Truly the Best!! From the time that I initially applied until the time I had final "clear to close" was 3 weeks. I closed exactly 4 weeks from the date I applied. I chose Sebonic over other lenders because of their great rates and loan features. They proved to me...
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Anonymous
Anonymous

Must be her mom

5.0
I liked
  • Very professional
  • Easy process
  • Easy online process
#936551
Reply to reviews
I used to work for a mortgage brokerage as a software engineer - I'm not going to mention the name, but they even did a better job at guiding their customers through the process and they were far from perfect. I would like to think that I'm one of the customers a...
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Anonymous
Anonymous

You are correct , they do not know what they are doing and very poor knowge about refi or loan process. Stay away from sebonic and its affiliates. They will waste your time an...

Anonymous
Anonymous

I'm no expert but 760 score is the number they like and if you are getting mortgage ins that tells me you don't have 20% down payment which tells me you are trying to buy to m...

1.4
I liked
  • Time wasted
I didn't like
  • Communication
  • Dishonesty
  • Incompetency
#862141
Reply to reviews
DO NOT PURSUE A LOAN WITH THIS COMPANY. YOU WILL BE ROBBED. One day before closing and they tell us they cant go through with the loan because they "dont feel comfortable". I have met all FHA guidelines and requirements, provided every scrap of information and...
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Anonymous
Anonymous

DO NOT PURSUE A LOAN WITH THIS COMPANY.YOU WILL BE ROBBED.Extremely unhappy with the service. do not use this service.

Anonymous
Anonymous

This is still and issue, and I have not been contacted by anyone to address my concerns.

I liked
  • Initial response
I didn't like
  • Being mislead
  • Runaround to get my mortgage closed
  • Not sure they told the truth
#713627
Reply to reviews
Sebonic (really, it's Cardinal - they hand you off to another company without any introductions or warning) has good rates. They are cheap. That's it. I had an awful experience with my refinance. AMAZING communication, right up to the point you lock a rate in. Then you...
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2.3
I liked
  • Interest rate
I didn't like
  • No idea what they are doing
  • Total lack of communication
  • Being mislead
#644962
Reply to reviews
As a Realtor selling homes for over 20 years in the Charlotte, NC area, & have worked with numerous lenders, I have NEVER dealt with such a difficult loan originator! Not only does Cardinal Financial & the parent company Sebonic make it extremely difficult to...
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1.8
I didn't like
  • Brent bonner
#628203
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