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Lowes - Credit Card

No matter what the promotional offer DO NOT APPLY FOR A LOWE'S CREDIT CARD!!! I opened a Lowe's CC because it offered a low APR, bought thousands $$$$ in home appliances as well as a new roof, made every single payment on time and well above the Min/monthly requirement, but then when my balance was down to just under $1500.00 I was charged an interest fee of $1300.00 That's right $1300.0 0!!! The promotional APR ended and LOWE'S retroactively applied interest beginning from day 1 to two earlier charges of roughly $2000.00. DON'T BE A FOOL like me and NEVER APPLY FOR LOWE'S CREDIT. The Credit Card customer service was extremely unprofessional, indifferent, and unwilling to entertain any type of resolution. I immediately paid off the CC and closed the account. I will NEVER SHOP AT LOWE'S AGAIN.

User's recommendation: Avoid LOWE'S at all costs !!!

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2 comments
#1847119

You didn't pay off the balances and had deferred interest. That how almost all store cards work.

#1847122
@Anonymous

Obviously!! My warning to consumers is to not be lured in by promotional offers. As big as LOWE'S is they really don't need to prey on their consumers.

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ID
#1857181 Review #1857181 is a subjective opinion of poster.
Location
Clearwater, Florida
Product
Lowes Credit Card
Pros
  • Initial low apr
Cons
  • Very bad customer service
  • Unwillingness to be flexible
Loss
$1300
Preferred solution
Let the company propose a solution