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I have not heard back feom Perch and they have made my credit score drop

Added to my credit report no idea who they are Equifax didnt either, contacted then and no response from Perch very annoying
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ID
#3986741 Review #3986741 is a subjective opinion of poster.
Preferred solution
Removed from my credit report

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Buying closed accounts

If perch capital contact you're regarding an alleged debt insist you need to see contract deed of assignment not the Original credit agreement. This will prove any legitimacy to the debt and what they bought it for price etc they probably pay £10.00 for every £100.00 also a debt bought becomes unenforceable on sale
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ID
#3961017 Review #3961017 is a subjective opinion of poster.
Preferred solution
Apology

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Perch Capital account should be closed

Ive tried many ways to contact perch capital. I have an account on my credit file that is shown as open and in arrears. I dont know what the account refers to but I do know that any debts I had in 2018 were picked up by my debt payment plan which was completed in May 2021 so this account should no longer be open..
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ID
#3920566 Review #3920566 is a subjective opinion of poster.
Location
Glasgow, Scotland
Preferred solution
Remove from credit file

Illegal behaviour and business manner