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Prospexx Tom McKenzie

This company lent us money in 2006, and when our company got into trouble they went after us when we were only 20 days late in paying. We felt we should have at least 90 days grace. Not so, nearly lost our home. Most uncomfortable position. Our company has failed now, and he threatened to take our house if we did not pay. We have paid, but very ignorant people. I see the postings on the Internet, and I agree, just because they provide successful funding does not mean they can take advantage, when we could not pay.Craig Elliot
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I am pleased to see one case where funding was provided. This lends some credibility to Prospexx.

Non payment has its consequences no matter where you are so I don't have a lot of sympathy for the complaint.


This Craig Elliot lizard did not deserve anything. He was a pain in the *** from the time he received a loan through us.

A real consumer advocate. Told us after the fact that we could not charge him the interest rate and late penalties we were charging him. I would have liked to have tossed him, but he gave up and paid us off, with penalty early on. I call them lot lawyers from the old days in the car business.

They like to tell us what we can and can't do.

If they knew what they were talking about they would have their own money, and would not be at my door whining. Nice to see a compliment about us like this.



It is a general doctrine of law in all jurisdictions that making false public

statements against a person or firm is illegal. Commonly known as “slander” (when

verbal) or “libel” (when written), false statements to damage someone’s reputation is

called “defamation”. Defamation is defined by various laws in clear and uniform

terms: “Provably false statements of verifiable fact, that serve to undermine or

damage someone’s reputation.” It is no defence to phrase a false statement as an

“opinion”, one’s “own experience”, or as some alleged “consumer complaint”. As

long as the comments contain some false statements of fact that could be verified as

false and could or should be known to be false, then it is defamation, and it is illegal.

All defamation is illegal, and law suits against false defamers are highly

successful and collect substantial damages from the wrongdoers. Written

defamation (which applies to the Internet) is punished harshly, and damages usually

do not need to be proven, as they are assumed by law due to the written exposure to

the public. Defamation falsely accusing of fraud or professional misconduct is even

more severely punished by “treble damages” and “punitive damages”, which can be

enormous amounts of money far beyond any expected real damages to the victim.

All defamation to enforce demands is criminal as extortion or blackmail,

which are serious federal crimes in all countries. Extortion (in the USA), also called

Blackmail (in the UK), is defined in various laws in uniform terms: “Threats or

actions to damage a person’s reputation, to enforce a demand for anything the

person is not obligated to give.” Defamers who use false unlawful defamation on the

Internet, to enforce demands of things not owed to them, are committing a serious

crime. If a person is entitled to something, they are required by law to use normal

lawful “due process of law”, where an independent, objective and impartial court can

apply any signed contract that governs the transaction, if there ever was any. Using

criminal attacks by defamation to circumvent due process of law is highly illegal, and

indicates that the person defaming probably did something illegal or criminal to

sabotage the transaction by his own fault, if there ever was any transaction.

Defamers know that their false statements are illegal, and that false

defamation to enforce unlawful demands is criminal. This is why they make great

efforts to remain anonymous, to avoid both civil and criminal liability. Experience

shows that once an anonymous online defamer can be identified and their identity

exposed by a reply in that forum, they stop, disappear, or begin modifying their

statements to back-track on their lies.

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#162496 Review #162496 is a subjective opinion of poster.
Fort Erie, Ontario