Manufacturer: Regional Acceptance Category: Loans Clear all filters (16 of 16 reviews match)
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Worst company ever.I have asked to refinance my car for lower payments and so they say they don't offer refinancing but they have other companies that do that they work with. I'm waiting to see what they say about me removing my gap insurance. I have talked to other banks for refinancing but the amount I owe on the car is more than what it is worth. I will never again finance through them and I highly recommend others to look elsewhere. Also...
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I just finished paying off my 2006 Jeep Liberty, which I bought used in about 2010.So through life's trials and tribulations I finally managed to get it paid off. They were helpful through those tough times. HOWEVER!! Now that the car is paid off, they need a lesson in math. When I thought I was paying it off, I went online to check to make sure that the balance read $0 (and for gratification!) and it showed a balance of $4.25. I kinda thought...
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1.0
I didn't like
  • Lack of listening skills
  • Payoff amount
  • Website info differ from statement
#988783
My daughters car was pay off in bankrupty (she paid full price owed) after it was paid off, they turned around and put late fees and chrage off on MY ss#.for full price of the note! NEVER,NEVER use this company. They are nothing but a scam!! You Never pay them off, they just keep adding bull *** to your loan and say" well there's nothing we can do now". They enjoy ruining peoples lives, just laugh. Surprised they can even sleep at night. Takes a...
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I didn't like
  • Very rude and impolite customer service
#970056

Regional Acceptance Auto Loan Review

#1000292
1.1
In 2015 my son and bought a 2016 lancer from clay cooley in arlington tex 19,000 or more payed 540 a month some one switch us over to regional we. At point we owe 18,994 had a five yrs term to pay this out ragous
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Regional Acceptance Auto Loan Review

#975542
1.0
I bought a car in 2008 and paid 19,000 and my payments were 450 for 7 years. At the end of that loan they came and said I owed all these other charges which I have been paying 350 a month for 2 years. Wonder what they will say I owe after this. Never get a loan from these people. You will never get it paid off. How can they continue to do poor people this way and continue to take our money.
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Regional Acceptance Auto Loan Review

#964401
I have a very high interest loan and I'm stuck in a car that is almost 7 years old! There is so much negative equity that nobody else will finance me! They are very rude and speak to you in any kind of way! I hate this company and I wish I would have never financed with them!! A bunch of ***holes!
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Regional Acceptance Auto Loan Review

#947851
I have had my car for 6 months now. I make my payments on time but the balance is NOT going down. Looks like this company is bogus.
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I FEEL I WAS WRONFULL WITH THE FINANCING CONTRACT I BROUTH A CAR 2011 NISSAN JUKE TURBO FOR 16,000 2 AND HALF YEARS AGO I TOLD THEM WE AHERE GOING TO PAY IF OFF ON DECEMBER OF 2015 WHEN WE CALL TO PAY OFF WE RECIEVE THE WORST NIGHTMARE THAT WE HAD TO PAY OF THE FULL INTERESET AS WELL WHIGH SUM OUT TO 41,000 AT THE MOMENT MY PAYOFF IS 8,000 BUT THE WANT ME TO PAYOFF 12,000 IN INTERESET WHICH IT IS CRAZY ADDING A SUM OF 20,000 THIS IS CRAZY 95% OF...
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How would one go about being a part of a class action against Regional Acceptance Corporation? I am not even sure, since I stupidly signed a contract 4 years ago--with 19,000 more to pay!!! For a...Range Rover, a Mercedes? Oh no- A 2012 F Fusion. I believe this is a corporation who bets on it's customers to fail. Perhaps those of us were in a situation where we needed a car, and were told without the best credit-or were upside down on a car loan...
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Anonymous

Anonymous Tell me what we have to do to file this class action law suit I'm with you 100 percent.

Anonymous

Anonymous I was just thinking about looking into that myself.

I have pursued Regional Acceptance Corporation for a Predatory Loan and Have received a letter and an email from BB&T stating they received my good faith payments and my complaint and would not refinance me and did not have a repossesion order out Last night I sent an e mail to their general insurer requestibg the information needed to continue ib my suit as per law and the next day /today my vehicle was repossed .....
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I had my car in a Chapter 13 BK which was dismissed in error.I contacted RAC as soon as I found out (2 business days after dismissal). I spoke with a young lady who was all to eager to help me make arrangements. She set everything up, including a payment. 2 days later (approximately 7 days after dismissal) they repossessed my car right out of my driveway, in broad daylight while I was inside my house! I called them immediately, and was told that...
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I entered into a 4 year contract with a dealer and regional, I worked hard and paid for the truck every month for 3 years and 11 months, I owed them 549.00 till payoff then I was laid off, and i called them and visa versa many times explaining that I did not have the money right now, being seniors jobs are not easy to come by and I begged them to work something out and they refused to work with us and repo'd the truck and all I owed them was...
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On July 13, 2016 I had a front end collision.I have excellent insurance and gap insurance through RAC so I felt I had no worries, I could concentrate on healing. My car was totaled. My insurance is paying 18k of the 21k owed. I have gap insurance so still thinking no worries. Until RAC decided it takes 6-8 weeks to send a Letter of Guarantee to my insursance company. This is a form letter which routinely takes lenders 2-3 days. One month...
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Anonymous

Anonymous UPDATE: After much cajoling and literally calling and leaving a message for them to take a read of their mission statement and how they said they do business and finally I got...