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Peachy Loans

Peachy Loans

www.peachy.co.uk
What is your customer experience with Peachy Loans?

Peachy Loans Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Peachy Loans has 1.0 star rating based on 1 customer review. Consumers are mostly dissatisfied.

Positive Feedback

No positive comments appear in the available Peachy Loans reviews.

Negative Feedback / Risk Areas

  • Customer alleges irresponsible lending without credit checks or payslip verification.
  • Affordability concerns led to missed payments and reliance on family support.
  • Customer requests refunds of interest and charges and removal of negative credit entries, reflecting billing and refunds disputes.

Key Takeaways for Future Customers

  • Review Peachy Loans reviews and ask about affordability and credit checks before borrowing.
  • Keep records of income proof and request clear customer service and refunds procedures if problems arise.
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Affordability complaint

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AI Highlights
  • - Loans were unaffordable and given without credit checks.
  • - I used loan money for gambling and seek refunds and removal of negative credit.

I am making an affordability complaint to you about irresponsible lending.

You should never have given me these unaffordable loans. Paying you each month is being a massive struggle for me due to you not checking my credit file and no evidence of payslips etc..

You should have realised from the number of times I borrowed that my debt problems were getting worse.

It was not responsible to continue to lend to me.

My credit reports would have shown all my other debts and problems.

I have been borrowing money from family to scrap each month to live for.

I was using your loan money to use for gambling and you should not of gave me the 2 loans I had from you.

When giving me the 3 loans you did not check any credit files or ask for any payslips or proof of my wages. I was at the age of 19/20 and gambling money,

I am asking you to refund the interest and any charges I paid, plus statutory interest, and to delete any negative information from my credit record.

Looking forward to hearing back from you.

Loss:
$1500
Pros:
  • Gives you loan so easily

Preferred solution: Refund and loans removed off my credit file

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