Manufacturer: Naca Category: Loans Clear all filters (5 of 5 reviews match)
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Finally closed on my Naca loan (Cleve office) after nearly 2 years in the program. Moved in 2 weeks ago. Lovin my new house. Trust me never did I think I'd be the spokesman for sticking it out. Considering I changed counselors twice and nearly quit 5 times. It is real....
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Anonymous

Nicole Do you mind if I ask what your mortgage rate is with a 180k loan?

NACA_Online

NACA_Online

Naca Verified Representative
Congratulations on becoming a homeowner! We always advise our members that patience and persistence are two of the most powerful tools in the NACA process, and you have proven...

I started trying to work with Naca 12 months ago. I have been through three housing coordinators, lied to multiple times, had many failed promises, and told that documents were received then told a day later that the same person did not get the documents. What a waste!...
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NACA_Online

NACA_Online

Naca Verified Representative
Having a specifically designated amount in the bank is not the only requirement for getting a mortgage through NACA. One of the most important factors is consistently saving ...

Anonymous

Anonymous NACA can be difficult to deal with at times, but if a traditional lender can't get you underwritten for 2 years, I would venture a guess that your credit is screwed.

1.0
I didn't like
  • Total fail
  • Underwriter always finding reasons not to qualify me
  • Lack of effort
#987452
I read the reviews, both positive and negative, before we started the NACA process. I can say that the end result is to get qualified and buy a home. Everything in between is distraction and noise. Esau Davis in the Atlanta office was our Mortgage Counselor at the end....
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Anonymous

Anonymous They allowed you to pull your credit and use it? I was told that it couldnt be used unless they pulled it. If that is the case, someone at my local office has some questions t...

NACA_Online

NACA_Online

Naca Verified Representative
Thank you for your comments. Yours is a rather typical situation for NACA members. The process is not meant to be fast or easy, and there will be bumps in the road. This is...

4.8
#977277
And yet, this Naca process is getting more and more frustrating after 5 months now. Everything they ask for is uploaded the same day or the next day. I got everything they ask for but still.... I got to the point where if it was not only for the no down payment and no...
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NACA_Online

NACA_Online

Naca Verified Representative
Everyone who comes to NACA is held to the same standard and the same requirements, whether you have a “760 credit score with perfect credit history” or a 560 score with a bank...

Anonymous

Anonymous NACA is not assisting client's with anything,you can get stuff done faster working with your lender. trust me i know.

#947825
I got back into the NACA program October 2015, it took 5 months to get qualified for 95K. When I found out how the buydown portion worked, I opted for a higher qualifying amount. Got a higher amount 2 months later (165k). Now, I have gone through everything to get...
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NACA_Online

NACA_Online

Naca Verified Representative
There are a couple of comments in this person's statement that raise an issue with its validity. The first is the claim that NACA has "to go with the great(er) of the two pay...

2.1
I didn't like
  • Lack of communication with staff and members
  • Lost confidence
  • Losing documents
#936656