Swyfft
Swyfft Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Swyfft has 1.0 star rating based on 1 customer review. Consumers are mostly dissatisfied.
- Rating Distribution
Recent recommendations regarding this business are as follows: "I would advise potential future customers to steer clear of Swyfft LLC. They are not an insurance company but strictly an insurance broker for overpriced yet underperforming policies with 1-2 star rated insurance providers. You don't have to do much research to find the 1 star reviews about Swyfft and the cut rate agents they broker for.".
Consumers are not pleased with Billing Practices and Customer service. The price level of this organization is high according to consumer reviews.
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Swyfft has 1.0 star rating based on 1 customer review. Consumers are mostly dissatisfied.
- Rating Distribution
Recent recommendations regarding this business are as follows: "I would advise potential future customers to steer clear of Swyfft LLC. They are not an insurance company but strictly an insurance broker for overpriced yet underperforming policies with 1-2 star rated insurance providers. You don't have to do much research to find the 1 star reviews about Swyfft and the cut rate agents they broker for.".
Consumers are not pleased with Billing Practices and Customer service. The price level of this organization is high according to consumer reviews.
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Verified Reviewer
Swyfft Refused to Refund My Canceled Policy
Please be advised that if you are shopping for homeowners insurance and Swyfft Insurance is presented to you...stay as far away as possible! Swyfft will broker your coverage with an unqualified poorly rated provider, and you can rest assured that your premium will more than double over the next 1-2 years.
Dig deep into the (hopefully unsigned) policy and you will discover a clause entitled "Minimum Earned Premium Endorsement" which gives Swyfft the shady but legal right to keep up to 50% of your annual premium should you try and cancel their policy. The minimum earned premium is supposed to be used for cancellation of "Business Insurance" but Swyfft has decided that homeowners can be scammed as well. From the Thimble Business Insurance website, "the minimum earned premium comes into play if you decide to cancel your business insurance policy before the term is up."
Here is the clause in the Swyfft Policy that states they have the right to keep 50% of your premium should you decide that their policy is of poor coverage or far too expensive. And take it from a victim, they will keep your money even if you cancel within one month of the coverage period!
b.
If the policy is canceled at the request of the (first) Named Insured: i.
If the policy has been in effect any time during the period of June 1 to and including November 30, the premium charged shall be subject to a Minimum Earned Premium of
50% of the gross annual premium (including any additional premiums added by endorsement). This Minimum Earned Premium is the least amount of premium we shall retain as earned premium regardless of term.
- Hide a clause in their policy to avoid a cancellation refund
- Unreasonably expensive
- Poor coverage for such an expensive policy
Preferred solution: Full refund
User's recommendation: I would advise potential future customers to steer clear of Swyfft LLC. They are not an insurance company but strictly an insurance broker for overpriced yet underperforming policies with 1-2 star rated insurance providers. You don't have to do much research to find the 1 star reviews about Swyfft and the cut rate agents they broker for.
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