My husband and I have been in the NACA program for 2 years. Our first year was a complete wash because we paid our rent "late" twice in one year. Although we were disappointed we needed to wait a whole year to be approved we understood and worked to meet all the...
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Anonymous
Anonymous

What other means of homeownership did you guys look into? Is the program really a waste of time? Had my workshop in January but my first appointment is not until next month..

1.2
I didn't like
  • Time-consuming
  • Repeatedly missed key deadlines
  • Inefficient processes
#1055528
Today, 03/03/2017, We received a phone call from our counselor from Naca speaking in an unprofessional and hostile tone. expressing how she is to busy to return customer's phone calls. as a client of Naca we have never experienced such uneithcial behavior from an...
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Anonymous
Anonymous

I'm having the same problems with the newark new jersey office. My husband and I have credit scores of 769 &758. Worked my same job 19 years. NACA has been a horrible experie...

Anonymous
Anonymous

Did you finally buy a home using NACA?

1.0
I didn't like
  • Unprofessional unmoral employee
#1016417
I am contemplating leaving the program and going another route. NACA lies when they say your credit doesn't matter. I came into the program with an almost 700 credit score and was approved for a loan of only 65k. If I went a traditional route, it would have been more...
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Anonymous
Anonymous

Update: I reached out to the NACA office in one last attempt to speak to someone via phone. (I work the same hours they are open). I was told that if i wanted a home so bad, i...

NACA_Online
NACA_Online
Naca Verified Representative

Nowhere does NACA say your “credit doesn’t matter”. NACA does not use your CREDIT SCORE in the process. Your credit history is reviewed so your monthly obligations can be fac...

1.0
I liked
  • Program terms
  • No closing costs
I didn't like
  • Worst i ever had
  • Did not return calls or emails
#944383

I played their game for around a year. Lived in a roommate situation while I paid down debt and got where they said I needed to be. I was pushed from pillar to post as counsellor's quit, got fired and so on. I never really worked with the same person more than...
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Anonymous
Sonya

Id like to know, in that year, how much you paid Naca for membership fees and credit reports? Im starting to believe that they sell you on a false hope, take your money in ho...

NACA_Online
NACA_Online
Naca Verified Representative

We're sorry you had an unpleasant experience, but the biggest financial commitment of your life is anything but a "game". The amount for which someone qualifies is determined ...

1.7
I liked
  • Loan product
I didn't like
  • Competency
  • Empty promises
  • Did not return calls or emails
#785989