Nancey Sas

World Financial Group - WFG is a Great Way to Go BROKE and LOSE FAMILY and FRIENDS

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World Financial Group - WFG is a Great Way to Go BROKE and LOSE FAMILY and FRIENDS
World Financial Group - WFG is a Great Way to Go BROKE and LOSE FAMILY and FRIENDS - Image 2
Mr/Ms WFG No-name from Nowhere. Please spare us your big fat lie about "many big earners" at WFG.

It's total bull cr*p and you know it. Here I give you the straight-up MATH to prove your claim is bullcr*p. Dear Reader. Fact is, in 2015 North Americans were *72 times* more likely to make $100,000 working anywhere *BUT* WFG.

In that year, they were *241 times* more likely to crack a million bucks working anywhere *BUT* WFG. You want to make serious money? *AVOID* WFG! The humble mail clerk at the J.O.B.

is way more likely to rise to CEO than a WFG recruit will hit the big time. That mail clerk won't have to do what WFG agents have to do: Sell their souls to the Devil to rise up the pyramid. WFGers have to endlessly recruit and push terrible financial products onto family, friends, and random folks standing in line at Mickey D's. Meanwhile they hate themselves more and more for endlessly spreading the Big Lie and ripping off their loved ones.

Folks, WFG is RIGGED. Rigged way in favor of the carriers, WFG Corp, and those few < 0.5% at the tippy-top of the pyramid. Many even most of these "elite" have been grifting folks since this MLM's pre-2001 days as World Marketing Alliance (WMA). Mr/Ms WFG Anonymous Coward.

Please don't take my word for it. Please see the eight links below that take you to all the OFFICIAL numbers you need to do the math. Check the WFG 2015 Final Numbers chart. Add together the Life Licensed Associates (53,156) and the New Associates (197,772).

This gives you get the total WFG sales force of 250,928. Hmm. So how many WFGers actually made $100,000? Let's look at the 2015 Ring Earners graphic.

If you add up all the Ring Earners--446+133+30+21+12+9+6+6--you get 663 agents. That's 663 agents out of 250,928 total WFG contractor-agent force. That's only 0.26% of all WFGers, or *a quarter of one percent.* By contrast, almost *19%* of North American made $100,000 or more. That comes to a whopping 47,579 "100,000aires" for every group of North Americans the size of WFG's sales force.

47,579 sounds like a h*lluva better odds than 663 wouldn't you say? So WFG Anon Coward, what about those many "7 figure" WFGer nonsense you claim? Let's revisit that 2015 Ring Earners graphic. If you add up the $1m and higher folks--12+9+6+6--you get a paltry 33 agents.

That's only 33 agents out of 250,928 total WFG contractor-agent force. By contrast, over 3% of North Americans cracked a million in 2015. That comes to 7968 millionaires for every group of North Americans the size of WFG's sales force. Hmm.

7968 millionaires for all jobs. Vs only 33 millionaires for WFGers. I think the discerning reader can now easily see: WFG is totally BOGUS. Dear reader.

Unlike this coward anonymous WFG blowhard, the *numbers* don't lie. Save yourself a lot of heartache and wasted time, effort, and money. Stay FAR AWAY from WFG. Thank you for reading this.

Here are those eight links to the data: US population: www dot census dot gov/popclock/ US millionaires: www dot cleveland dot com/business/index dot ssf/2016/03/us_millionaires_club_adds_3000 dot html US 100,000aires: www dot bankrate dot com/finance/personal-finance/100-000-income-no-big-deal-anymore-1 dot aspx Canada population: www dot statcan dot gc dot ca/daily-quotidien/150617/dq150617c-eng dot htm Canada millionaires: www dot theglobeandmail dot com/report-on-business/top-business-stories/canadians-make-up-3-of-the-1-but-dollar-millionaires-dwindle/article2678****/US Canada 100,000aires: www dot statcan dot gc dot ca/tables-tableaux/sum-som/l01/cst01/famil105a-eng dot htm WFG $100k and above earners: WFG 2015 Ring Earners: www dot facebook dot com/world dot financial dot group dot inc . Go to the graphic at 3 February 2016 on the FB Timeline.

WFG total number of recruits and Life Licensed agents: WFG 2015 Final numbers: www dot facebook dot com/world dot financial dot group dot inc . Go to the chart graphic at 26 January 2016 on the FB Timeline.
View full review
Loss:
$10000
Cons:
  • Awful training
  • Too much recruiting
Reason of review:
Bad quality
59 comments
Guest

Crap

Guest

WFG is a big fraud. Agent working are useless.

