Universal Property
Universal Property Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
1.0 star rating based on 1 review; consumers are mostly dissatisfied with Universal Property and report feeling scammed and misled.
Recent reviewer alleges retroactive policy rewrites, intrusive documentation requests, harassment via email, and withheld funds after cancellation.
Positive Feedback
No clear positives reported; the sole review lists fraud as a pro in a critical context.
Negative Feedback / Risk Areas
- Alleged retroactive policy changes and withheld refunds reported in Universal Property reviews.
- Complaints about poor customer service and aggressive billing or cancellation handling.
- Accusations of deceptive practices and links to third-party insurers cited in Universal Property customer complaints.
Key Takeaways for Future Customers
- Exercise caution and document communications before purchasing a policy or membership.
- Monitor billing, request clear refund breakdowns, and verify insurer relationships first.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
1.0 star rating based on 1 review; consumers are mostly dissatisfied with Universal Property and report feeling scammed and misled.
Recent reviewer alleges retroactive policy rewrites, intrusive documentation requests, harassment via email, and withheld funds after cancellation.
Positive Feedback
No clear positives reported; the sole review lists fraud as a pro in a critical context.
Negative Feedback / Risk Areas
- Alleged retroactive policy changes and withheld refunds reported in Universal Property reviews.
- Complaints about poor customer service and aggressive billing or cancellation handling.
- Accusations of deceptive practices and links to third-party insurers cited in Universal Property customer complaints.
Key Takeaways for Future Customers
- Exercise caution and document communications before purchasing a policy or membership.
- Monitor billing, request clear refund breakdowns, and verify insurer relationships first.
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Verified Reviewer
Scammed in at a lower rate, routinely rewrites policy during 90day review period retroactively
They evidently haven't been getting into any trouble flat out lying about requirements, asking for intrusive docs totally unnecessary and would be of no help/ info they already have. Saying they are doing something and then simply not.
The state of FL should have no reason to wonder why people are furious. Harassed with non-sense emails for months, sudden "discovery" that the policy wasn't written properly and that they are retroactively keeping the money far beyond the days of the policy at cancellation, no break down sent. DO NOT USE.
Extremely out of bounds. Total planned scam.
- Fraud
- No one would have taken out the policy
Preferred solution: Full refund
User's recommendation: Do not use Universal Property & Casualty or Nsure -- it's a scam between the two
Insurance Expert Talks
Exposed: Types of Insurance Scams and Fails
In this video interview, Charles R. Gallagher, an attorney, explains what sort of insurance fraud happens with consumers. Find out more about insurance fraud, the worst cases discovered, and how to protect yourself from insurance scam.
Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.
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They never sent me the funds they owe me (even with all the junk and the price increase they would be keeping). They never even sent a breakdown of the refund for the scammed amount -- isn't that crazy? They send a check with no documentation of the amount -- whatsoever -- and think that's fine, a standard business practice.