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Simple Mortgage

Simple Mortgage

simplemortgage.cc
What is your customer experience with Simple Mortgage?

Simple Mortgage Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Simple Mortgage has 1.8 star rating based on 2 customer reviews. Consumers are mostly dissatisfied.

Key Takeaways for Future Customers

  • Read Simple Mortgage reviews and verify promises before paying appraisal or fees.
  • Confirm underwriting requirements up front to avoid late surprises like reserve demands.
  • Document all calls and written guarantees when dealing with customer service or loan officers.

Negative Feedback / Risk Areas

  • Complaints cite misleading approvals and repeated delays in loan processing.
  • Billing issues reported over appraisal charges and requests for additional funds after approval.
  • Several Simple Mortgage customer complaints mention poor communication from loan staff.

Positive Feedback

One reviewer noted an appraisal value exceeded the required amount, but overall positive experiences are not evident.

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Media from reviews

Simple Mortgage - Mortgage Refinance Review from Flint, Michigan
Simple Mortgage - Mortgage Refinance Review from Flint, Michigan - Image 2
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Leiani Fcs

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

They bring you in 3/4 of the way and then underwriter blows you out with demand of a $3,000 reserve why was that not presented in the beginning why did I go that far into the process I got slammed

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
AI Highlights
  • Spent a week gathering info to meet the underwriter's needs.
  • A $3,000 reserve was required to qualify after docs, notary, and pre-approval.

Need my loan investigated spent a week of hussling info time gas energy to find out underwrighter needs 3000 dollor reserved for me to qualify after i did loan docs notary pre-approval they should know in the beginning that this was going to up the b

User's recommendation: Understand the loan b4 you waist customers time and underwrighter blows the customer out of the deal..

View full review
Alliana Xdy
map-marker Flint, Michigan

Simple Mortgage - Mortgage Refinance Review from Flint, Michigan

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
AI Highlights
  • Promised refinance and lower rate, but nothing was resolved for months.
  • Paid $998 for an appraisal; loan was never guaranteed and rejected.
Simple Mortgage - Mortgage Refinance Review from Flint, Michigan
Simple Mortgage - Mortgage Refinance Review from Flint, Michigan - Image 2

Steve Frankiewicz Simple Mortgage is a rip-off. They offer to refinance regardless of your credit history and then lead you on and on, month after month, with nothing being resolved.

I received a call from Steve Frankiewicz in December, offering to lower my interest rate.

A few weeks later he called back and said he had secured a mortgage but that I had to pay for an appraisal. He said it was $998.00, and I told him I wasn't going to pay for it unless I had a guarantee that the loan was approved. He assured me it was guaranteed and only dependent on the appraisal value being for what they needed to secure a 75% loan-to-value ratio.

I paid for the appraisal, which by the way was $998, not the $625 he claimed. My home appraised for $11,000 more than what was needed to secure the loan. I did not hear from them for over 2 weeks, and when I called Jessica Frankiewicz who said everything was a go and that he would get me the necessary paperwork in the mail.

A few days later a Syd Williams called and said my loan had been rejected. After getting irate because I had been told by Steve Frankiewicz that it had been approved, he said his boss Larry frankiewicz , was still trying to place it.

Without going into all the details of what has transpired in the past 2 months, let me just say I've been told 3 times my loan was approved, at four different loan-to-value ratios ranging from 78% down to 65%. I've been sent 2 different good faith estimates, and have emails from Steve Frankiewicz himself claiming to have secured the loan, only to tell me he's still trying 2 weeks later when we're trying to close.

My advice is to stay away from Simple Mortgage, Steve Frankiewicz, Jessica Frankiewicz, Larry Frankiewicz, and Syd Williams. They are con-artists who do nothing but back-stab each other and lie to the client. My beef with them is that they were told UP FRONT money they stole form me.

Steve Frankiewicz

VP Simple mortgage

steve.mortgage2012@***.com

313-701-**** mobile

810-244-**** Fax

https://sfrankiewicz.simplemortgage.cc

http://stevefrankiewicz-mortgage-farmington.info

https://simplemortgage.cc

NMLS #164041

21898 Farmington Rd, Farmington, Michigan 48336

Jessica Frankiewicz

Loan Processor

248-473-**** mobile

https://simplemortgage.cc

Syd Williams

Loan Officer

NMLS # 148****

586-549-**** mobile

swilliams@***.cc

https://swilliams.simplemortgage.cc

http://sydwilliams-mortgage-clearwater.info

https://simplemortgage.cc

601 Cleveland St, 501-6 Clearwater, Florida 33755

Larry frankiewicz

313-920-**** office

313-920-**** mobile

mortgagewithlarry@***.com

NMLS # 164060

https://lfrankiewicz.simplemortgage.cc

https://simplemortgage.cc

21898 Farmington Rd, Farmington , MI 48336

other people that work with this scam of a company

Amanda Korte 616-855-**** NMLS # 108****

Amelia Watts 865-919-**** NMLS # 914299

Brandy Wambold 810-338-**** NMLS # 166****

David Crespo 810-691-**** NMLS # 137623

Dawn Rachelle Mccarty 734-260-**** NMLS # 82364

Debra Lynn Grantham 810-241-**** NMLS # 130682

Jason Morello 231-920-**** NMLS # 136****

Jeffrey Scott Zimmerman 248-770-**** NMLS # 131260

Jennifer Gordon 616-723-**** NMLS # 158****

Kerri Roberts 810-338-**** NMLS # 131449

Kim Conklin 616-635-**** NMLS # 159****

Larry Frankiewicz 313-920-**** NMLS # 164060

Linda Lee Guigear 810-516-**** NMLS # 157413\

Mark James 248-705-**** NMLS # 138****

Mary Jeffries Patrick 248-798-**** NMLS # 71841

Michele A. Sims 248-480-**** NMLS # 139088

Michele Rhodes 313-737-**** NMLS # 265460

Mitra Sharifi 615-669-**** NMLS # 890517

Peggy Sue Atwell 810-358-**** NMLS # 218525

Penny Annette Jones 810-577-**** NMLS # 137550

Pete Gust Georgiou 313-477-**** NMLS # 162456

Randy Smith 810-241-**** NMLS # 104866

Ron Gipson 810-523-**** NMLS # 170026

Ron Newton 810-523-**** NMLS # 163****

Salwa Fawaz 313-384-**** NMLS # 172616

Steve Frankiewicz 313-701-**** NMLS # 164041

Syd Williams 586-549-**** NMLS # 148****

Tiffany Roper 810-287-**** NMLS # 161****

Loss:
$998
Cons:
  • 313-701-2771
  • Larry frankiewicz
  • Steve frankiewicz simple mortgage is a rip-off

Preferred solution: Full refund

View full review

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