Nations First Mortgage

received fax saying approved for business load $58K 3.9%, never applied for one, SPAM fax, fax number was from British Colombia. Has an account number and reference number, Offer only good for 30 days a bunch of SPAM

180********, when called and asked how they got my name and to remove me from list they were rude and then hung up on me.

Feels like a phishing scam. Unsolicited faxes are actually against the law and if you are ever able to figure out who sent them you could take them to court and prosecute the sender and receive compensation.

I know some shoddy companies send notices that you have been approved for x amount loan. But this one has approval ID, acct # and much more that looks like I may have a problem.

The day I got the form, the phone # said leave your name and vital info and we will get back to you. (Not only no but '*** no'!) Today, the phone # was not answering or taking messages. I would drop it except that we were some of the tax payers who have to wait 6 months for our tax return because the IRS paid out a claim to someone else under my husband's social (he is a professional whose information is in several government databases necessary to do business).

This was listed as a business capital stimulus loan. How do I research to see if this is another identity breech?

This company is the absolute worst. My assigned "Account Manager", Cindy, was often rude and short tempered. The recording on her voice mail sounded as if she was being bothered every time she received a telephone call.

My transaction involved a refinance for my mother. My mother's credit score is almost 800 with all credit bureaus.

During the loan process, which went beyond six months, Cindy kept assuring me that the loan was on the last legs of approval and no problems were foreseen.

Just before the loan closed, Cindy said there was a problem with a the debt to income ratio. Cindy said an auto loan on my mother's name was keeping her from getting approval. So, I took out an auto loan and took the loan out of my mother's name.

Again, Cindy said, "We're golden", I don't see any more problems. Suddenly, problems came up with income. Cindy began discussing issues with me that were brought up and discussed during the initial application phase.

It was apparent Cindy did not do a thorough job of reviewing the loan docs and tax returns we sent to her six months earlier. Fortunately, my mother was able to get a loan with a great rate with Bank of America.

In conclusion, Nations First Mortgage sucks ***!!! I only wished I saw all of the negative reviews on the Internet before doing business with these idiots.