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Builder refused to refund $10,000

In Dec 2008, I signed a lease option with Sammy Brown (Actually, Sammy never signed it). It expires Dec 2011. In August 2010, Sammy gave the bank a "Deed in Lieu of Foreclosure", meaning he can no longer provide the deed to the house when I obtain a mortgage. When I requested the $10,000 back, he ignored me. My chances of recovering the $10,000 are now nil, even with a court suit. Sammy also changed the covenants for Ridgewood Meadows subdivision without regard to the existing Homeowners, causing the value of the existing all brick homes to drop in value when he built square "boxes" for 50-75K less. Sammy did not provide Liability Insurance for HOA as required by covenants, and did not allow HOA access to bank info until it was exhausted.
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ID
#213469 Review #213469 is a subjective opinion of poster.
Location
Pensacola, Florida
Loss
$10

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