Daniel C Rum
map-marker Los Angeles, California

Bank Of America - 'Forcing Close' My Checking Account 'Abitrarily'

.... Bank of America is trying to 'force close' my checking account. I've held them at 'bay' for a month as i have severl direct deposit's there... They have given me no direct answer why. I figure it is because the direct deposits are all from other B of A accounts and I empty the account---PRONTO... B of A stretch's the 'spirit' of fed and state banking laws TO THE MAX, and has for decades--- The creeps move to North Carolina from San Francisco (where it was founded over 80 + yrs ago) in order to escape Calif. banking laws. I'm looking to form a class action suit against them not just for this 'issue' but others as well. I have the law firm--- Jones-Day, the 2nd largest in the world, on 5 contintenents AND headquartered in DC Please RSVP to if interested... Respectfully Yours, Daniel Carroll Sunset Beach, CA 90742
View full review
1 comment
Daniel C Rum

....PS: Help and it will be worth it...

Daniel C Rum
map-marker Los Angeles, California

Capital One & I

... I go back with the *** since 1992 when the punk outfit was called Signet Bank... Took me over 5 yrs to get rid of those rotten parasites... I was 'late' on payments even though I mailed them 10 days before, Yea!... And and it would take them 4 MONTHS to credit my account.... NO KIDDIN!!! I applied for 2 more of their funky cards, and with the 3 ran up a $12,000 bill..-:) I live in So. Calif and we can 'opt out' if we don't want bill collectors' calls. But man these creeps must own their own forest, for the amount of letters I got... Anyway when the 'timing' was right, 5yrs later (1.5 yrs ago) I paid them $1,100 and forced them to delete all the accounts off the 3 bureaus.. (PS: paid as agreed is No Good--- beware) The only major ding in my credit reports vanished into thin air... HA HA HA...
View full review
3 comments
Guest

Takes them 2-3 weeks to post a payment, even after the money has cleared the bank.

Guest

Really something to be proud of you ***!!!!

Guest

No joke. I opened an account with these bastards when I was barely 18 years old because I needed money for college.

I paid payments for 2 years then fell on hard times and closed the account with about $1,000 balance. I moved a few times and forgot all about them. They never took me to court. Earlier this year (10 YEARS LATER) some collection agency calls me up, "Uhhh yeahhh Mizz Mar-Martian?" (It was Mar-shand).

"Uhhh yeahh...we wit uhhh collection agency attempting to collect a debt for Capital One." I rack my brain and remember the account...I ask if the account had ever went to court (it hadn't), so I ask why they are even trying to collect when they can't legally take me to court? The operator gets all flustered and ends up yelling at me to pay my debt, I laughed and told her they should have sued me when they could and to stop calling me.

View more comments (2)