Microbanc

Thank you for your post "Do Not Rent To Todd Spenla". I was also conned and defrauded by Spenla and just got finished fighting an expensive, 6-month long legal battle to evict him. The most astonishing moment during the fight to evict him was when I was contacted by someone who was fighting to evict Spenla at the same time.

Take a moment to absorb this. When you hear the word "squatter", you probably think of illegal residents of squalid tenements and abandoned buildings who have illegally taken up residence there because they have no place else to go; the idea of a squatter simultaneously taking advantage of several respectable owners/leaseholders/owner-occupants and adversely occupying multiple homes in high-end neighborhoods probably sounds like nonsense to you because the words "occupy" and "reside" connote continuity and permanence. These words do NOT connote a pompous, tasteless, poorly dressed, cigar-smoking, uneducated oaf with legal access to several residences in and around Manhattan, none of which he pays for, and all of which he leaves REEKING of boozy body odor and cigar smoke. Unfortunately, Christopher Todd Spenla is such a perverse, repugnant parasite, and recently he has repeatedly used squatters' rights to adversely occupy the homes of two legal owners simultaneously, without the permission of either owner. Both I and the other owner had to bear the cost of evicting him, and, to date, there have been no adverse consequences for spenla. If you've also been defrauded or abused by Spenla, please get in touch so we can begin talking about bringing him to justice for criminal fraud and other crimes, and so we can begin lobbying congress to pass laws making it a felony to do what he has done to countless kindhearted people.

Obviously Spenla will read this and put up posts to try to create confusion, but we all know he is an illiterate; therefore, just take a moment to compose a cogent, intelligent response that proves you have an education beyond middle school, and that'll be enough to prove that you aren't Turdd Spenla or his Creepy-Crawley side-kick.

Warning folks: Todd has resurfaced, this time at 14 Wall Street in New York City. After a little investigating, he's apparently affiliated with John Thomas Financial but he's continuing to run his Microbanc scam.

Got a google alert listing Microbanc's address in the same location although the building and directory assistance has no record of Microbanc in that building. He doesn't appear to have ownership in John Thomas but he is receiving phone calls there. If you are considering doing business with this fraudster, do more research before writing him giving him a penny.

He's a complete fraud and will do nothing for your company except cash your check.

While this is not a direct response from a consumer of Todd Spenla's business dealings- so called business"”it's believed that no real business actually takes place between TS and his clients. He is fraudulent corrupt and crooked. THIS IS a landlord beware notice, and tangentially retailed to all the other postings on the Internet. Todd Spenla has been evicted, yet again. On Aug. 13, 2011 a NYC Marshal placed an eviction and order to vacate letter on the door of his apartment. Just a small amount of research reveals that this is probably his third eviction. There are probably more. Landlords beware, because he never paid his rent the entire eight months he lived in the apartment on the lower east side. He and his partner lived for free. Causing much disruption, endless disturbances and even taunting of other neighbors, TODD SPENLA and his partner were the worst tenants EVER to live on Lower East Side. Pathologically lying from month to month in order to maintain a residence, finding ways not to pay the rent, he managed to stay in the apartment for eight long months. He is truly a *** person. All the other residents of the building suffered deeply while he (they) resided there as tenants.

The police came to the building about a dozen times within that eight-month period, as they were causing disruptions to the entire neighborhood- A result of the couple's constant fighting. NYC LANDLORDS BEWARE! Never rent an apartment to this guy.

THE neighborhood is such a better place without him.

Todd Spenla - What can be said. A rotten ***, no joke. I had been employed at the same place as he. Let me say. He has done very dishonest things. Talked down, humiliated people. Lied about investments-profits job history, employment, success history and everything in general. Feel free to look up his work or other employment related biz history and all in between!!!

Go check his companies. he is the reason the usa is in turmoil, as a contributor of course. what honest has he done. NOTHING. there a numerous complaints of him everywhere he has been. why?? THE LAW Will RESOLVE This!!

