Jessica B Afd

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Being Scammed

This is the most wretched company. Their BBB rating is an F and it is no surprise How are they allowed to operate They are a scam.

No one there must have a conscious. Pure evil or incompetence, or both, is what you will face in dealing with them. Nothing but mismanagement of payments, constant lies, and hits to your credit. Their records are constantly wrong.

They sent a bill saying we hadn't paid our mortgage in four months!!! Yet they sure did cash those checks! Bank records prove it . Is someone there pocketing the money??

How can their record keeping be that bad?? And that bad ALL THE TIME. EVERY MONTH. They billed us for a late payment BEFORE the due date.

It would be laughable, but their errors are ruining us. Our credit is in shambles thanks solely to their lies. We have never missed a payment and they have plastered our credit report with late and non-payments. They locked us out of our online account and changed/deleted email responses to fit their "narrative." Thankfully we have screenshots of everything so we can prove our case.

I cannot believe we, as borrowers, have no recourse. SNSC will 100% destroy your credit and there is nothing you can do. I suggest never dealing with them over the phone. Keep records, screenshot everything, only communicate via email so you can have proof in black and white of their lies.

This company is an absolute nightmare.

Hire a lawyer immediately. Try and safeguard yourself by taking photos, making copies, keep proof of payments clearing your bank.

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Cons:
  • Unprofessional management
  • Not being able to get away from them
  • Horrific book keeping

Preferred solution: Reports to credit removed, late fees removed, someone that knows how to actually do book keeping take over!

User's recommendation: RUN AWAY or be prepared to get a lawyer.

Anonymous
map-marker Philadelphia, Pennsylvania

Wrongful foreclosure

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SN Servicing is just another servicer tied up with shellpoint new rez and the 4-5 other names the DBA. They have a person coming to take pictures of my home and then charge $13.50 ea.

Mo to my acct history, never once was I ever sent a statement, when I called u was put on hold for 47 min before I disconnected. They have filed deceptive evidence in court leaving out prior servicers account histories yet swearing that is what I owe. I had ask the to validate the debt, only to get a letter from shellpoint my prior servicer who defaulted my mortgage sent me to foreclosure after a breach of contract, illegitimate escrow shortages, saying I had not paid, yet all payments were on acct as unapplied payments only to reassign and reassign a note that hold no weight due to the I ital break in the chain of title. I have spent my life savings to save a home I have lived in for 20 years for them to say I owe more money than I originally bought the house for.

I can't take it anymore and unfortunately now know why people just walk away from thier homes while these people steal them right out from under you because they can admit fault. How do the people working for the servicers sleep at night your are all grimey amd makes sick. Five children two dogs and myself are going to be homeless because you steal homes for profit. I've been thru attys after attys for them to continue and keep continuing court cases..I can't do this anymore.

I have been screaming fraud since 2009 and now attus are even complacent and don't want to fight these things because it is straight up fraud punishable by imprisonment amd every on is scared of what may happen. Well idc anymore I'm calling every news channel in pa someone has to listen someone..this can not continue to be allowed

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User's recommendation: Sell ur house

Anonymous
map-marker Reading, Pennsylvania

Denied Payment delivery of Money from my Insurance Company to repair property forcing foreclosure!

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Joni YORK and Virgina Penchico denied reimbursement of funds issued to them for repairs to be made. The illegal denial and delay is forcing the Disabled homeowner to lose the home and become homeless through forcing foreclosue by their illegal deniels. They are unethical and illegal intentionally forcing homeowner into bankruptcy.

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4 comments
Guest

I am experiencing the same thing! They are the DEVIL!!

Blatantly and admittedly using deceptive practices, misconduct, fraud, and mis or redirection. They told me over the phone that their goal was to force me into foreclosure so they could get their investors into my property. I tried for months to work out a payment plan, file modification, offered them cash that I was holding which was over half of what I owed for 4 months and they purposely delayed, didn't respond, wouldn't answer and I don't even think they actually inquired to get it approved. They would not explain the accounting to me and it jumps thousands each month with no idea what is going on.

I stood on the court steps with my stock statements proving I have funds, and they did not care nor listen and sold my house in front of my face (with NO other buyers..... because they didn't have it listed per law so their investors get it as they promised). I have had to file bankruptcy and am still confused as to what I owe them and why. Once it is resolved, I am filing complaints and a suit (not that it seems to matter).

Wishing you the best! Advice - RUN FAST!

Guest
reply icon Replying to comment of Guest-2148391

In addition to the above situation, I have finally come to an insurance settlement to repair storm damages too. I did not realize that they hold the payment, they have not been involved in the years I have been working to get the repairs and estimates and finalize the settlement and when I told them about the damage and repairs needed, they did not care nor say they were supposed to "manage" it.

Then per reading multiple reports and suits of them not dispersing funds, in addition to the fact that I am in bankruptcy now to resolve the foreclosure they forced me into.....

I in NO way trust them with the settlement funds. I wouldn't trust them with ANYTHING!!!

Powell Dqg
reply icon Replying to comment of Guest-2148391

You could have for bankruptcy to keep the home u also could tried for grants to help pay but once youre 3mths behind they usually require payment in full or nothing

Nicole C Hup
reply icon Replying to comment of Powell Dqg

OOO POWELL DQG, You make it sound so easy, HOW WRONG YOU ARE! Grants are not for homeowners, that’s a lie the government tells you to make it look as if money in the budget or whatever is being used as it should be.

Bankruptcy only helps the very wealthy or very poor and SN Servicing and all its affiliates HAVE NOT GOT A CLUE ON HOW TO APPROPRIATE HIGH RISK MORTGAGE ASSIGNMENTS, refuse to see their errs and correct them amd once they realize their wrong they have already stopped accepting payment breeches contracts as well as fiduciary duties and began wrongful foreclosures, which carry a heavy settlements and fines and would bring attention to their *** ways therefore causing everyone they’ve managed to steal homes from to lodge suits against them and their big banks! So please mr grant amd bankruptcy is the answer, STOP BEING PART OF THE PROBLEM, educate yourself and stop your “sheep” way!

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