA) Vehicle Protection Association (VPA) is a SCAM! Vehicle Protection Association has 10 Certified Members. How many of these VPA members have a F rating with the Better Business Bureau? *** How about 40% of them! *** * Nationwide Automotive Protection F rating with BBB aka Nationwide Automotive Protection, Warranty Outlet * US Auto Protection F rating with the BBB * CarSafe LLC F rating with the BBB * F rating with the BBB This oganization is pretending to make a difference and have become ring leaders shaking down consumers, dealer and retailers down offering false protection to all Internet organization goes fron industry to industry destroying them and making consumers believe they are making a difference. They have a lawyer leading the ring that was a former state employee that convinces the public and retailers they are trying to make a difference. The only difference made is the companise with the most money who are generally the worst offenders get to stay and tell you they are a member and the honest people who cannot afford the fees get thrown out. Buyer Beware of this organization and anyone who is "Certifed" by them. Do not fall for the lawyer in charge bit, they are all earning a living off you, providing you with the worst of the worst recommendations in the industry. I spent $2,500 based on the reccomendation of these scammers who approved a company that I purchased a warranty from called Consumer Direct Warranty and they cover nothing. The Lawyer in charge Helen MacMurray from Ohio should be removed from practicing law and the Manager Larry Hecker is a joke who will not assist you at all. All they want you to do is provide them with enough information so they can charge dealers more money. This is the biggest fraud on the internet. Do not buy from any dealer they are associated with. Learn from my mistake. If you have had an issue with a warranty company call your local Attorney General and report this organization. So ask yourself, what does VPA Certification mean? NOTHING!
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I was doing some reasearch and came across a VPA certified Company called National Vehicle Protection Services in MO. One of the owners Chris Riley embezzled 500k out of US Fidelis!

He then claimed to have no money to avoid a lawsuit. Now he is running US Fidelis Junior aka National Vehicle Protection Services

From news article:

US Fidelis creditors seek settlement with former CEO Chris Riley

A committee of US Fidelis creditors wants to settle a suit it filed earlier this year accusing a former chief executive of fraudulently stripping at least $500,000 from the Wentzville company in the months leading up to its March 1, 2010, bankruptcy petition.

Before it stopped doing business in late 2009, US Fidelis was the nation's largest seller of vehicle service contracts. The company imploded amid allegations of consumer abuses and plundering by its owners, the brothers Darain and Cory Atkinson, who were indicted on June 15 on charges of consumer fraud, stealing and illegally selling insurance.

In March 2009, the Atkinsons hired Chris Riley to turn around the company's image and, if possible, prepare it to be sold. Riley, a consultant who specialized in corporate mergers and acquisitions, was to be paid an annual salary of $300,000 and one year of company-paid rent at his house in Creve Coeur.

In October 2009 — less than five months before US Fidelis filed for bankruptcy protection — Riley was awarded a bonus of $490,000. According to the creditors committee's May 17 suit, Riley attempted to disguise the payment in US Fidelis books by having half of it recorded as a legal expense with the rest booked as administrative payroll and sales management expenses. Riley was the public face of US Fidelis in its final months of operation. He stepped down as president and CEO when the company filed for bankruptcy protection and an independent management team took control.

David Warfield, a lawyer for the creditors committee, said it didn't make economic sense to pursue Riley in court. "I think it would have been an easy case to win, but there just wasn't any money there," said Warfield, a partner at St. Louis-based Thompson Coburn. As part of the proposed settlement, Riley provided a financial statement identifying $120,752 in personal assets and $117,147 in liabilities.

If those figures turn out to be inaccurate, the agreement allows the creditors committee to take Riley back to court. U.S.

Bankruptcy Judge Charles Rendlen III must sign off on the proposed settlement, and a hearing on it has been scheduled for Nov. 16.


I was contacted today from a follow up sales mgr lady who said she could give me a better deal than the first salesman could. All she did was cut the terms and the price naturally came down.

But comparing $ for miles with the warranty miles reduction it was not as a good deal as previously offered. EG 100.0 actual miles was $3,589.00 and for 50.0 miles it was $2,847.00... They are not listed on the BBB either.

My service mech said stay away from the companies in general they hardly ever pay and you just lose your money... After reading this I will clearly not take their offer!

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#234548 Review #234548 is a subjective opinion of poster.
Charlotte, North Carolina

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