Don’t have enough knowledge regarding product. We got cheated by our own friend. He was either not knowing about policy or he want to make big commission thats why he did wrong policy. After paying 300$ for 3yrs we now came to know from someone about the policy.

After knowing its of no use for us. He for his own benefit did wrong policy. We cancelled policy.

Lost more than $7200. Please don’t put your hardly earned money in the cheaters pocket.

Guest

There are so many stacked statistics in this rant it’s just nonsense.

Guest

Disclaimer: I've been licensed with WFG for just over 3 years.There's some big issues with the math here - not with the calculations themselves, but rather the assumptions they're based on. First, those numbers do in fact represent only the associates who crossed over those income thresholds in 2015 (not the total company-wide # of earners at that level).

A friend of mine was one of them.That being said, an associate of any financial firm in North America cannot legally be paid commission for the sale of financial products they're not licensed to provide, which means you need to divide the total commissions paid among the 53,156 associates with a license (not 250k+).That works out to a rough average of $13,782 per licensed associate. This isn't a staggering income, but keep in mind: the large majority of WFG associates operate on a part-time basis, around other jobs or commitments. Based on my experience, earning that in a year would require serving roughly 1-2 clients per month (further disclosure, I haven't sold any ULs either :P ). Are some people doing less?

Certainly :P are some doing more? Of course. In any organization, 80% of the work will be done by 20% of the people, and they'll be paid accordingly.

Are those families that can put an extra $13.7k/year towards paying off debt or saving for retirement upset...? Somehow I doubt that.Cheers!- Derek

Vishnu Hhf
reply icon Replying to comment of Guest-1454406

Hi Derek. I’ve seen you post a few other places around the interwebs.

To your credit, you’re one of the few WFG agents who actually gives his name and maintains a LinkedIn profile. You’re also in Canada, and as such, regs in your country and province may limit some of the worst WFG exploitative excesses we suffer down here in the often woefully underregulated US. Especially when it comes to insurance products.That said Derek, I need to correct your math. I crunched through the numbers the reviewer gave, and came up with only $10,831 on average for each of the 52,493 non ring-earning Life-licensed agents ( = 53,156 LLers minus the 663 ring earners).

Derek, that’s *well below the the poverty level.* And that’s for almost *99%* of all of WFG’s Life-Licensed agents--not the 80/20 ratio you gave. Finally, Derek, those numbers are very conservative. These assume the ring-earners earned ONLY the bare minimum to qualify, e.g. a 100k ring-earner earn exactly $100k and not a dollar more.The numbers really DO show that the WFG system is quite rigged against the newcomers.

I saw this first-hand. You say “...the large majority of WFG associates operate on a part-time basis, around other jobs or commitments…”, Derek, the reality: Most of the newbies end up doing full-time work for part-time pay! In my NorCal shop, the uplines lured folks in with promise of virtually unlimited income“...if only they work hard enough...” Typically the new gung-ho recruits who got their LLs then plunged headlong into WFG recruiting and sales--and quickly tapped out their usually thin warm markets. That helps explain why we see such tremendous burn’n’churn at WFG.

That doesn't matter for the carriers, WFG Corp and the legacy long-term pyramid-toppers like Nguyen and Mylett. They depend on a steady flow of fresh warm bodies, each of them to pay the $100/$125 signup fees, the hundreds of dollars for overpriced E&O insurance, and a few thousand dollars each for premiums for guaranteed-to-fail IUL insurance policies. Small wonder EVC John Shin made it crystal clear at the 2015 Momentum: "...The name of the game is recruiting! That's it!!..."Derek, in my experience most WFGers massively overstate and even outright lie like crazy about their “success.” IF you are truly doing well with WFG--and that’s a mighty big IF--it may be because you got in on the “ground floor” in one of the few relatively untapped areas in North America.

I lived some years in Manitoba and knew people from Steinbach--it was in those day a very close and highly settled Mennonite community that enjoys at least some modest affluence, there and across much of the southern part of the province. If you grew up in the Steinbach area and in that community, you have an advantage that few other WFGers have, very many if not most of whom are first- and second-gen immigrants who come from developing Asian countries and increasingly from Mexico, Central- and South America.

