Successfully Attained Help

It has taken from Oct until Mar. It takes time to gather all the info and correct documentation. Then it takes time for it to be reviewed and confirmed. Once all of the correct info is submitted, reviewed and confirmed it only takes about a week for approval. Yes it is a slow process but these people will support you every step of the way, just don't expect overnight results.

User's recommendation: Be prepared before you start, call for a Complete list of required docs.

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ID
#3442455 Review #3442455 is a subjective opinion of poster.
Location
Germantown, Maryland

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RAMP ERA PROGRAM

Mississippi Home - RAMP ERA PROGRAM
My godmother became homeless because of MS HOME CORP and now Me and my 3 year old are facing the same. The RAMP program is not helping at all, I did my recertification back in Nov 2021 and still haven't heard back from anyone, I've called , emailed and still nothing. I...
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1 comment
#2171100

I cant get an answer I call they say their in a meeting there not that many meetings in the world just sad

ID
#3341060 Review #3341060 is a subjective opinion of poster.
Location
Jackson, Mississippi

Best thing ever

I got a brochure in the mail. Started the paperwork online. I got an email about additional documentation needed. The gentleman that assisted was nice and friendly. This program saved my home. Like
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1 comment
#1935412

After approval how long did it take for them to pay the mortgage company

ID
#1247178 Review #1247178 is a subjective opinion of poster.
Reason of review
Good customer service

MS home saver doesn't really help the working poor

I lost wages and hours on my job due to lack of work. I fell behind on my home payments and they told me they could assist me only to do plenty of paperwork and discover that I wasn't eligible. They said even though I lost hours on my job the two previous years showed...
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1 comment
#2144184

Ok. The same thing happened to me and I’m trying to figure out where to go over their heads.

Not trying to be selfish but this money was set aside for US during that hardship. So why do we have to get penalized because we came back running. If I thought I was wrong, I would have bagged off. So why do they want to hold US from this government money?

I am behind a whole year because of deferred payments and instead of them paying it, they was taking about getting my loan company to modify it.

That’s to easy, where can I report them? Thanks.

ID
#1064477 Review #1064477 is a subjective opinion of poster.

Nepotism at work and a miss use of federal funds.

Mississippi Home Corporation is a state/federal agency that is responsible for administering funds for various federal housing programs. However there is a large amount of nepotism in leadership roles, and a miss use of govt. funds, transferring federal money from one grant to the next for personal benefit and developer influence. This organization is in need of a wide investigation into EEOC violations and misuse of government resources. As a former employee believing I was joining the fight to help low income families receive resources set-a-side to help promote a better quality of life. I was disappointed to learn that the goal was not at all to help those in need but instead to keep the wealthy developers that build the LIHTC developments profitable at the expense of the poor or under employed. The developments that are completed continue to be in lower income areas with poor schools and the upkeep never lasts the required 30 years. Once the money is gone, developers scattered and the properties become derelict. Leaving the tenants in the lurch. Home ownership is not promoted but instead the focus is on renters for the benefit of the rich property owners.
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1 comment
#1498095

They did help....Until my home burned. Now they are demanding re payment.

Claimed I was suppose to have shown them as loss payee on my insurance. No where in the 6 month process of getting qualified for the program was insurance ever brought up. I started the program Aug 2016, now Feb 2018 I try yto sell lot where house was, because I need the money and they will not release the lien. Their rememdy.......They'll release after the 5 year deal.

That deal was a 2 way street. I was suppose be in house those 5 years.

Now there is no house to live in! Any help be grateful 662372****

ID
#1034358 Review #1034358 is a subjective opinion of poster.
Location
Jackson, Mississippi
Cons
  • Distribution of resources
  • Lihtc developers
  • Executive team
Reason of review
Bad quality
Loss
$100000
Preferred solution
Put lower income families first!

Pitiful Service from ignorant staff

All the reviews are correct. The first contact made it sound like we were perfect for this program. My husband unemployed and I'm underemployed. Had to produce a pile of paperwork which could have been prevented if MS. Reed knew what she was doing or had even bothered to read out application. She also did not read any of the paperwork that was submitted. After sending several emails asking what the progress was she sends a rude email back saying we don't qualify. She could have told us this from the application. Don't fall for it. Total waste of our time and false hope.
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ID
#878908 Review #878908 is a subjective opinion of poster.
Location
Ridgeland, Mississippi
Cons
  • Ms reed
Reason of review
Poor customer service

Review in Government and Politics category from Ridgeland, Mississippi

Just went thru this nightmare with Homesavers of MS Home Corp. what a bunch of worthless government workers trying to justify their cushy jobs. My husband has been unemployed for 9 months- exhausted his Unemployment benefits. I took on a second job to keep paying our monthly bills. We still ended up having to file Bankruptsy to rid ourselves of cc debt. We were still making our house payments since we had reaffirm our mortgage in the Bankruptsy Then I lost my regular job & only had the 1099 job. Unemployment gave my husband the Obama Wants to Help You Save Your Home brochure. I called my mortgage company BancorpSouth to make sure it was not a scam. They told me to go ahead & get started with the paperwork with HS but to fill out their paperwork also. When I questioned this the reply was HS could take longer & this way BancorpSouth would know we were trying to make some arrangements. Fast forward 3 months- I get a notice we are 4 months behind. In all this time neither company had replied to my calls or emails. 3 days ago I get a call from bank saying all they can do is give us a 6 month forbearance at $200 per month which would not be applied to my payments but sit in escrow until we were back on our feet or employed again. She said Homesavers was probably going to pay the past due & six months so it wouldn't be that bad. The very next day I get a short curt email from my rep MS. MyLeisha Reed telling me if we were still in Bankruptsy ( we weren't- I had included all that in the mountain of paperwork they requested) All Of a sudden we don't qualify for anything except going deeper into debt. Homesavers is BS. There's a loophole for everything to keep u from getting assistance. I went back on line & found HOPE. Spent 1 hour on line with a very nice woman who told me the banks forbearance was the best offer I was going to get & maybe I should cut out cable. When I asked what other programs she said that she was just a counselor & I had basically done everything right! Sooo frustrating! Don't fall for any of it- you will just be further behind in mortgage payments & these idiots will have jobs at taxpayer's expense doing nothing but shuffling paper !! What a waste of time & money!
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ID
#874903 Review #874903 is a subjective opinion of poster.
Location
Ridgeland, Mississippi
Reason of review
Problems with payment

Mississippi Home Corporation Home Saver Program Review

Apparently if you're off work for medical reasons and get behind on your bills, you don't qualify for any type of assistance in the state of MS, including this program... it's the working poor that continue to suffer!
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ID
#792389 Review #792389 is a subjective opinion of poster.
Location
Jackson, Mississippi
Reason of review
Poor customer service

Obama hardest hit fund is a joke

Mississippi Home - Obama hardest hit fund is a joke
Mississippi Home - Obama hardest hit fund is a joke
In Mississippi it is handled through MS Home corp. After faxing piles of paperwork the mshomecorp told me all i needed to qualify for this program was a part time job showing i was under employed. I finally found this part time job to qualify and they made me redo all the paperwork and refax it all again. It took them 3 days to make a decision. DENIED. Talk about major frustration and after contacting them as to why i was denied, they informed me that someone at their office had told me the wrong information about the part time job. I personally find when it comes down to getting government help, most of it is a joke.
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