Fayetta Wqc
map-marker Valrico, Florida

Money scam

They emailed me a contract sing I was approved for 8000 I accepted it signed contract and they w Ted my account number rout number and was getting ready to transfer called me back say your credit s is bad we are going to deposit 700 dollars u are to first thing in morning go to bank withdrawal money and follow directions as soon as you send it back we send your loan the next morning bank computers were down I couldn't with draw money the computers came up hour later come to find out prosper had deposited a forged check thanks to computers being down I would have been in trouble for cashing sending them stolen money I called the they hung up then few hours later I began get threatening calls playing like the were Ira going to arrest me for social security theft they I reported the ftc
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Reason of review:
Problems with payment
Anonymous

SCAM!!!!!

I loan 4000, there is 200 fee upon approval. I paid already 589.78 so the total remaining debt should only be 3,410.22 only, but my balance is 3605.97. there is 195 additional amount!! this is crap!!!! this is scam!!!. they said they have an interest charge of 1.75 dollar per day and that wasn't explain to me upon application. it was only 18% interest rate. Do not apply for prosper!!!!! there are hidden charges!!!! I loan 4000, there is 200 fee upon approval. I paid already 589.78 so the total remaining debt should only be 3,410.22 only, but my balance is 3605.97. there is 195 additional amount!! this is crap!!!! this is scam!!!. they said they have an interest charge of 1.75 dollar per day and that wasn't explain to me upon application. it was only 18% interest rate. Do not apply for prosper!!!!! there are hidden charges!!!!
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2 comments
Guest

Prosper is not a scam, but if you use a search engine, you will get scams 100% of the time.

Guest

I'VE BEEN GETTING THEIR OFFERS IN THE MAIL CONSTANTLY, SO I WAS ABOUT TO APPLY, & MY MIND & HEART SAID, I BETTER CHECK THIS OUT FIRST, THANK GOD I DID! AFTER READING ALL THESE REVIEWS, THERE'S NO WAY IN *** I WILL APPLY FOR NOTHING FROM THESE PEOPLE!

THANK GOD PEOPLE POST ABOUT COMPANIES LIKE THESE!

I JUST WANT TO THANK THEM , FROM THE BOTTOM OF MY HEART, I'M SO SORRY THEY HAD TO GO THROUGH THIS BS! BEFORE THEY FOUND OUT THE TRUTH!

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Bob Tbv

Wasting Time with Somebody Lying to Me is not a Hobby

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While spending time to put in an application, I found that the proposal was reasonable and decided to go for it. Then calls an associate leaving me a voicemail to call back to verify some information, so far, not a problem. Then the person I get on the phone when calling back tells me that they just need to move my application to a new form, and whether I would mind staying on the line to do it through a few minutes of conversation. OK, weird, but OK. Then I am put on hold for a very long time, and then asked whether I am OK getting through another round of being on hold (this is after telling me that there would be no wait, just immediately talking to someone else to verify my application as he "transferred it to another form"). So, next he tells me that it is OK if I don;t want to wait, we can finish that by e-mail. Then I never hears back from him, but after a few hours, see that he simply deleted my application, pure and simple. Now, wither this guy had no clue what he was doing, or he was just lying to me to delete an application that caused him to do some work. Either way, not somebody who deserve a salary, and Prosper certainly not a company that deserve my business if they hire this kind of people to take care of sensitive financial information. I guess I learned my lesson, but I am still upset that I had to waste time and be treated that way by a company that I thought was legitimate.
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Reason of review:
Poor customer service
Michael J Xpr
map-marker Prosper, Texas

Scam Crooks

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They offered s loan and then proceeded to try to empty my checking account, cancel several pending transactions and then close my account. Fortunately my bank got suspicious and called me. They reversed what Prosper tried to do. This forced me to close the account and open s new one, order a new debit card and new checks. Everything got locked for 20 business days. I’m royally pissed
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Phil Y Svs

