RIPAC

About 2 years ago, I got a call from the bank that holds the mortgage on my condo. They said that I owed $1700+ in delinquent condo/attorney fees.

I told them I never missed a payment. Apparently, RIPAC went up on the fees and never told me. I no longer live on the property, but they have my phone number and email address on file, neither of which they used in order to try to contact and notify me. I called the owner, John Morgan, who is a total, complete *** @ssh0le.

I wanted to discuss this with him, but he refused to return the 3 voice mails I left him. Unfortunately, the bank paid their fraudulent claim and has now eaten the $1700+.

For the past several months, in retaliation, I've been paying off-color amounts for the condo fee, which is $190 per month. Some months I pay $191.03, some months I pay $189.08. It's different every month so that it makes it extra difficult for them to keep track of their books.

As a result, they have not been able to add correctly and are implying that I now have a balance of $100 and some change (they keep adding late fees, I presume, onto a balance that was fictitious to begin with, which allowed them to balloon the "balance due" to where it currently stands).

They certainly have every prerogative to continue being @ssh0les, but if they do, I will continue to make their lives more difficult, file suit, file more complaints, etc. Since I pay them using free electronic checks, I have just begun sending an additional check each month. The total of the multiple checks will add up to the off-color fee that I was sending every month, but all will be payable in small amounts, except for the bulk of the one large check.

So, basically, a year from now, they will get 12 checks in one month, two years from now, they will get 24 checks in one month, and so on. All will be received before the due date, and some sent so they arrive on the same or different days.