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Midnight Velvet - Credit

I ordered from Midnight Velvet and wanting to open a credit card account Midnight Velvet ran my credit report. I made monthly payments before due date and on the 2nd month decided to order another item. To my surprise Midnight Velvet ran another credit report on me, without my approval. When I called customer service I was informed that each time I made an order a credit report would be obtained. Running crew reports lowers your score by 2 points each time. I immediately paid off the balance and closed the account. Customers beware of this practice from Midnight Velvet.

User's recommendation: Beware of Midnight Velvets credit card program.

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Same thing just happened to me a few days ago when I ordered some caftans for my daughter for her birthday next week , but now no record of me placing the order. I’m done.


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#2413150 Review #2413150 is a subjective opinion of poster.
  • Credit approval
  • Cheap clothes
Preferred solution
Remove credit report entry