PDLNOW

My complaint is like many I have read on pdl.com.I had a 200$ loan.First I wanted to pay more than the 5$ plus 50$ that they didn't explain that is the only amount you can pay unless you want to pay entire loan off .All you have to do is call 3days prior to the payment day (Friday for me). What they don't tell you is if you call to pay in full they're not going to answer the phone.

If you e-mail them, no response, so another week goes by and another 55$.This went on for 3 weeks. I advise anyone with the same problem to close your bank account and STOP PAYING! !! I only wish I did it sooner.

It's been a year and 8 mos.and haven't heard from them since.I tried to do the right thing and can only assume they think can get by with preying on people. Stop paying pdl.com if you cannot get them to do what they said when you applied for loan.

Do not use pdl. They will steal ur $$ and they know you cant do anything about it.

They lie and customer service is the worst. I had a 200$ loan and wanted to pay it back un a few installments, I was told I could pay minimum(5$ week) or contact 3 days in advance to change my payment. They dont tell you that you have to pay in full or just 5$ plus a 50$ a weekly interest charge. I called to make arrangemnts to pay moremore than min,since it would take 10 months to pay a 200$ loan but they never answer the phine.

I finally got thry but they still got me for 550$ +200$ that I borrowed. That is STEALING!!!!!

I was applying for a lone and got the PDLNOW.COM company. When the first rep calls you, they claim to know nothing about the contract and can't/won't answer any questions about the contract terms.

They say they are just in tech support, and they are only suppose to just walk you through the steps to finish agreeing to the terms. Ok, here is when it gets tricky: When the money post's to your account, you do have until 5pm eastern time that day to cancel the loan with no consequences. If you do not call them to set up a final pay off (of the entire balance) they will AUTOMATICALLY take $79 out of your checking account the next time you get paid and extend your loan. Remind you, that $79 you just paid GOES NOWHERE into the amount that you initially borrowed.

It's just extending it. So there are no payment plans, or partial pay. It's either ALL OF THE BALANCE DUE or the $79 to extend the loan. Ok another tricky thing is if you want to pay it off early.

YOU MUST CALL THEM AT LEAST 3 BUSINESS DAYS before you want the payment made like I did. For example. I wanted to pay off my loan of $200 on Friday. I had to call them and set up the payment no later than Wednesday by 5pm eastern time for that transaction to be completed on Friday.

So yes, if you do want to pay it off early, you have to call at least 3 business days prior to the day you want the money to come out. Oh another thing is that you can't make a payment by a debit card or prepaid debit card. The only good thing is (and that's if you want to call it good) is that they pro-rate the interest based on when you pay it off. Usually the interest is $79 but because I was paying it off early, it was pro-rated at $39.50.

The only other thing I don't like is when the final payment is taken out of the account it will still show payment pending. I called them this morning asking about that, and they said it takes 5 business days to clear on their end. I was like "even though I KNOW YOU TOOK THE PAYMENT OUT OF MY ACCOUNT" they said yes. They said as long as the payment doesn't return, you should be in the clear.

So that is where I am now. I guess I will see within a week if this is true. I still DON'T RECOMMEND THIS CO TO ANYONE. I know times are hard, but people on hard times should not be treated in such a manner.

Don't mess with PDLNOW.COM they all sound like they have attitudes anyway. I've always stayed professional with them, I can just hear it in their tone.

I have got several small loans off the internet no problems paying them off, but this place after three months off taking money out of my account what the *** is going on,the biggest rip off ever 605.00 interest on 200.00 dollars. then you cannot get ahold of them i emailed last week no response.

called and called today till i got someone after going through my account i was in shock.

JUST STAY AWAY THIS PLACE IS A RIP OFF REMEMBER IF U BORROW 200.00 YOU PAY A TOTAL OF 805.00 DOLLARS BACK. COMPANY AGAIN IS PDLNOW.COM