Jesse M Qah
map-marker Knoxville, Tennessee

Vintage Finance Attempts over $6K Garnishment against my Reputable Business Account without Notice

Updated by user Sep 17, 2018

No reply has been made to me by Vantage Finance nor Clayton Motors where Vantage Finance is located since my review on August 18, 2018. They totally ignored me but at least Vantage Finance has not garnished my company A Thru Z Services, Inc.'s bank account with Suntrust.

Their customer, who claimed to be employed by my company, in order to purchase a vehicle from Clayton Motors, has not contacted me either. Both of them should at least apologize for their fraudulent attempts against me without my knowledge and approval.

Original review Aug 18, 2018
A Knox County Warrants Officer left a card in my door. After the officer delivered my General Sessions Court papers the following day and said that Vantage Finance was attempting to garnish my business A-Z Services' (A Thru Z Services, Inc.) bank account, I told him that I don't even recognize their name. This unjust move in itself is enough to cause an 85 year old man like me to have a heart attack. Not one single contact was made to me by them. Then I went to their office at 4701 Clinton Highway on 08-17-2018 because I still didn't know what this was about. They said that some man purchased a car and claimed that he worked for A-Z Services. I blame Clayton Motors and Vantage Finance for allowing this shocking strange thing to happen to me because they purposely wanted to sell this man a car more than they wanted to contact me to find out if he did work for A-Z Services. Without mentioning the young man's name, I did not know him either. At least the lady I talked to at Vantage Finance was kind enough to tell me that she would take my papers to the Sessions and tell them to cancel this docket case on A-Z Services since the man never worked for them. In fact, not a single person has been on it's payroll since it started on 05-15-2007. Check with the BBB and find them with AAA= Rating since not a single complaint has been filed against them since membership started June 2016.
View full review
Reason of review:
Sudden Business Debt Claims without Notice

Preferred solution: A letter stating Vantage Finance definitely treated me and A-Z Services wrong and an apology.

Anonymous
map-marker Knoxville, Tennessee

Short Review on May&nbs-04:00;25,&nbs-04:00;2016

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
They are great but i allways pay maybe late but collection calls are ridiculuos and the hours they are open are not resonable for somone who works 60 hrs a week
View full review
Reason of review:
Poor customer service
Anonymous
map-marker Five Forks, South Carolina

We are back on the Claytons again

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
I supposedly had my SUV repoossed a few months ago for being late for 20 days to the Joe Clayton owned Vantage Finance. When I called the Knox County Sheriffs dept to report my license plates and my Handicap hang tag being stolen then guess what the whole *** vehicle was stolen by Joe Clayton's own employee's. The Sheriff's dept told me that if I could find the SUV then they could charge them with a crime. So many lies were told by the *** at Vantage. They told me my property was in their office but when I went to get it it was at C & N used cars or so they said but when I went to the Joe Clayton owned car lot I was informed that my vehicle was sold off the lot and my property trashed. I just went through my credit report and lo and behold there was Vantage Finance reporting I had never been late with a payment. I either want my money back or I want another vehicle fully paid for do you understand me Mr. Joe Clayton? You and your brother, Jim have never been nothing but crooks so why should it end now. You robbed me blind and one of your smart *** employees laughed about it..
View full review
Loss:
$5000
Cons:
  • I hate joe and jim clayton
  • I hate what they did to me
Reason of review:
Stole from me

