Wilson Y Lka

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Verified Reviewer

I feel they made a bad situation much worse

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I am rewriting this feedback due to Tayne Law Group filing a defamation law suit against me. I have nothing but major regret ever agreeing to work with Tayne law Group. I had a MCA loan that was out of hand with a balance $58,500 claimed against my business. I wanted a law firm to fight for fair rights and settle this reasonably. The MCA was charging fees equivalent to over 100% interest annually. She agreed and assure me they had settled these types of issue before. I hired her as them as my legal council. The expectation was simple. Negotiate reasonable settlement. I paid $3,750 to Tayne Law group. When my employees started receiving threatening calls from the MCA I reached out to Tayne Law Group. Their response was for me to report them to state or federal organizations for their practices. They told me they do not help with that. I the inquired where we were in the negotiation process. I wanted to know if we were close to a settlement so the calls would stop. I was told they wanted more payments and then they would negotiate. I hung up frustrated and stopped paying them. The response from Tayne law group was not only to keep the $3,750 I paid but to bill me an additional $10,677.50. The bill had 2 line items to explain the charges.1. Answer: Itria balance. $1,220 and 2. Itria fee $9,457.50. (Itria is the MCA) I asked for a break down of these charges and they told me to refer to the bill. No where are they willing to show me hours billed etc. No where does it show a credit for the $3,750 I have already paid. Now when I signed up, I thought I was retaining a law firm to represent me. Turns out I was signing another contract where I would owe in total $14,427.50 with very little explanation as to why. They did answer a lawsuit filed by atria 1 time. Outside of that I cannot find another thing they have done on behalf. When I asked for this clarification I was told to refer to the bill. I told in the contract I signed nowhere does it say if we part ways I would owe over $14k to Tayne law Group let alone without a settlement. They responded to reference section 10 in my contract with them. This section is a lot of legal ease and from what I understand basically states if I dispute anything with Tayne Law Group. I cannot sue them I have to accept arbitration. So to sum up, in my opinion, I feel Tayne Law Group made a situation much worse. I thought I hired them to help me. I feel like all they did outside of answer 1 lawsuit 1 time was make a situation much worse. The debt was not settled. They took $3,750 from me. They have filed legal action to collect the remaining $10,677.50. Basically they want me to pay them $14,427.50 for 1 legal answer and not settling a debt. If you feel this is fair and what you want to sign up and by all means use them. Had I known any of this upfront I would have never agreed to it. I will not take this feedback down regardless of how much they try to scare me with legal attacks.They were my legal representation and an explanation of what they were getting me into should have better explained. And an explanation of these fees which I view as egregious should be better explained. They have a website that makes you feel safe. When I spoke to them they assured me numerous times. They know MCA is destructive and viewed by many as predatory. I feel they are no different. They presented a strong front to me not disclosing if I walked away 1/4 of the debt they did not settle could be a bill they would send to me. To me this feels and looks predatory. I was desperate and needed help. I now have a bigger problem. Everything I said here is accurate to the best of my abilities and am exercising my first amendment rights and using this platform to warn others as I wish I had been warned. I hope this helps someone. If you need more info google my name you can find me. Feel free to reach out
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Loss:
$14000
Cons:
  • Will sue you if you do not pay
  • You will pay much more regardless of success
  • Not a retainer a contract

Preferred solution: Full refund

User's recommendation: Do not use or trust

Julie H Smo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Albuquerque, New Mexico

Good Experience with the Firm

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I came across Tayne Law Group online when first looking into assistance with all my debt. The entire group from day one was so easy to talk to from my initial consult in the office to all the emails I sent with questions or phone calls from Mrs. Tayne to further explain or update me on my accounts. They were always very quick to respond and guide me in the right direction. So glad I found them.
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User's recommendation: Research your options and go with the one that meets your needs.

Hila Lcz
map-marker Panama City Beach, Florida

They deceive you and take your money

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A lot of the debt they settle, you are able to settle on your own. They charge a 39 % fee on money they supposedly save you. However, you can settle for the same creditor with the same outcome as then without the 39% fee. They charge you several thousands of dollars if you have a creditor sues you in court, and they have to file a response. They are worse than the creditors themselves. At least the creditors want to settle their debt. They are trying to extort you for more money because you're vulnerable.
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Loss:
$6000