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Verified Reviewer
| map-marker Roswell, Georgia

Prosper is a ripoff

If you might invest in Prosper as a lender, don't. You will pull your hair out dealing with them and not make any kind of decent interest considering your time and frustration. They recently lost their license to operate in Georgia and now it will take 5 YEARS for me to get my money back. They are scammers! While they have your money, they delay putting it in an interest bearing account, which means they earn interest and you don't. Their customer service is terrible. I can't even talk with anyone. Phone calls go right to a machine to leave a message. Where do I stop? There is nothing good about this company and I am beginning to think they are not legit.
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Loss:
$5000
Reason of review:
Not as described/ advertised

Preferred solution: Full refund

Angela M Pub
map-marker Newark, New Jersey

Charged me late fees when I did autopay and had funds availa

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I was waiting for Prosper to take out the funds from my bank. However, nothing came out, I checked 5 days later, and noticed the money didn't come out of my account and they put insufficient funds and charged me a late fee.

I don't habe problems with paying my credit cards from the same account, and I have the bank statement to show there's more then enought to pay them back.

So, I called 4:19pm ET, and looked on their website with shows they close at 5pm ET, and get a message that their closed and their on Pacific Time. I hope they get cought and pay everyone they own back.

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Christian E Iko

Bad Experience & Bad Returns on Investment

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Put your money elsewhere if you are a lender looking for returns. I invested in what I thought was a conservative basket of loans with AA and A ratings as a test. Here I am just shy of 5 years later with some lousy results.

Breakdown by the Numbers:

Loan mix AA to A rated loans - 45% AA, 55% A

Defaulted Loans: 36%

Annualized net returns -13.18%

Their rating system is obviously broken and their screening is immature. If I had to guess, these are all probably high risk / low quality loans. Would have been better off sinking the funds into just about any index bond fund. In my case, I would have been better off buying US Treasuries or just keeping my money in a 0.2% savings account.

Really glad I didn't invest real money in their poorly managed business that fleeces investors, and appears to also harm their customers. Shame on Prosper for only looking out for their own prosperity with this broken business model.

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Loss:
$140
Cons:
  • Low credit quality
  • Poor returns
  • Misrepresent investor returns
Reason of review:
Bad quality

