Jade A Zmf

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Affordability complaint

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I am making an affordability complaint to you about irresponsible lending.

You should never have given me these unaffordable loans. Paying you each month is being a massive struggle for me due to you not checking my credit file and no evidence of payslips etc..

You should have realised from the number of times I borrowed that my debt problems were getting worse.

It was not responsible to continue to lend to me.

My credit reports would have shown all my other debts and problems.

I have been borrowing money from family to scrap each month to live for.

I was using your loan money to use for gambling and you should not of gave me the 2 loans I had from you.

When giving me the 3 loans you did not check any credit files or ask for any payslips or proof of my wages. I was at the age of 19/20 and gambling money,

I am asking you to refund the interest and any charges I paid, plus statutory interest, and to delete any negative information from my credit record.

Looking forward to hearing back from you.

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Loss:
$1500
Pros:
  • Gives you loan so easily

Preferred solution: Refund and loans removed off my credit file

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