Vishnu Hhf
reply icon Replying to comment of Guest-1454406

Derek, what products are you selling most of all and what’s the mix of them? What percentage of your biz, by commission and by per-unit sale, comes from each type of product you sell, e.g.

WL, term ins, seg funds? Thanks.

Farid Act
reply icon Replying to comment of Guest-1454406

I think WFG is a great company not just to work for but growth development, self-improvement, and financial education. There BPM is off the charts in motivation, education, and don't get me started on special training from CEO's so encouraging!

Its a TEAM effort not an I effort.

Mentors and Senior Marketing Directors are quick to assist associates to meet the goals that associates set. Either part-time or fulltime with WFG.

Guest

Every time I see a WFG agent spew his lies of riches and unicorns I just look at this chart from WFG official #'s and ring earners for 2015 and think..

Wow,can you imagine the number of lies they told the recruits to dream about getting rich and how many FFIUL will be sold to be abandoned by mom and dads that will never cash out a penny?! The system is easy...brainwash them that they will become rich,meeting to keep the brainwash up and make sure that even thow 99% have 0 chance of even making a living at this that it's all their fault and they are not working hard enough.

The only thing more pathetic than the WFG commission numbers is the absence of morals and ethics it takes to make family and friends take part of this scheme.

Vishnu Hhf
reply icon Replying to comment of Guest-1408954

Yup. They go for rah-rah and ignore the dismal facts right in front of their noses.

They think sheer belief and optimism will defy the Law of Gravity.

No surprise WFG uplines brought up Trump in glowing terms in almost every workshop. Even before Americans and Putin selected him Liar-in-Chief.

Guest

732 million total commission paid for 200,000 new recruits and 53,000 licenced agents...now if you divide everything with all the ring earners included in the chart you end up with 99.5% of them making less than 2200$/year. I found this info on one of my friends facebook page...They were saying how good it was and all the money they were making??? A financial agent that can't divide 732 million by 253,000 employees made me laugh as they thought this was great numbers to show us ...sad!!

Now imagine how much newbies quit to have only 53,000 licensed agents while recruiting 200k in just one year...Safe to say that by calculation if this info would be for 7-8 years that would mean that only 7-8% of all recruits don't quit in a yearly spand..impressive indeed if you want to just be very poor!>

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Nancey Sas
map-marker Atlanta, Georgia

World Financial Group - Gotta Feel SORRY for WFG Agents

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World Financial Group - Gotta Feel SORRY for WFG Agents
World Financial Group - Gotta Feel SORRY for WFG Agents - Image 2

WFG agents trick and cheat you. Then they recruit you and teach you how to trick and cheat other people. Seriously guys. Thats how it goes there.

Why do I feel sorry for WFG agents? Most of these guys and gals dont know it, but they seriously need HELP. By the time they know they fell into a big hole its too late. Theyre too far into WFG and can’t get out.

These guys need support. As much as they need people like us to blast them for the lies they tell and the bad things they do.

WFG agents are victims too. Almost all of them anyway. I know. I was one of them.

Please read this and learn from my story.

I worked for WFG two years. Like the other guys who stuck around, I got sucked into the endless pump you up workshops. The Live Your Dreams talk. I spent big bucks to go to the giant circle j*rks in Vegas.

I didnt know *** about our products. Nobody did. I knew just the “concepts” my upline wanted me to know. At first I asked questions. My uplines kept saying Don’t worry. You’ll learn as you go. So I went with the flow. I figured Hey some huge company owns WFG. We sell brand name products. What else do I need to know?! Like I said I bought all my uplines happy talk. Everyone told me Just Believe.

I got the religion big time. I believed! Hey wouldnt you? People keep saying you’ll help people and make b*ttloads of money too. Its REAL easy to believe. Forget walking on hot coals for Tony Robbins. I’d kiss rattlesnakes and speak in tongues if my upline told me to.

Its like what some guy said here--WFGs a slippery slope. Wicked slippery. My uplines kept saying dream big and stay coachable. At first I told clients the truth. I said Hey I’m new I havent made a dollar or recruited anyone yet. But I believe! Well that bombed. I was having a hard time getting 3/3/30. My upline kept telling me I’ll get there if I picture where I -will- be. Sure, makes sense, we need goals right? But I got a lot of pressure and hints to rev up my pitch. I got so good at focusing on my goals, I started flat out lying my *ss off. I told my recruits WFGs such a great opportunity I already have 40 people this month who want to sign up even though I had hooked maybe two fish and they were iffy. I started to tell them I made X thousands of dollars this month even though I didn’t make a godd*m penny. My uplines kept pumping me up. They said no problem what’s the harm youre not hurting anybody, right? Youre just trying to jump start your WFG career. You still need to work hard. But it’ll be worth it. It’ll be great.

