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NBKC Bank

NBKC Bank

www.nbkc.com
What is your customer experience with NBKC Bank?

NBKC Bank Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

NBKC Bank has a 2.4 star rating from 7 reviews with 71% unfavorable and 29% positive; consumers report surprise cash benefits but widespread dissatisfaction over phone support, dispute confusion, and refund access.

Key Takeaways for Future Customers

  • Read NBKC Bank reviews and weigh limited phone support before opening accounts.
  • Expect possible delays getting refunds or access to funds and plan accordingly.

Negative Feedback / Risk Areas

  • Frequent NBKC Bank customer complaints about no phone contact and locked cards delaying access to money.
  • Multiple reports of refund and dispute handling issues causing account closures and stress.

Positive Feedback

Some customers received surprise cash, but praise is limited compared to service complaints.

View full overview ›

Media from reviews

NBKC Bank - Locked out as soon as deposit hit
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Show reviews that mention
real estate bank commercialresidential real estate loans rate loans points phone floating rate closed account origination
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MzMeygan M

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Refund issued to closed account

AI Highlights
  • They wouldnt talk on the phone; bankers busy, since signup its been problems, plus a $1100 refund for a closed account I cant log into.

They wouldnt even get on the phone and talk to me. They said all bankers were busy.

I really hate the day I signed up with this bank its been problem after problem since I signed up with them. They are holding a $1100 refund that was issued to a closed account that I have no way of logging into

Loss:
$1100

Preferred solution: Full refund

View full review
Stefanie A Jww

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Kansas City, Missouri

This bank sucks

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AI Highlights
  • They don't answer the phone and lock your card, taking months to replace.
  • They lied; my credit score dropped 75 points, harming a house loan.

They dont answer the phone they lock your card and it takes 2 months to get a new one . They lie to you .

They are the worst bank and caused my credit score to drop 75 points.

In which made me lose my chance at a house . I would consider any other bank but this one

Cons:
  • Lie they dont answer the phone

Preferred solution: Nothing my account closed

User's recommendation: Run run run the other way.

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Rafaela Ndc

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Questions about Commercial/Residential Loans

AI Highlights
  • Doxa P., UMKC student, asks banks about loan sizes/types, underwriting, LTV, terms, rate options, indices, fees, and exhibits.

Hello,

My name is Doxa and I am a student at UMKC. I am taking a Real Estate class and I have been assigned to ask some questions to commercial banks so I would really appreciate it if you got back to me and gave me more insight with answers to my questions.

What size and types of commercial/residential real estate loans does the bank make?

What size customer does the bank make loans to (e.g., new start-ups, mature businesses, etc.)? How does the bank qualify or underwrite a commercial/residential real estate loan? What kind of loan to value does the bank offer? What kind of term loans are available?

o Is there an early payment penalty?

Does the bank offer non-recourse real estate loans? Does the bank offer fix rate loans, floating rate loans, and adjustable rate mortgage loans? What indices are floating rate loans based off?

o Prime rate?

o LIBOR?

o Other? Does the bank offer interest only commercial/residential real estate loans?

Is the borrower required to pay points or loan origination fees?

o If so, how much? Are personal guarantees required?

What kind of underwriting information does the borrower need to provide? Include in your exhibits:

o Who you talked to

o Bank brochures

o Lending rate sheet if available

Thank you,

Doxa P.

View full review
Karla K Jmm

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Lost or stolen card

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Envel visa debit card was stolen I have q positive balance on it canr get it canceled or my money return horrible service

Loss:
$25

Preferred solution: Full refund

View full review
Amanda K Wms

Locked out as soon as deposit hit

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AI Highlights
  • The account is locked after a check deposit.
  • Support is unavailable during a long weekend.
  • No ride or tow available while stranded far from home.
NBKC Bank - Locked out as soon as deposit hit

As soon as my check was deposited they locked my account and I haven't been able to get support to sort it out, of course it's a three day weekend and my husband and I are stuck hours from home with a broken down car and no way to pay anyone for a ride or tow, this is unacceptable at best, it's just theft at a point.

Loss:
$2061
Pros:
  • Surprise cash
Cons:
  • No phone
  • No support

Preferred solution: Let the company propose a solution

View full review
Sarah W Eft

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Locked card and getting the run around

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AI Highlights
  • Card locked after sister's tax funds; my money is blocked.
  • Deposit on the 13th; access still blocked; documents provided; may sue.

My card was locked due to having my sister's money put on there for our taxes my money is on there too it was deposited at 13th I still have not had access to my money since then because you guys have put a lock on my card if this does continue I will be getting a hold of a lawyer and trying to do some kind of lawsuit against you guys because you guys have all my documents everything is legit and I have talked to at least a dozen people

Loss:
$12000

Preferred solution: Full refund

View full review
Sarah W Eft

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Locked out as soon as deposit hit

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Tried calling no answer of course.... Now there sending money back to the IRS which I will now have to call them great thanks alot

Loss:
$8765

Preferred solution: Full refund

User's recommendation: Use a different bank

View full review
Maria G Ios

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Access to account

AI Highlights
  • The account is currently disabled.
  • It instructs to contact your financial institution to re-enable the account.

It is saying the user is currently disable Please contact your financial Institution to re-enable I need to get into my account as soon as possible I would greatly appreciate it if appreciate it if you were to Grant me my access back to my account may God-bless you please please let me back into my account

Preferred solution: My account

View full review
Dustn trol

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Wheres my money?

AI Highlights
  • Account closed in a dispute after the balance was overturned.
  • Transfers blocked by the other bank; responses ignore evidence for months.

You guys flosed my account for "30 days neg balance " however 15 of those days it was locked and you closedbitbduring a dispute , meaning the negative balance was in fact not negative as they were overturned . Thus closing my account for nothibg .

Additioanally i attempted to transfer remaining amounts out m however those transactions were cancelled by thr other bank and sent back. Iv provided documents to show that . However the responses iv gotten never touch that . Or they simply show the statement where the transfee was attempted .

However im providing a document saying it was cancelled after that date so thats not really answering my question to where is my money . Even more recently when i spoken to a dispute rep his exzact words were " i see where the amount was refunded to the account but because the account is closed we need to get a check or transfer the funds " . However noone has done that instead im told to email people for 8 mo ths who dont respond .

If noone is going to work with me to resolve this problem i will proceed legally in any abd every aspect available . I have also called you guys numerious times and told id get a call back however that never happens , you also try to tell me your not responsible and thats utter garbage

View full review
Cheryl M Zmf

Let me speak to someone please to resolve this

2021 tax records. Have not received.

They were mailed 1/312022 Macvording to your recording. Today is 2/11/3022

Preferred solution: Want u to o get 2021 interest statement for my taxes. I have not received it yet.

View full review
Dustn trol

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Bella love me bank refusing to contact

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AI Highlights
  • Money transferred and returned to Bella.
  • No check mailed; no response.
  • Dispute docs show a different total and about $700 missing.
Contains 1 confidential file for company representatives

I transferred some money which was sent back to Bella. This was proven by Bella.

However, no one has mailed me a check no one answers no one responds nothing . Also, the documents I received for the disputes i filed add up to a different number then what was added, IM missing about 700 dollars not to mentions returns not paid back .

Loss:
$3000
Pros:
  • Surprise cash
Cons:
  • Dont know how to dispute correctly
  • No phone
  • Customer service

Preferred solution: Full refund

User's recommendation: Be careful and watch your finances closely they don't put the refunds back

View full review
Karra Bsh

Online I'd lock

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I am sorry there was no complaints about anything I was just frustrated that I could not talk to a live operator. The online chat rep did her job.

View full review

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