Providian National Bank
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Providian National Bank Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Providian National Bank has 2.0 star rating based on 3 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Recent recommendations regarding this business are as follows: "Report scams a criminals to the OCC.", "Contact a lawyer", "Friends".
Media from reviews
Fort Lauderdale, Florida
Because in 2003 I didn’t even have a credit card I had one when I was 18 a Sears card
Charlotte, North Carolina
Providian National Bank
User's recommendation: Report scams a criminals to the OCC.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Hopkins, Minnesota
Dobernman lawfirm is garnishing my wages sayimg for old providian account
Preferred solution: Let the company propose a solution
User's recommendation: Contact a lawyer
Amarillo, Texas
Checking on retirement account
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Seattle, Washington
Phone #
Preferred solution: Full refund
Atlanta, Georgia
I don't remember having this account
I World like yo get My history Form PROVIDIAN NATIONAL BANK
Any date can someone can call me?
- Contact me
Preferred solution: Clear my dept with Providian National Bank
User's recommendation: Friends
Bel Air, Maryland
SCAM - Sawyer Edmonds abs Associate
Paradise, California
Their so called "Legal Department"
So I am reading this strand and seeing the dates on here as 2017, 2018, etc. So here is a bit of info, in case you all have not gotten any sound information.
Providian Bank is no longer! Washington Mutual bought them out, and that includes their credit card division, back in 2005. These people are scammers across the board! Even IF you did have a credit card with them, AND owed money to them, for a debt owed this far back, in ANY state, you (and they) have exceeded the statue of limitations to collect on a debt.
The very SECOND you entertain the notion of paying anyone (and i mean any debt period) with a debt past your legal states "collection statue" you are doing what they call "re-aging" your debt. THEN and only then does it become a valid debt again. So, JUST SAY NO, and hang up the phone. Now a bit more education that you can give these "lawyers" that are trying to threaten you by coming to your house, your place of work.
Unless they have a subpoena in their hand they are not allowed to do that, PERIOD! If they are threatening that, ask them what court they intend on placing this "filing" with. When they say they dont have a subpoena, then that is a physical threat to you and you can file, even with just a phone number, to you local police department. A detective can call phone companies and ask for phone number information as well as IP addresses for those who think they are safe making calls from Skype and Google accounts.
Everything is tractable! Now, in 2007 JP Morgan Chase purchased Wamu and then from there assumed all credit cards debts and issues, but the fun thing is that by the time JP got a hold of those accounts most were cut up as a loss because the statue of limitations did not allow them to collect on them any further. THAT is not to say they did not sell those accounts to slimy people like this, but what you are getting is those nasty, dirty, bottom feeder crooks and scammers trying to make you pay on something to make it new so they can legally collect on it! If you can pry as much information out of them, maybe pretend that you are going to pay it and ask where to send the money order, then that just gives you more fire power.
If you are getting the calls on a cell phone, down load a phone call recorder to have even more evidence. When people like this get popped, all their money goes into a victims fund and distributed back to people who paid in.
So, report it here, report it to the fair credit people, to the BBB, report it to your local police. Safe guard yourself because they really do have your information and can try to harm you if they get that nasty.
Received a call from a so called private investigator stating that I would be served for a civil suit from Providian Nat'l Bank for a cc from 2000. That she said closed in 2017.
With the amount of over $4,500. All untrue. SCAM of some type, I imagine. She had my address, phone, county, d/o/b, and last four of ss#.
I do not recall any such account from 24 years ago. SOL would have expired long ago, anyway. And it looks like PNB is out of business. Weird that she asked for nothing just saying I'd be served for a civil suit.
I'm assuming it's so type of scam. Similar to other posts I'm reading from a few years ago.
I guess these scammers are still up to no good. I'll just wait to see what's next, if anything since I told her that's this was ridiculous.
Houston, Texas
Shafted?
I received a call from Anderson associate telling me that providian bank is after my job my taxes a my home is I don’t pay a debt from 2005 with the amount of $15.000 I don’t remember this collection before. I wait to see what happens.
Houston, Texas
Credit card
Houston, Texas
Credit card
Citrus Heights, California
Proof of pay off of RV loan for Richard Hughes in 2013 or 2014
- Contact me
Collector Fraud
A caller claiming to be on the behalf of Providian credit card called and threatened to freeze my account if I did not give them 1k+ of a outstanding 3k+ debt right then. But after talking to Providian via your guys website I now have it on recording that they would report such a transaction through a credit agency and try to contact me personally before selling the debt to a third party company.
The only thing is now I have to tell the credit agencies that my SSN may now be compromised.
The original call was threatening and intrusive to a point where they pretty much used scare tactics to extort the money from me. Even went to the point of threatening with court action to get money from me.
Just had a call from Michelle Wright from Dallas wanting to collect 3000 on a 1000 card from 12 years ago. Threatened to put a lien on my house, a lawsuit, and court cost. Phone number was 214-740-**** and the "lawyers" number is 888--721-****.
Replying to
Richmond, Virginia
Providian Sucks
kevintimothywest@***.com
Grand Rapids, Michigan
Credit crooks
I was contacted by a company stating that I would be served regarding a Providian account. Stating they had no contact with me sine 2015.
I haven't had anything to do with Providian for well over 12 years.
Stated they will be taking me to court since I would not agree to pay the ridiculous amount they said I owed. I don't have anything like this on my credit reports - what is up with these rude people???
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Sure, what do you want someone on a PUBLIC message board that has nothing to do with this bank to tell you. If you didn't sign up for it, close the thing down and report it as identity theft.
Quick question, why do you feel the need to post your photo on a bank complaint. POF is down the hall.
Lol