It sorta worked. I started to recruit some people and sell some policies. Btw, pretty much everything I sold, I sold to my new peeps. Tell you the truth, its way easier and better to recruit someone THEN sell them a policy. You’re way more likely to sign the recruit and make him keep the policy. You dont want WFG sucking hundreds of dollars out of your bank account cuz your client dumped his policy. Been there guys it sucks! These policies cost bookoo bucks so regular clients dump them all the time. But if you bring a client into the business, you have -power.- He’ll keep the policy cuz he doesnt want to p*ss you off, make you give up your commission. Your best bet: RECRUIT LIKE *** Reelem in, sell to that fish, and don’t letem get away. Keepem locked in the system and paying on their policies.

I got 3/3/30, made it to MD. But even after two years busting my b*tt, it wasnt enough. I never got out of jump start mode. I got better at telling lies. I was telling lots and lots of lies. All. The. Time.

I started to read more bad things about WFG and the products. I mean we all read lots of bad things about WFG. A lot of its trash talk. But I started to see reports that really do spell things out. There’s a few fantastic reviews here. New ones going back a few months. I learned a LOT. Like I didnt know what the *** I signed when I joined WFG. I sure *** didn’t know the real deal with the policies. Especially the FFIUL insurance policy we’re supposed to sell hard. Its amazing all the stuff I never knew about the WFG AMA I signed to join up and about Transamerica FFIUL. I went back and looked at my own FFIUL. Everything that review said was true. Hiding in front of me. If I knew this a few years back, I wouldnt be here telling you my sad story. I wouldnt have wasted a thin dime or a New York minute on WFG.

WFG agents are like losing Vegas gamblers. They want to stick it out and made it work, get their money back. But WFGs worse. The casinos tell you the odds favor the house. But everyone tells you WFGs a proven system. Stick with it, work hard, stay coachable, you’ll make it big. Found out thats a joke. The only people WFGs great for are those guys that got in a long time ago. And WFG Corp. And the companies who make the bogus overpriced policies.

We need a 12-step program for WFGers. Maybe for everybody who does multilevel marketing. I never did other MLMs. But what I hear about Herbalife, Nu Skin, Amway, whatever its all the same MO. Keep people st*pid and believing. Keep pumping them up. Wrap them up tight into your group. Make them buy your junk. Most of all make them recruit like ***. Its all about locking them in.

We have AA and Gamblers Anonymous. We need MLMers Anonymous. I’m sure glad now, but I had a real hard time getting out of WFG. A support group woulda really helped me. I’m not the only one. I know theres lots of WFG agents who go through the *** I did. Who want to get out but dont know how.

View full review
Cons:
  • Misleading sales tactics
  • Cult-like
  • Untrained agents
Reason of review:
Bad quality
50 comments
Ronia Ijo

It’s sad that you were left to feel this way. You have to follow your own path.

Not every office is the same. Not every person is the same. But it seems like you initially joined for a reason. Would you let on person stand in the way of your goals and dreams?

If Plan A does not work, try Plan B. No matter what the product is, it has a purpose and a need. My trainer can testify to this. He just got diagnosed with cancer.

He is getting 90% of his TransAmerica policy cash in hand due to living benefits. Another gentleman I know had a stroke. He got cash in hand last New Years. Maybe you needed more time.

Maybe you needed to get the people around you to pump their breaks and not be as aggressive to allow you to do things in your own timing. People are a part of the company. People fail. But the company doesn’t equal the people.

You can’t control people. As a formal medical examiner for the insurance company, I have gone to homes and seen the devastation of people whose spouse has died and now they are left with one income. I have seen elderly people who can’t afford care for lack of Long Term Care. This is a very real mission and a very real company.

Maybe your why was not really about helping families so you don’t get it. But to see people on the company be able to leave a back breaking job and become financially free is nothing to be angry about.

Direct marketing is here to stay. From Tupperware, Pampered Chef, to Lingerie parties to Herbalife and WFG, direct sales are the way for people to get paid based solely on their efforts.

Elicia Llb

You don't have to lie. You lied may be that is why you failed in this business.

