MzMeygan M

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Verified Reviewer

Refund issued to closed account

They wouldnt even get on the phone and talk to me. They said all bankers were busy.

I really hate the day I signed up with this bank its been problem after problem since I signed up with them. They are holding a $1100 refund that was issued to a closed account that I have no way of logging into

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Loss:
$1100

Preferred solution: Full refund

Stefanie A Jww

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Verified Reviewer
| map-marker Kansas City, Missouri

This bank sucks

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They dont answer the phone they lock your card and it takes 2 months to get a new one . They lie to you .

They are the worst bank and caused my credit score to drop 75 points.

In which made me lose my chance at a house . I would consider any other bank but this one

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Cons:
  • Lie they dont answer the phone

Preferred solution: Nothing my account closed

User's recommendation: Run run run the other way.

Rafaela Ndc

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Verified Reviewer

Questions about Commercial/Residential Loans

Hello,

My name is Doxa and I am a student at UMKC. I am taking a Real Estate class and I have been assigned to ask some questions to commercial banks so I would really appreciate it if you got back to me and gave me more insight with answers to my questions.

What size and types of commercial/residential real estate loans does the bank make?

What size customer does the bank make loans to (e.g., new start-ups, mature businesses, etc.)? How does the bank qualify or underwrite a commercial/residential real estate loan? What kind of loan to value does the bank offer? What kind of term loans are available?

o Is there an early payment penalty?

Does the bank offer non-recourse real estate loans? Does the bank offer fix rate loans, floating rate loans, and adjustable rate mortgage loans? What indices are floating rate loans based off?

o Prime rate?

o LIBOR?

o Other? Does the bank offer interest only commercial/residential real estate loans?

Is the borrower required to pay points or loan origination fees?

o If so, how much? Are personal guarantees required?

What kind of underwriting information does the borrower need to provide? Include in your exhibits:

o Who you talked to

o Bank brochures

o Lending rate sheet if available

Thank you,

Doxa P.

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Karla K Jmm

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Verified Reviewer

Lost or stolen card

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Envel visa debit card was stolen I have q positive balance on it canr get it canceled or my money return horrible service

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Loss:
$25

Preferred solution: Full refund

Amanda K Wms

Locked out as soon as deposit hit

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NBKC Bank - Locked out as soon as deposit hit

As soon as my check was deposited they locked my account and I haven't been able to get support to sort it out, of course it's a three day weekend and my husband and I are stuck hours from home with a broken down car and no way to pay anyone for a ride or tow, this is unacceptable at best, it's just theft at a point.

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Loss:
$2061
Pros:
  • Surprise cash
Cons:
  • No support
  • No phone

Preferred solution: Let the company propose a solution

Sarah W Eft

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Verified Reviewer
| map-marker North Platte, Nebraska

Locked card and getting the run around

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My card was locked due to having my sister's money put on there for our taxes my money is on there too it was deposited at 13th I still have not had access to my money since then because you guys have put a lock on my card if this does continue I will be getting a hold of a lawyer and trying to do some kind of lawsuit against you guys because you guys have all my documents everything is legit and I have talked to at least a dozen people

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Loss:
$12000

Preferred solution: Full refund

Sarah W Eft

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Verified Reviewer
| map-marker North Platte, Nebraska

Locked out as soon as deposit hit

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Tried calling no answer of course.... Now there sending money back to the IRS which I will now have to call them great thanks alot

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Loss:
$8765

Preferred solution: Full refund

User's recommendation: Use a different bank

Maria G Ios

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Verified Reviewer
| map-marker Redmond, Washington

Access to account

It is saying the user is currently disable Please contact your financial Institution to re-enable I need to get into my account as soon as possible I would greatly appreciate it if appreciate it if you were to Grant me my access back to my account may God-bless you please please let me back into my account

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Preferred solution: My account

Dustn trol

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Verified Reviewer
| map-marker Washington, District Of Columbia

Wheres my money?

You guys flosed my account for "30 days neg balance " however 15 of those days it was locked and you closedbitbduring a dispute , meaning the negative balance was in fact not negative as they were overturned . Thus closing my account for nothibg .

Additioanally i attempted to transfer remaining amounts out m however those transactions were cancelled by thr other bank and sent back. Iv provided documents to show that . However the responses iv gotten never touch that . Or they simply show the statement where the transfee was attempted .

However im providing a document saying it was cancelled after that date so thats not really answering my question to where is my money . Even more recently when i spoken to a dispute rep his exzact words were " i see where the amount was refunded to the account but because the account is closed we need to get a check or transfer the funds " . However noone has done that instead im told to email people for 8 mo ths who dont respond .

If noone is going to work with me to resolve this problem i will proceed legally in any abd every aspect available . I have also called you guys numerious times and told id get a call back however that never happens , you also try to tell me your not responsible and thats utter garbage

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Cheryl M Zmf
map-marker Alameda, California

Let me speak to someone please to resolve this

2021 tax records. Have not received.

They were mailed 1/312022 Macvording to your recording. Today is 2/11/3022

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Preferred solution: Want u to o get 2021 interest statement for my taxes. I have not received it yet.

Dustn trol

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Verified Reviewer
| map-marker Manassas, Virginia

Bella love me bank refusing to contact

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NBKC Bank - Bella love me bank refusing to contact

I transferred some money which was sent back to Bella. This was proven by Bella.

However, no one has mailed me a check no one answers no one responds nothing . Also, the documents I received for the disputes i filed add up to a different number then what was added, IM missing about 700 dollars not to mentions returns not paid back .

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Loss:
$3000
Pros:
  • Surprise cash
Cons:
  • Dont know how to dispute correctly
  • No phone
  • Customer service

Preferred solution: Full refund

User's recommendation: Be careful and watch your finances closely they don't put the refunds back

Karra Bsh
map-marker Fresno, California

Online I'd lock

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I am sorry there was no complaints about anything I was just frustrated that I could not talk to a live operator. The online chat rep did her job.

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