Preferred solution: Let the company propose a solution

Harry j Jkf

Confusion and miscuminacation

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Well I applied for a loan my credit score good and I got approved but the application Department put my wrong income so when the verification Department contacted me the girl told me will we need to cancel the original loan and do a new loan so I said okay no problem so we started a new loan and I got approved for the same amount that I was requested and then they sent me an email and I set up my account and they wanted me to e-file my documents well I called in and said can I also have a fax Department to fax my document so that way if they come across, not looking good on the e-file at least I faxed it so I faxed over everything but my transaction report from my bank did not come across good so I'm glad that I faxed it but then they started asking me we need to verify your bank account well my bank account does not allow verification over the phone Prosper would have to fax in a verification form so I got the verification form and I mean the supervisor of prosper in the verification department on the line because the girl that I was speaking to in the verification Department got a little rude and I was like I'm not putting up with that so when I got the supervisor on there she said I explained to her my complaint in concerns so I also had a counter check from my bank so I fax that in and the supervisor said I'm going to go ahead and approve your loan and she looked at my transaction papers and then tonight I'd look on there and they have the wrong account number so they approve me for the loan they have me set up for the loan to go through in the next two to four days but they need to update my account number now I spoke with the application department and they told me that you have two to four days to make sure everything's correct before they even put the money in the account so I had them get a supervisor on the phone and I explained to her my account number and I said you should be able to go in there and see it so she was very nice and she went in there and saw it and said I'm going to have this escalated to make sure that they have the correct account number for your bank cuz they didn't have the correct account number so they also told me in the morning to call and speak with them so the only thing I've been a little annoyed with this is the inconsistency of people not entering correct information and not paying attention to what they're entering but I have they are not rude they're very professional and I can you know for a $2,000 loan they're very reasonable so I'll have it paid off before it's due in the three years now tomorrow I have to call to make sure that they get this corrected because I'm very on top of this but I can tell you that around tomorrow I will contact them and if they continuously give me you know because it shouldn't be that hard my transaction report has my account number I faxed over the counter check with my account number I don't know how they went in there and added the last two digits incorrectly I think somebody was in a hurry I don't know so I'm going to get that corrected and then they said they had still have two to four days to deposit the money so hopefully I'm doing it in the right time and they can get that corrected if by chance I run into another problem I'm going to cancel my loan and I'm going to file a complaint with the Better Business Bureau cuz to me this is a bunch of crap you know I don't know how clear and to me it's like playing a game and I'm not begging for anybody I just wanted to get a loan to pay off something a little faster and I need to get a few things and it won't take me long to pay off $2,000 especially when if you put more down as your down payment and you pay more every month and I advise anybody that gets a loan from Prosper or any loan place if they set you up at $78 a month or let's say $50 a month pay $100 a month pay a hundred fifty if you can the quicker you do that the quicker your loan gets paid off because the interest is will will get you so even though it's three years on my loan $2,000 my first down payment to prosper is going to be 500 and then you know cuz I have a little money saved so I just advise everybody with any loan company make sure when you're giving them information they repeat it back they have a correctly and you follow up don't be scared to contact them and say hey what's going on with my loan if you haven't heard from them and if they do call you make sure that they have everything correct cuz that's been the biggest complaint with prosper otherwise they are very professional very nice know I'm sure if anybody's account goes to collections but everybody don't take out more of a loan than you need and don't do a 5-year loan do a 3-year loan to get it paid off faster it also

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Reason of review:
Poor customer service
2 comments
Guest

Well for my follow-up today I got an email they updated my proper checking account information and then I was told it will continuously it may take up to 5 days for my loan to get into my checking account cuz they had to correct it so I ask for a supervisor and I spoke with them and I asked them Amaya chewing a queueing interest on the loan even though I haven't received any funds and they said yes so I said oh you need to put a stop to that so they put it through to the escalation department and I said and I want an email sent to me that this was taken care of well in the morning I'm going to call them because the escalation department has already left for the day and I'm going to explain the situation and if my money is not in there by next Tuesday I'm going to cancel my loan I'm going to file a complaint with the Better Business Bureau I'm going to file a complaint with the FTC and I'm going to do a police report and I'm also going to notify my bank so if they try to withdraw funds for this alleged interest and I never received the loan I'll get a lawyer cuz that's illegal see they're trying to keep the loan going a little longer so they can acute interest but when I started saying I don't think so and I stay on top of things you have to be really consistent with them and ask questions with Prosper loans they will not tell you anything and if you don't you'll find out some stuff first of all they make the lone take a little longer because in that way they get more interest so when you do the application until the moment that your money is deposited so if you haven't gotten your money but you're getting interest Accused at Daily request a supervisor and have them put a stop on that because how can they charge you for interest for something you haven't gotten even though you've been approved you haven't gotten the money hasn't been deposited into your account and that's *** so you know I just feel like probably it will not happen but I kept all my emails with Prosper everything that I've had to send them so if I have to get a lawyer if they tried to withdraw funds from my account then I'll get a lawyer

Guest
reply icon Replying to comment of Guest-1477696

How...how do you write so much with ZERO punctuation?

