Tom E Adt

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Scammed in at a lower rate, routinely rewrites policy during 90day review period retroactively

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They evidently haven't been getting into any trouble flat out lying about requirements, asking for intrusive docs totally unnecessary and would be of no help/ info they already have. Saying they are doing something and then simply not.

The state of FL should have no reason to wonder why people are furious. Harassed with non-sense emails for months, sudden "discovery" that the policy wasn't written properly and that they are retroactively keeping the money far beyond the days of the policy at cancellation, no break down sent. DO NOT USE.

Extremely out of bounds. Total planned scam.

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Loss:
$74
Pros:
  • Fraud
Cons:
  • No one would have taken out the policy

Preferred solution: Full refund

User's recommendation: Do not use Universal Property & Casualty or Nsure -- it's a scam between the two

Insurance Expert Talks

Exposed: Types of Insurance Scams and Fails

Exposed: Types of Insurance Scams and Fails

Mar 7, 2021

In this video interview, Charles R. Gallagher, an attorney, explains what sort of insurance fraud happens with consumers. Find out more about insurance fraud, the worst cases discovered, and how to protect yourself from insurance scam.

Read full article
Charles
Charles

Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.

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