Mortgage Refinance

I have tried many places and now I am getting desperate, I was working with Vantage Point Bank and the man led me on since April in regards to getting REFINANACED and then suggested a VA Loan which the score had to be 619 and mine was 628. On a couple of conversations he told me to hold off on the Mortgage Payment which I did and ended up 2100.00 instead on 1938.00 which is very hard since I make 3200.00 a month. Listening to him I am now behind in my other bills and when I spoke to him, they still have not came to a closing date so now I have to pay another Late fee on top of the regular payment and he also stated that I have to pay for another termite inspection. He also stated that the rates have risen when I was locked in 3.25 before, I have just about given up and really don't see a way that anyone can help me, since I listened to him I am in worse shape than before. I know there was some problems but they got straightened out and I still lost. Vantage Point Bank Peter Schissler 100 Witmer Road Suite 140 Horsham, PA 19044
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ID
#443496 Review #443496 is a subjective opinion of poster.
Location
New Castle, Delaware
New Reviewer

Aguinaldo G Lopes "AKA" Carlos at Vantage Point Bank

Please watch out for Carlos Lopes who works for Vantage Point bank. he has been working on my FIRST home loan now for more then 2 months. This whole time he is telling me everything is great, My loan is all set, nothing to worry about. well wednesday, less then 2 weeks before my closing, i start pushing him for a commitment letter. He passes me off to his manager who tells me HE HASNT DONE ANYTHING! Carlos ran my credit for the FIRST TIME 2 weeks ago!! My preaproval letter was fake! Trust me my head is STILL spinning. I have no idea what carlos' intentions were, maybe he was waiting to run out my time so he could take the house from me? maybe he wanted to steal my deposit? maybe we is just incredibly lazy and a great lier? I have no clue, all i know is that my world fell apart wednesday, today is friday and I havnt heard from him or his manager, neither will return my phone calls, i called vantage point HR hoping to get to the bottom of this. I WILL NOT take this lying down! What Aguinaldo G Lopes "AKA" Carlos has done is NOT RIGHT! My little girl had her room and colors picked out! All because carlos ASSURED me EVERYTHING IS FINE!
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3 comments
#639471

Sounds like a a uneducated home owner ! They should realize that it takes longer than two weeks to close a home loan. 8)

#567191

Liar liar pants on fire

#515219

*** Carlos ! ! !

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ID
#271171 Review #271171 is a subjective opinion of poster.
Location
Silver Springs, Florida
Loss
$2

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