If you could not make in WFG you can not make it in any financial industry.

I am sorry you have to learn to work hard and to workl from heart. :(

Guest

Another quitter another negative post, successful people don't have time to complain about the should have, would have could have it's a scam, "Trust Me" I gave it my all for 2 years cry baby story. You have probably never succeeded at anything in your life other than blaming others for you lack of success! I would vote for you as president of the cry baby club for sure!!

Vishnu Hhf
reply icon Replying to comment of Guest-1452840

Anddd...here’s another no-name pro-WFG poster with a totally fake made-up name, an amoral paid troll of a pyramid-topping agent like Nguyen or Mylett. Pretending that "it’s the recruit's fault" that he fails in this destructive MLM that sells terrible wealth-destroying products and that’s totally rigged against the recruits.Dear "Robert Smith" or whoever in blazes you really are.

Please don’t blame someone for “quitting” a burning building. Thank you.

Guest
reply icon Replying to comment of Vishnu Hhf

Lol

Vishnu Hhf

Please count me as a very happy and grateful WFG quitter :-)

WFG is cocaine. This MLM cranks you up on lots of adrenaline- and dopamine-fueled rah-rah "workshops." But if you keep injecting WFG into your life, it takes a terrible toll on your time, your finances, and especially your friendships and family relations.

North Americans need a "WFG Anonymous" recovery group. For addicted WFGers who post anonymously on the internet with only emotions and no facts. :-/

Please just say NO to WFG. *By WFG's own numbers* you're much more likely to earn big money at your J.O.B.

Please search on the P*ssed Consumer review: "WFG is a Great Way to Go BROKE and LOSE FAMILY and FRIENDS" for those damning numbers.

Please put hard cold FACTS above your emotions.

Thanks for reading. To everyone, I wish you a happy and prosperous New Year!

Guest
reply icon Replying to comment of Vishnu Hhf

Hi I really want to know how you quit because I am trying to terminate my membership and have called their customer service line but there is no option to speak to a representative. I have also emailed them 3 times and have heard nothing.

Did you have a number to call and quit or did you just stop doing anything with them i.e ignoring emails etc etc. I really need help with this.

Vishnu Hhf
reply icon Replying to comment of Guest-1442460

Hi Anon. You’re right, it’s very hard to get a live person at WFG Corp.

Your best bet is to write a termination letter and send it to WFG by certified mail. In your AMA, go to the “Glossary and Explanation of Terms” section, Subsection T, “Termination” This gives you all the ways you can formally end your contract with WFG.

You’ll find that on the AMA PDF page 16. Good luck!

Guest

So .... you quit.

Really?

Like anything, everyone is entitled to their opinions, but if you quit.. it's like not voting and complaining about the president...

I'm just saying.

Guest
reply icon Replying to comment of Guest-1411155

That is a really poor simile. Try again.

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Nancey Sas
map-marker Toronto, Ontario

World Financial Group - Is WFG a Pyramid Scheme? Read these -New!- FTC Guidelines. Decide for Yourself!

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Good day good people. Only -three days ago- the FTC posted fresh guidelines to help you decide if a multilevel marketing (MLM) company such as WFG--or at least how its contractor recruiter/agents typically behave--constitute a PYRAMID SCHEME:

Www dot ftc dot gov/tips-advice/business-center/guidance/multilevel-marketing

Here are key points I quote DIRECTLY from the FTC document. How you answer them will help you decide whether or not WFG recruiter/agents create a PYRAMID SCHEME:

“If the money you make is based on the number of people you recruit and your sales to them...it could be a pyramid scheme.” Folks, do the less than 1% of the WFG recruiter/agents who makes a living in this career--who earn $50,000 per year or more--make most of their money as a direct and/or INDIRECT result of their recruiting efforts? If so, this suggests WFG recruiter/agents create a PYRAMID SCHEME.

“...Pyramid schemes are illegal, and the vast majority of participants lose money…” Folks, do the vast majority of WFG recruits make money, break even, or lose money? If the vast majority of WFG recruits LOSE money, this suggests WFG recruiter/agents create a PYRAMID SCHEME.

Are some or most of WFG products “...overpriced, have questionable merits, or are downright unsafe to use…”? Folks, e.g. Transamerica’s FFIUL, as WFGers tool it, does it represent a solid, safe and competitive product? Or is the FFIUL overpriced and have questionable merits? If the latter, this suggests WFG recruiter/agents create a PYRAMID SCHEME.