Preferred solution: Full refund

1 comment
Guest

What u complaining about

Anonymous
map-marker Englewood, Colorado

How Clayton's will cheat you

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
r Joe Clayton re" Vantage Finance. People Brenda Johnson Today at 12:02 PM To .CBT@***.com Mr. Clayton and Mr. Clayton, you will forgive me if this turns into a book but you two are going to hear it all. In May of last year I went to Cand N used cars and I bought a fantastic Hyundai SUV, how it got there I will never know. On Oct 10 of last year there was a accident wiping my SUV out. Oh let me add I put 3000.0down on that vehicle. My insurance paid all of it with the exception of 600.00. I was told by one of the women at Vantage that I would be getting another vehicle and I did. Only I got a 2000 Izuzu Rodeo that had not even been detailed but I needed a vehicle. I am on disability and I have doctors appts. In the time I had the Hyundai I was never late on a payment. When I got the Rodeo I was never late on a payment until Jan of this year and I was waiting on money from USAA. I think one more time I was a few days late. Last month I totally forgot the payment entirely. Called Vantage and explained, they gave me one day to come up with 155.00 which I couldn't do cause you see I get one check a month. I haven't gotten rich off the backs of Knoxvillian's like some people I know. I called them told them that I couldn't get the money until my check came on the 3rd. I said they would just have to come and get it and sell it at an auction but I would not be responsible for the remainder. I am on disability and only the Federal Gov. can get any of my check. I explained this to the idiot that I talked to, Ashley I believe. I said wasn't it better to let me finish paying the piece of junk off rather than they lose money. I was then given to the third. On the 2nd I mailed a check for last month and this month.On Thursday morning I got dressed to go somewhere and guess what , damn SUV gone out of my driveway. They have my license plate, my handicap hang tag supposedly in the office with a lot of other things. I haven't been able to go get these things because they stole my transportation. Yes they stole it because I mailed two checks out that day and the one person I mailed one of the checks to got hers on the 3rd. I know they didn't get much for it in a auction because the damn thing had been wrecked twice, the 4 wheel drive doesn't work and has 4 dry rotted tires it. No one in Knoxville likes the Clayton family and this would really ruin both of you once it really gets out that they took a vehicle away from a handicapped lady. I have lost a lot of money in this deal money that I really need. I believe the *** that handled my acct is Beth.I am going down there on the 2nd because I have to go to my doctor on Merchants dr. so I am going after my things that were in that piece of junk and all of it better be there. Joe, you should be ashamed of yourself and you will pay for it. I may not be around to see but God will take care of you.Those witches stole my vehicle because I know the check was there for 310.00 laying on someone's desk because it was mailed from the Powell post office.
View full review
Loss:
$7000
Pros:
  • I liked them in the beginning
Cons:
  • Are dirty and lowdown
Reason of review:
Problems with payment

Preferred solution: Let Joe Clayton apologize to me and reprimands those women

3 comments
Guest

Hi Brenda. I just checked my credit report, and I had a charged off account reported from Vantage Finance, and I didn't even know who they were!

I was just wondering what they did as far as your credit. What ***. I'm grateful for your review. It helped guide me in the right direction.

I wish I had the $$ to get a lawyer to look at my credit report and *** the many things on there that are 100% inaccurate. That reporting by Vantage dropped my score over 200 points. I'm disgusted and, again, don't know how to go about getting it removed.

They seem very unreliable and most definitely not honest.

Guest
reply icon Replying to comment of Guest-1271151

I am a little late on answering this but going to anyway. I hadn't thought about it recently until yesterday when I applied for a loan.

Vantage has reported to the credit bureau that I volunteered to surrender the SUV.

That's another one of their lies. They stole it out of my driveway and stole everything I had in it.

Guest
reply icon Replying to comment of Guest-1271151

Just in case your not aware Vantage Finance is First cousin to the predatory lending company, Vanderbilt Mortgage. The Clayton's no longer own Vanderbilt but their employees were trained to be ruthless and mean. I would suggest FTC and dispute it

View more comments (2)
Brenda J Hpn

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Englewood, Colorado

Vantage Finance - Car Financing Review from Englewood, Colorado

These people should not be in business because the make their money on the backs of people like me. Last June I bought a nice vehicle from C&N used cars. In October I totaled it. Vantage Finance was very generous with me and let me have a 2000 Izuzu Rodeo that had been wrecked. Had to be careful with those front doors or they would slam into other cars. I had never been late with a payment until about 3 months ago and wasn't that late but paid late charges anyway. I actually did forget to make last months payment and called them. I am disabled and that was the only way I had to get anywhere. On Tuesday the 3rd of June I sent them two payments, one for May and one for this month. On Thursday morning I started out to get in the SUV but nothing there. Cowardly recovery came in the middle of the night and took it along with my handicapped hangtag and my license plates. I didn't know Vantage was so dirty or would not have bought and financed through them. Apparently a woman named Beth handled my account and has no compassion. I know the check got to them but they don't care. They just screw over anyone they can. Stay away from Vantage Finance. By the way Joe Clayton owns Vantage and I wish I could sue him.
View full review
Reason of review:
Damaged or defective
1 comment
Guest

This has not been resolved and I fear it will never be. FYI this did not come from CO.It came from Knox County Tenn.

Thanks to my satellite it could come from anywhere.

I have spoken to my insurance comp but they couldn't offer any hope I would ever get my property back. One thing about it though every one knows what crooks the Clayton's are.

Why Trust Reviews on PissedConsumer?

  • Professional auto and live moderation
  • 100% user-generated content
  • Equal opportunity and protection
  • Zero tolerance for fake reviews
  • Verified content
  • PissedConsumer is on the Inc. 5000 list

For more information read Blog article