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Anonymous
map-marker Greenville, South Carolina

Vulgar

I received a text message from Prosper loan company saying that I was approved for an $800 loan please give them a call they were looking for someone named Daniel Edwards whom I've never heard of I returned a text stating that I did not know who a Daniel Edwards was that I thought that they had a wrong number and please take my number off of their list the return text I got from them said .. *** you and *** your wife mr. Edwards I asked again that they stop contacting me and and the reply I got that time was I want your wife the messages are continuing and I'm getting more vulgar by the message if this is a real loan company it is very unprofessional when I called the number back to see if I can speak to a supervisor to get my number taken off the list or at least this man to leave me alone what I got was a message about a magic box customer was unavailable so this isn't even a real number

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Reason of review:
Poor customer service
Katherine L Vwe

Prosper loan scam and card scam

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Updated by user Apr 28, 2018

I thought I give an update about what I have accomplished so far about this prosper funding loan site so-called scammer at-large yet probably scamming other people for game cards and tries to promise them loan. Oh I'm going to advise anyone do not mess around with...

Original review Mar 22, 2018
I got to say I did fill an application for prosper loan but I never got a reply that I could get the loan. This Sean Marshall called and said he was alone representative and that would help me get a loan I never signed anything with him I only asked him how the process worked to get a loan.

All the sudden I see in my account right today Money pending and two of my checking accounts I'm not touching this and I want him found he's a scammer I don't know how he did this only that he got the information off the Prosper site that he has up when I filled out the loan to see if I could get the loan but I was told I couldn't get the loan. So he's using this site to lure people in. Well he said if I want to get my loan for a 5000 I would have to go buy for $50 cards or gift cards I didn't do it my son told me it was a scam I realized it was a scam when asking for game cards cuz loans don't go that way. But the money is in my bank account right as we speak in pending and this does not make me happy I didn't sign anything he threatened me over the phone that he'll freeze my accounts I believe that this however he put this money into my account is not by check and I don't know if it's even real I don't know until I have this investigated by the bank to find out all I can say people do not think there are a real loan company they're not and they get your information if you sign on to their prosper page for a loan it will be the worst experience you ever had was scammers.

When they start asking you to buy game cards there's something wrong I didn't go through it and that's one good thing but the money that's in pending I don't even know if it's real I don't know where it came from it could be an offshore account as far as I know I don't know. But I'm not touching that money because something's definitely wrong. And I feel for anybody that has been scanned by people it does happen to the best of people but the call people idiots is not right because one day you will be played as a fool thinking it was real and it's going to slam you in the face hard. I want this person and I want him put away because he's been frotting a lot of people lying but I don't get how they could send into my account this kind of money when I did not sign any loan documents this is not my money it's theirs or what if this was some people that they've been scamming money off of we need to find this person and he doesn't need to have his *** beat.

The last thing I do I hope the bank and find out who he is that's sent this money whoever and wherever it came from and it can get out of my account and go back to wherever it came from.

I need to get a lot of feedback we need to stop this scamming loans and people that say that their loan officers and they're not taking advantage of good people is not good practice but got to expect it out in this cruel world anymore. Thank God I didn't sign any contract with these people but they got my info and I'm going to have to do something about it the stop them.
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Reason of review:
Problems with payment
6 comments
Guest

They are scam artists. Should be arrested and sent away for a long tine.

I doubt they are even in America. He is not alone. Robert Marshall he calls himself. There has been a woman workng the phones too.

Very shady. They use Prosper or Finova Financial too as there fale names. Ive reported them to the real company that does real business.

He probabky is a disgruntled ex employee ir a sCAM Group from anotger country. BEWARE

Guest
reply icon Replying to comment of Guest-1572690

I am scamed by them $4050. How do I find them

Guest

Did he put money in the account within 1-3 hours to verify your account?

Guest

I had a guy named Robert Marshall try something similar on me, wanted me to first send money via Western Union, then he wanted it sent Walmart to Walmart in Alabama. Phone 864 507-****.

Guest

Sean Marshall phone number 619-485-**** or Prosper Loan 415-251-****. Report hime to the proper authority for serious fraud. Thank you.

Guest

Finding this type of website by using a search engine is a SURE way to find scammers instead. At least you recognized the scam and did not send any money.