“...Can your sponsor — the distributor who is recruiting you — support the claims about the product’s performance?...” Folks, when your WFG recruiter/agent pressed you to buy a product, like the FFIUL, did he give you a full copy of the policy for you to read to your satisfaction before you signed anything or paid him a dime? Did he show you actual -realized- LONG-TERM performance--going back to 1997 when Transamerica issued the first Indexed Universal Life (IUL) policy--on actual live policies? When your recruiter/agent used his Illustration software to project your FFIUL’s performance, did he show you ALL the policy data he uses in his illustration software? Especially the all-important COI charges which explode into the stratosphere in your late life? Which, if you live a reasonably long life, can force you to GIVE UP this policy and you and your heirs LOSE EVERYTHING? If he failed to do one or more of these things, this suggests your WFG recruiter/agent helps create a PYRAMID SCHEME.

“...Do an internet search with the name of the company and words like review, scam, or complaint. Look through several pages of search results…” Folks, please go ahead and search on “WFG review,” “WFG scam,” and “WFG complaint.” What do you find? How many of the search results complain about WFG and call it a scam? The higher the percentage of the total of such search hits, the more it suggests WFG recruiter/agents create a PYRAMID SCHEME.

Does WFG have “...a positive reputation for customer satisfaction…”? Folks, how much feedback have you seen just from *customers*, not customers who also became WFG agents and so now have a vested interest to promote WFG? The less such feedback you’ve seen, the more this suggests WFG recruiter/agents create a PYRAMID SCHEME.

“...Get … information in writing…” Folks, do WFGers put in writing all the important information they tell you? The less they give you important info in writing, the more this suggests your WFG recruiter/agents create a PYRAMID SCHEME.

“...Your sponsor and other distributors should be willing to answer your questions…” Folks, are your WFG recruiter/agents willing to answer ALL your questions? If not, this suggests WFG recruiter/agents create a PYRAMID SCHEME.

“...get a complete picture of how the plan works: not just how much money distributors make, but also how much time and money they spend on the plan, how long it takes before they’re earning money, and how big a downline is needed to make money. One sign of a pyramid scheme is IF DISTRIBUTORS SELL MORE PRODUCT TO OTHER DISTRIBUTORS than to the public — or if they make more money from recruiting than they do from selling...” Folks, is your WFG recruiter/agent willing to tell you what percentage of product purchasers are also distributors? If not, this should make you seriously wonder if WFG recruiter/agents create a PYRAMID SCHEME.

Finally gentlefolk, the FTC document offers you these four valuable pieces of advice:

“...Keep in mind that when you recruit new distributors, YOU are responsible for the claims you make about how much money they can earn. Be honest, and be realistic. If YOUR promises fall through, YOU could be held liable, even if you are simply repeating claims you read in a company brochure or heard from another distributor…”

“...Remember that your sponsor (and others above your sponsor's level) will make money if you join the program. So TAKE YOUR TIME, and RESIST PRESSURE to join. Be aware of shills — fake references paid by the company or distributor to pretend they were successful earning money through the plan…”

“...Ask a friend or adviser to read the materials. You may want to consult with an accountant, a lawyer, or someone else you trust who is not affiliated with the plan to review the terms of compensation, determine whether the plan can back up its claims about the amount of money you can make, and analyze the information you’ve been given…”

“...Ask your sponsor and other distributors tough questions, and DIG FOR DETAILS. Don’t consider it nosy or intrusive: you are on a mission to check out a potential business deal that will require your money and your time…”

Thank you for taking the time to read this. I hope it helps you!

View full review
Cons:
  • Cult-like environment
  • Deceptive practices
Reason of review:
Bad quality
3 comments
Guest

Their business model requires each new recruit to bring in 3 new recruits and those 3 people each need 3 people. The training you will receive is mostly recruiting with a little basic financial thrown in. Only the few less than 1% at the top are making the money they like to showcase.

Guest

Very well thought out, please see my Sacramento review for their new deceptive marketing technique. It's a WORKBOOK with 5 chapters.

The last chapter is a recruiting one and the slides are a complete joke.

"You'll learn more here about finance than in college" they say.

-Liquid

Guest
reply icon Replying to comment of Guest-1186695

Also have to include many of them can't even understand basic economics, nonetheless finance lol. And good posts both of you, OP and sacramento anon. People need more help to avoid WFG and get their money back.

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