Target threatening collection payments over an old RedCard debt
A week ago, I received an harassing collection call from Maureen Howey of Creditors Interchange for payment over an Target Red Card Debt. Today, I received another letter from Maureen Howey demanding payment over $581.27 and if I don't pay up within 30 days they are going to pursue legal action. The problem is, I am literally broke and haven't had a job since I graduated from College in 2008. Target is notorious for hiring lawyers and suing people over unpaid Red Card debts but in my case they can not squeeze blood out of a stone. I have received advice to write a Debt Validation letter regarding this matter. Any advice from folks at pissedconsumer would be helpful regarding this matter.
Fair Oaks, California
Beware of working for Fund for the Public Interest
Fund for the Public Interest, Public Interest Research Group, Grassroots Campaign Initiative, they go by several names and often times advertise on websites like craigslist under the non-profit jobs section. By and large, they promise unemployed and young college students "jobs for good causes" but what they do not tell people is the 70-80 work weeks, high turnover amongst staff, 7 day work weeks, missed paychecks, bounced paychecks, misleading advertising, and engaging in union busting amongst their staff. These groups have been a major problem and pain in the butt where I live in Sacramento and I would like craigslist to take down their ads. They hire people to do "canvassing" and that is going door to door asking people for money. Sometimes Grassroots pays their workers, sometimes they don't. Major problems with workers trying to take their paychecks to the bank and the checks would bounce. The average work length of an average worker who lasts with The Fund ranges anywhere from one to three days. There hasn't been anything good said about these organizations. If anyone has had any experiences with them please share.
Sallie Mae is harrassing me!
I am constantly getting annoying automated calls from them regarding my student loans. When I try to call them back, they don't have a live person on the phone to help with getting a deferment. When I tried leaving a message on the answering machine of the Customer Service advocate, Joy Caporaletti, the phone just rings and rings and rings. For a multimillion dollar corporation doesn't Sallie Mae have any actual people working the phones? Out of all the student loan companies I have had the displeasure of dealing with, Sallie Mae is the worst when it comes to meeting students needs.
Sallie Mae Loan
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