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Elan Financial Services - False credit report inquiry

Call could not be completed as dialed.
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Author
Cons
  • Incompetence and indifference
Reason of review
Search on my credit report for credit I did not apply for
Preferred solution
I need someone to contact me NIW.
Tags
Review #1567382 is a subjective opinion of poster.
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Loveagain - Angary

you have taken 9.99 from my account with out my authorize 2487390558 i wont thank you it put back into my account
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Author
Reason of review
Problems with payment
Preferred solution
Full refund
Tags
Review #1533206 is a subjective opinion of poster.
2 comments
1.7
Details
I with spoke 8 rag heads, whom have called very reputable business shady, to freeze credit to harass the consumer that pays the card off every month, with out paying interest. They speak in muddled English and disrespect the American population, they get rude when you...
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Anonymous
#1685314

LOL....The only person who forces you to deal with Credit One is you and the poor handling of your credit. Had you paid your bills on time, you would be able to get a REAL low...

Author
Cons
  • Every lie they tell
Reason of review
Not as described
Preferred solution
quit lying
Review #1532978 is a subjective opinion of poster.
0 comments

Filed a lawsuit against Peoples Bank using Elan Financial Services

1.0
Details
I have a credit score of 765 and was notified by Elan that after reviewing "risk factors" on my account they would raise my interest rate to 21% on future purchases from 14%. Hence. I filed al small claims action against the Bank that issues the credit card for violating NY GBL Deceptive and Unfair Trade Practices and fraud. Be advise, I have not been 30 days past due on any account in over 20 years. Based on my "risk assessment" they should reduce my rate to 11%. The first Court Hearing is May 7th, 2019 in Manhattan, NY. I am also filing a complaint with the NY State Attorney Generals Office. My advice is to avoid People's Bank Credit cards, they are a credit trap.
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Author
Cons
  • Arbitrary intrest rate increase
Reason of review
Deception and Fraud
Loss
$5000
Preferred solution
Let the company propose a solution
Tags
Review #1528483 is a subjective opinion of poster.
0 comments

Wayfair - Nightmare

1.7
Details
They prevented me from buying a home
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Author
Pros
  • Nightmare
Cons
  • Lack of answers
Reason of review
credit fruad
Loss
$100
Preferred solution
Let the company propose a solution
Tags
Review #1509563 is a subjective opinion of poster.
0 comments
1.0
Details
The FreedomPop SCAM promotes the sale of SIM CARDS for $0.01 to get payment account info for the purpose of “enrolling” the unsuspecting purchaser in a “semi-annual” plan and charging THAT payment account for $98.88 I have bought numerous SIM CARDS to have when and if...
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Author
Reason of review
Not as described
Loss
$99
Preferred solution
Full refund
Review #1501405 is a subjective opinion of poster.
0 comments

Experian ripped me off

1.4
Details
I put a freeze on my Experian credit and apparently, I somehow triggered a trial membership, which has been charging me $23.84 a month ever since. Experian says tough luck. The refunded one month's worth and say that if I want more, I have to dispute the amount with my bank. That, of course, will end up with my card being cancelled and reissued, which is a pain in the *** There is something especially galling about a credit union getting away with this kind of deceptive baloney.
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Author
Cons
  • Being charge for a service i did not subscribe to
  • Deceptive automatic membership enrollment
Reason of review
Damaged or defective
Loss
$75
Preferred solution
Full refund
Review #1470360 is a subjective opinion of poster.
0 comments

Jared - Consumer Beware!!!

1.7
Details
I placed an online order for 3 bracelets totaling $1916.45. They were delivered directly to the store. I didn’t like or take any of them. The store was only able to give me a credit card refund for 1 for $450. I’m told there’s a glitch in there system. After 45 minutes with the store mgr, he was unable to refund the other $1500 and kept all 3 bracelets with the promise that it would be resolved on Monday. This was on Friday. Monday and Tuesday came and went and still no resolve. On Wednesday I called their concierge customer service dept and the only resolve was to give me a ticket number and send a message to their e-commerce dept. In reality, they have taken my money and kept the jewelry. Their customer service sucks. I would never ever shop at Jared again.
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Author
Cons
  • Inability to process a refund
Reason of review
Poor customer service
Loss
$2
Preferred solution
Full refund
Review #1460612 is a subjective opinion of poster.
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Luminess Air - Product was not as presented on TV!

2.0
Details
The "fine" spray was more like a texture gun you would use on a wall - came out in spirts and lumps. I returned this AT MY EXPENSE and never received a refund, then they had the nerve to send me more makeup and charged it to my credit card. At first I thought it might be a falty sprayer - but after no response from my phone calls, then no response regarding my return, and lastly the nerve to send me more makeup and charge my credit card without authorization I realize that this is: NOTHING BUT A SCAM.
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Author
Cons
  • Unauthorized billing
  • Fraud
  • Quality of th product and customer service
Reason of review
Not as described
Loss
$30
Preferred solution
Full refund
Review #1448753 is a subjective opinion of poster.
1 comment
1.0
Details
On 11/30/2018 I purchased two $100 gift cards from Athleta at the Roseville, MN Store. I gave the gift cards to my two daughters for Christmas. When they went to use them, their balance was zero. I called customer service and was told the gift cards had been devalued...
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Anonymous
#1624499

Never heard of them. Guess we don't have them here. But if I see one, I'll salute them for you with the international signal of disgust, the single finger salute.

Author
Location
Roseville, Minnesota
Cons
  • Customer service
Reason of review
Poor customer service
Loss
$200
Preferred solution
Full refund
Tags
Review #1437398 is a subjective opinion of poster.