Melissa R Tmp
Midnight Velvet - Credit
I ordered from Midnight Velvet and wanting to open a credit card account Midnight Velvet ran my credit report. I made monthly payments before due date and on the 2nd month decided to order another item. To my surprise Midnight Velvet ran another credit report on me, without my approval. When I called customer service I was informed that each time I made an order a credit report would be obtained. Running crew reports lowers your score by 2 points each time. I immediately paid off the balance and closed the account. Customers beware of this practice from Midnight Velvet.
User's recommendation: Beware of Midnight Velvets credit card program.
- Credit approval
- Cheap clothes
Remove credit report entry
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