You friend Chatfield - DEAN!

Please steer clear Todd Spenla and Microbanc. He is a fraudster, and dishonest even in his personal details of his background and his relationships.

He has been even evicted from his home in new york and left his landlady in the lurch. His partner even took his email address away from him. He has gone underground for the time being but he will resurface and attempt to steal again. I read carefully the US court filings and he is now claiming all the press releases he issued were actually not posted by him.

That is absurd and all we can do is point out his untruthfullness and warn others to not do business with him. As his partners are all suing him that should be enough evidence. Just stay away. He has portrayed himself as a business partner and associate of my employer and it is wrong and criminal to do this thing.

He has no valid connections. The courts will decide.

We intend to issue a press release to major media shortly distancing ourself from this *** guy.

Todd Spenla is Senior Managing Member and CEO of Microbanc, LLC, a New York based global investment banking group. Microbanc specializes in advising and raising capital for micro-cap and startup companies in a variety of sectors. The professionals at Microbanc have a plethora of professional credentials in the investment banking and advisory industry.

Our past successes have enabled Microbanc clients to raise hundreds of millions of dollars for their respective ventures. We have a long list of success stories - over a dozen completed transactions. Even during the present financial crisis, we have managed to navigate our clients with successful outcomes.

We are a retained firm. The retainer is used during the due diligence phase and pays for consulting services which include: advisement, valuations, preparing an institutional quality business plan and proforma, a Private Placement Memoranda (PPM), subscription documents, and, of course, providing exposure to our Rolodex of accredited investors in the capital markets. We pride ourselves in being a very selective with whom we work, and provide a full range of services to our clients. Our goal is to be a "one stop shop" for micro-cap and startup companies - that is Microbanc's motto.

Microbanc's corporate headquarters is based in New York City. However, we maintain a strong syndicate of partners, worldwide, that participate with us on a deal-by-deal basis. As such, Microbanc enjoys a tremendous deal-flow, allowing us to attract a "best of breed" client list with whom we work on a confidential basis. At Microbanc, we pride ourselves on providing personalized service and maintaining exceptional client relationships. This is our credo.

If you would like to retain our services or have any specific inquiries regarding Microbanc and its activities, please email us at microbanc.com or at the below referenced number.

Very sincerely yours,

Todd SpenlaManaging Partner/ CEO646-642-****tspenla@***.com

I need to alert other people because I am a victim of Todd Spenla's brokering. Todd Spenla, Microbanc, New York City is a pathological liar and thief.

Todd Spenla currently has four lawsuits against him from 'clients' that paid him a retainer fee to perform. His m.o. is to ask for a retainer fee upfront and promise to deliver executed deals. Beware of Todd Spenla.

Do not give your hard-earned money to this common thief. Todd Spenla masquerades as a very successful NY broker, all the wile his "office" is a former garage in his home. Todd Spenla is nothing but a common golf instructor. He even gives golf instructors a bad name.

All you have to do is Google Todd Spenla. Todd Spenla is discredited by many and respected by none. All you will see is lawsuits one after another against him and Microbanc, which is his company. The other 'clients' are trying to get their retainers back, but have not been able to.

The only money that Todd Spenla, this disgusting excuse of a human being, has made this past year is those unfulfilled retainers.

Save your money, yourself, and a potential headache. Don't do business with this shyster, Todd Spenla.

This rebuttal comes from the desk of Todd Spenla, Senior Managing Member and CEO of Microbanc, LLC. The above posting clearly comes from a disgruntled former employee. It is poorly written and contains a host of misrepresentations and inaccuracies. I will address each claim separately.

Firstly, Microbanc is a New York based global investment banking group. Our firm specializes in advising and raising capital for micro-cap and startup companies in a variety of sectors. My colleagues and I have a plethora of professional credentials in the investment banking and advisory industry. Our past successes have enabled Microbanc clients to raise hundreds of millions of dollars to help fund their respective ventures. Microbanc has a long list of success stories - over two dozen completed transactions. Even during the present financial crisis, we have managed to navigate our clients with successful outcomes.

