Peoples State Bank of Wausau, Wisconsin is the Worst Bank that I have Ever worked with as a business owner for over 50 years. I am an out of state commercial property owner who made the mistake of placing $1,000,000.00 down on a Multi-Million Dollar commercial property where payments had consistently been made in a timely manner for ten years, and when the renter filed bankruptcy and bailed on the lease, Peoples State Bank of Wausau, Wisconsin Denied and Refused to Consider to Restructure the loan. We Leased the building with a new renter shortly thereafter. There was Cash in the Account in Peoples Bank to Cover Four More Months Payments. Peoples State Bank Chose to Freeze the Account and Refused to Withdraw the Payments, and Declared US In Default. Payments were never late nor missed, and Peoples Bank Refused To Withdraw Payments From The Peoples State Bank Account That Had Four Months Payments IN People State Bank. THEY REFUSED TO CONSIDER RESTRUCTURE OF THE LOAN EVEN THOUGH THE PROPERTY WAS RE-LEASED. Any other bank would have restructured the loan, but People State Bank of Wausau, Wisconsin was only interested in Bankrupting Us. Peoples State Bank is not Of The People, By the People, Much Less For The People other than the People receiving W2 forms from Peoples Bank. They are not Ethical, Moral, and cannot be trusted. Avoid Peoples State Bank at all cost because the cost is too high doing business with Peoples State Bank.