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angelina f Oxm

Very very bad service horrible

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This company stressed my mother out to the point she is getting sick .she had a 310.00 payment due on the 5th she politely called to ask the due date be changed to the 12th now her payment reads 325.00 due on the 5th nothing but the run around by customer service reps
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Reason of review:
Problems with payment
Anonymous
map-marker Little Rock, Arkansas

DO NOT go to Prosper for a loan!!!

I had filled out an application for a debt consolidation loan. I stopped at a certain point because I wanted to check out some reviews.

The reviews were not at all favorable and I decided not to go with them. I didn't sign anything, or send them anything. I immediately contacted them and told them to cancel my application that I was no longer interested in going with them. The next day they did a credit report on me for a loan that I no longer wanted.

My credit score went down and if I want to go to another loan company, they will do a credit check and my score will go down again. I have been working very hard to get my credit score up in the 700's and with one lousy inquiry about a loan, I have to fight to get it back up there.

I don't understand the purpose of why they would do a credit check when I was no longer interested. Were they pissed because I took my business away from them and they got even?

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Reason of review:
Order processing issue
Anonymous
map-marker San Francisco, California

Stay aware from prosper. Fraudulent.

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Prosper called my bank pretending to be me and put fee reversals on 30 items to make it look like they had deposited money into my account. That caused me to have $1145 dollars in overdraft fees. They then wanted me to send them $2300.00 worth of Google play cards which of course I didn’t do. I filed a police report, changed my bank account and they are still calling me using robo calls. Stear clear of these crooks. The robo call ends in God Bless but there is a special place in *** for the people.
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1 comment
Guest

Scammers, not Prosper.

Anonymous
map-marker Philadelphia, Pennsylvania

Fraud or not?

i was very close to taking out a loan until I became qary that every rep had an Indian accent while the call was from Texas. No problem maybe an outsouced company. Then the red flag went up high staff lwhen they asked for my online log in password!!! Their explanation was that they monitor the clients account...No WAY!!!!
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Martha J Cub

DONT UNDERSTAND

I FOUND OUT THAT I GOT APPROVE FOR THE LOAN WHAT I DONT UNDERSTAND IS WHY DO I HAVE TO PAY A FEE A ONE HUNDRED AND FIFTY DOLLAR THEY DIDNT TELL ME THAT AT FIRST I WANT TOO KNOW WHY THEY KEEP ON ASKING YOU ABOUT YOUR ACCOUNT NUMBER I ASKED THE MAN CAN HE TAKE IT OUT ON THE MONEY I GOT APPROVE IF I HAD ANY MONEY I WOUDNT HAVE ASKED FOR A LOAN IS THIS A SCAM CAN SOMEONE HELP ME AND ASWER MY QUESTION WHY GET SOMEONE EXCITED TO FIND OUT YOU NOT GETTING ANYTHING AND THE MAN ON THE PHONE I REALLY DONT UNDERSTAND WHAT HE IS SAYING AND THE PHONE SERVICE IS VERY BAD IS IT A REAL COMPANY OR A SCAM DONT HAVE TIME FOR GAMES I HATE GIVING MY ACCOUNT NUMBER OUT ITS HARD TO UNDERSTAND WHY YOU HAVE TO GO THOUGH ALL THIS JUST TO FIND OUT YOU NOT GETTING ANYTHING
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Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

2 comments
Guest

NEVER use a search engine to find Prosper or other websites. Scammers are certain.

Martha J Cub

WHO EVER ANSWER MY QUESTION I FOUND OUT THE TRUTH THEY ARE SCAMMERS OUT TO GET EVERYTHING YOU HAVE YOU DONT HAVE TO PAY A FEE AT ALL YOU SAY MY COMPLAINT IS A REAL EYE SORE WHATS A REAL EYE SORE IS A COMPANY PRETENDING TO BE A LOAN COMPANY OUT TOO SCAM OTHERS PEOPLE NEEDS TO KNOW BEFORE THEY GET INVOLVE WITH THEM

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