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USAA won't CEASE & DESIST - Unethical, Illegal

USAA, after repeated verbal and written attempts, will not stop collecting on my credit card account. They state that they "will not honor" the request. My wife has an account and is getting the same treatment. I have filed a complaint with the FTC and hope this will help cause them to rethink their professional attitude toward the human race. And, they just repeatedly continue to call many times per day. I use the verizon phone block and they just then change the phone number they call me from. I have asked other credits to cease and desist by email and they have all agreed, save USAA. United States Arrogance & A%*#$(#(%
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4 comments
#297277

The federal Fair Debt Collections Act does not apply to original creditors, such as USAA. It only protects you from outside debt collectors.

Thus, USAA has no legal obligation whatsoever to Cease & Desist under federal law.

Of course, if you paid your bills and / or didn't act like a deadbeat they wouldn't have to call you now, would they? ;)

#264471

you borrow money and then get upset when they ask for it back??? yeah, you need to wake up.

cease and desist..ha! would you?

#236055

Unfortunately, a creditor does not need to adhere to anything agreed to in an email. In order to make them cease and desist you need to send them, via certified mail return receipt, a written cease and desist letter.

Be advised that this may push them to sue for the debt and you may soon receive a summons. If you can afford to pay a partial per month draft an agreement and send it to their corporate office with a request for them to sign and return if they agree.

Do not trust anything unless you have it in writing. Good luck!

#235310

America is doomed because of DEADBEAT LOSERS LIKE YOU WHO THINK THE WORLD OWES YOU!!!!!! PEOPLE LIKE YOU ARE CALLED LOWLIFE WORMS. :sigh :sigh :sigh :sigh

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#215960 Review #215960 is a subjective opinion of poster.
Location
Houston, Texas