Preferred solution: Price reduction

User's recommendation: Don’t use them

1 comment
Guest

This is true! Fraudsters that steal from people in debt

Anonymous

Read before you sign

Let me preface this post by stating the obvious - my needing a company like this at all proves I have made financial mistakes. I'm not just some disgruntled former client, I'm someone like you who is still in the process of going through one of the toughest things in the world – getting rid of debt. If you’re reading reviews on companies like this then chances are you're in some financial crisis. If you’re in trouble never lose sight of the fact that companies like this make their living preying off people in terrible situations. If I can use my experience to help prevent someone else from repeating my mistakes then the time spent to write it is worth it. WARNING: Make sure you actually READ all the terms & conditions of the retainer & any other documents provided BEFORE YOU SIGN with them. Nobody ever outright lied to me but they are not forthcoming either. You really need do your due diligence. I learned this the hard way when I left them to file bankruptcy. In layman’s terms if you sign with them today & fire them tomorrow you owe like $20K even if they never helped you. If you’re in debt to the extent that you’re considering a company like this you should ask yourself can I afford to add to my debt even more. Here's my sad little tale: I was drowning in debt but by some miracle still paying my bills on time & had a good credit rating. I turned to this firm out of complete and utter desperation. I wanted to believe this was a better option than those debt relief companies you often hear advertised. I was naïve to think that they actually cared about my plight. In my case the human thing to do would've been to advise me to file. Instead I was signed on to their “program” & advised to stop paying my bills. It felt like someone telling me to walk into a moving car, it just wasn’t natural. It was explained that if I continue to be a good payer then there would be no incentive for my debtors to negotiate. When you’re drowning you don’t question the motives of the person who tosses you a life raft. As reckless as it felt to follow through I told myself they were the experts and I trusted them. Listening to them is one of the biggest mistakes I have ever made in my entire life. What is equally troubling about this “program” is the lack of transparency. There was absolutely no system I could access accounting my debts vs. payables. When I inquired I'd receive an email summary from some back office employee not worth the paper I printed it on. When I asked how long I'd be in the “program” they couldn’t give me a timeline. Blind, I became deeply concerned that this was all BS. Their advice put me in a worse situation, they made me reliant on them, & then it felt like they were just taking my money just like what drug dealers do to addicts. If the stress of the debt wasn’t enough when the phone calls began it was soul crushing. Suddenly my voicemail inbox was over capacity and family members began growing concerned about their inability to reach me because of it. I was advised to not answer the calls and let them handle it. By ignoring the calls debt collectors started tracking down extended family members. I am a private person but this chapter in my life forced me to have to come out to my family that I was in serious financial trouble. It made me feel deeply ashamed. It was as if I was in free fall and at any moment I was going to land smack on the pavement in a bloody mess. I started to feel sickened over the notion that I was worth more dead than alive. That’s when I came to the decision that I needed to stop this insanity & just file. That's when this firm stepped on my neck while I was down slapping me with an $18K bill. Sure, everyone I dealt with at this firm is polite & professional as the "reviews" will tell you. The founder is articulate & polished. I watched videos of them speaking about debt and their philosophy on their customers. I feel I was taken in by a wolf in sheep's clothing & all of that was just part of the design. The reality is I should have just filed bankruptcy from the beginning. I believe they understood how dire my situation was & yet they allowed me to waste a year with them out of pure greed. In the time I worked with them they claim to have negotiated down an account or two but that doesn’t level out all that I went through. What they did for me is like raking leaves on a windy day. They put it in a pretty pile but by not bagging them invariably the wind blows them everywhere. They position themselves as an alternative to bankruptcy as though filing is the worst thing you can possibly do in the world. After having gone through it I don’t see how the damage they instructed me do to my credit is any different than filing bankruptcy. By filing Chapter 13 I was able to get some semblance of control back. There's complete transparency, I can login to an accounting of my debts vs. payables & in 5 years it will be a distant memory. Good luck with your situation.
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Reason of review:
Problems with payment
3 comments
Ellar Bjm

I wish all of us scammed by her could organize a class action suit and take her down!

Guest

They are scammers and will pay! Contacting the attorney generals office

Guest

I am exactly in the same position, they are trying to "extort" $10,000 dollars from me, because I could no longer afford $600/mo payments, as I lost my job and became unemployed longer than expected. And they refuse to give me my records and court documentation.

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paul j Rcr

Complete fraud

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Updated by user May 16, 2018

all i did was look up debt settlement lawyers and found her claiming to be great but clearly not

Original review May 15, 2018
i hired the law firm of tlg 1 year ago and her company charged me 8,000 dollars and only settled 2 accounts told me they were working on a third and all they did was send a cad letter but charge 843 for sending on letter .. its not the first complaint i have heard or seen from this paticular company but she delete and hides all complaints or callls a liar or says you were never a client but i have all my documents to prove what she did and did not do .. so she tries to sue me in her county even though i hired her in my county ..not the first time she did that wrong county genius lawyer...took money barely did work complete fraud and tries to make herslef look great and perfect and wants a franchise yet i can sue her to take her lice. away lets see what my lawyer does but she will give me my money back .. or i take her lawyer lic..
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Loss:
$8000
Cons:
  • Way she will do anything to hide the truth
Reason of review:
Bad quality

Preferred solution: Full refund

3 comments
Deontae Zee

did the same to me and threatened to sue me for speaking up

Hila Lcz
reply icon Replying to comment of Deontae Zee

Tried doing the same with me but as long as you state facts then the deformation suit can’t go further. The first line in deformation is the information you state false. As long as it is the truth, there is nothing they can do

Ellar Bjm
reply icon Replying to comment of Hila Lcz

Class action suit against Tayne Law Firm whose in?

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