The director and owner of OVERSEAS EMIGRATION VISAS or OE Visas Mr Andrew Richard Gregan is not just the Director of this company. In fact he owns "Ian Harrop Visas" and is now partners with Wes Zandt in the Downunder Centre Visas based in Ealing in London. This is where it gets really mess and the crime is being committed, Mr Andrew Richard Gregan knows Wes Zant, his business partner and the marketing director is currently disqualified as a Director is the UK and it is a criminal offence for him to be a Director or for Richard to be associated with the business. They have tried to be clever by not being honest at companies house and listing Wes Zandt as a Director but the law is clear - what they are doing is still a crime. Andrew Richard Gregan knows this and is presenting himself as the "Principle compliance officer" of the Downunder Centre Visas. Just his job title shows he know how important it is to the public to know when they are handing over money they feel protected and safe. Here is an extract of what the law states on the point of being a disqualified Director: Effect of disqualification A disqualification order not only prevents a person from being a director, but it also prevents them from being concerned with, or taking part in, the promotion, formation or management of a company. Accordingly, a disqualified director cannot simply resign as a director, have a family member or friend appointed in their place, or carry on running the company themselves. Acting as a director while disqualified is a criminal offence, and may also make any individual concerned in the business even if they are not disqualified themselves equally liable for company debts and committing a crime. Anyone associate with a company is committing a crime and that is what Gregan is now doing as shown on the Companies house Directors disqualification page: "You can be prosecuted and become personally liable for the company’s debts if you carry out company business on the instructions of someone who’s disqualified." Emigration Overseas Visas, Ian Harrap Visas Richard's other companies are now exposed to criminal action due to his actions and his is not liable for the Debts of Wes Zandt. That means, once the Insolvency service and Police catch up with Andrew Richard Gregan he will be arrested and they will close down all his businesses. The reason why this is so important is simple, the Downunder Centre is in massive debt and insolvent, in fact it owes hundreds of thousands of pounds and has just lost it's ability to process skilled assessments for Australia. The business is living on borrowed time it is a "Zombie Company" Richard Gregan knows this but yet is still happy to take peoples money knowing that the business will close soon. That is going to leave all their clients out of pocket and without any chance of securing a refund. I found this out by looking at other peoples reviews on the company and on Andrew Richard Gregan or just Richard Gregan as he likes to call himself. Over the past few years he has also ran Emigration Overseas with massive losses and it owes over £200,000 in liabilities. It is a business in trouble and close the edge and may be that is why he is now prepared to risk prison for up to 2 years. I have informed the Police and the insolvency services who are now investigating. Once they close down the business and arrest the owners and Directors or associated people all their clients will loose their money. This is all looking like desperate criminals prepared to break the law all for greed and don't care about their clients. Please, don't give him any money as you might never see it or him again. I doubt he will want to process anyone's visas from his prison cell. I wanted a refund and they refused me point blank. I know why now - they are bankrupt, morally broke.