Secondly, we are, indeed, a retained firm for consulting services which include: advisement, valuations, preparing institutional quality business plans and proformas, Private Placement Memoranda (PPM), subscription documents, and, of course, providing exposure to our Rolodex of accredited investors in the capital markets. We pride ourselves in being a very selective with whom we work, and provide a full range of services to our clients. Our goal is to be a "one stop shop" for micro-cap and startup companies - that is Microbanc's motto.

Thirdly, we participate in a number of charities. In fact, I am an assistant golf coach at NYU in my spare time, and receive a salary of $1 per year. I am very active within the NYU community, as well as my alma mater, Florida State University, where I received a full athletic scholarship.

Fourthly, Microbanc's corporate headquarters is based in New York City. We maintain a strong syndicate of partners that participate with us on a deal-by-deal basis. As such, Microbanc enjoys a tremendous deal-flow, allowing us to attract a "best of breed" client list with whom we work on a confidential basis. At Microbanc, we pride ourselves on providing personalized service and maintaining exceptional client relationships. This is our credo and why we created the firm in that the larger investment banks lack this one on one personalized service.

Finally, neither Microbanc nor I have ever been sued or involved in any lawsuits. If there are any inquiries about specific information regarding Microbanc and its activities, please contact us at the below referenced numbers.

Very sincerely your,

Todd SpenlaManaging Partner/ CEO646-642-****tspenla@***.com

Dennis Dannel, Jr917-331-****Managing Directordennis@***.com

Sebastian Correa347-393-****Managing Directorsebastian@***.com

This rebuttal comes from the desk of Todd Spenla, Senior Managing Member and CEO of Microbanc, LLC. The above posting clearly comes from a disgruntled former employee. It is poorly written and contains a host of misrepresentations and inaccuracies. I will address each claim separately.

Firstly, Microbanc is a New York based global investment banking group. Our firm specializes in advising and raising capital for micro-cap and startup companies in a variety of sectors. My colleagues and I have a plethora of professional credentials in the investment banking and advisory industry. Our past successes have enabled Microbanc clients to raise hundreds of millions of dollars to help fund their respective ventures. Microbanc has a long list of success stories - over two dozen completed transactions. Even during the present financial crisis, we have managed to navigate our clients with successful outcomes.

Secondly, we are, indeed, a retained firm for consulting services which include: advisement, valuations, preparing institutional quality business plans and proformas, Private Placement Memoranda (PPM), subscription documents, and, of course, providing exposure to our Rolodex of accredited investors in the capital markets. We pride ourselves in being a very selective with whom we work, and provide a full range of services to our clients. Our goal is to be a "one stop shop" for micro-cap and startup companies - that is Microbanc's motto.

Thirdly, we participate in a number of charities. In fact, I am an assistant golf coach at NYU in my spare time, and receive a salary of $1 per year. I am very active within the NYU community, as well as my alma mater, Florida State University, where I received a full athletic scholarship.

Fourthly, Microbanc's corporate headquarters is based in New York City. We maintain a strong syndicate of partners that participate with us on a deal-by-deal basis. As such, Microbanc enjoys a tremendous deal-flow, allowing us to attract a "best of breed" client list with whom we work on a confidential basis. At Microbanc, we pride ourselves on providing personalized service and maintaining exceptional client relationships. This is our credo and why we created the firm in that the larger investment banks lack this one on one personalized service.

Finally, neither Microbanc nor I have ever been sued or involved in any lawsuits. If there are any inquiries about specific information regarding Microbanc and its activities, please contact us at the below referenced numbers.

Very sincerely your,

Todd Spenla

Managing Partner/ CEO

646-642-****

tspenla@***.com

Dennis Dannel, Jr

917-331-****

Managing Director

dennis@***.com

Sebastian Correa

347-393-****

Managing Director

sebastian@***.com

This rebuttal comes from the desk of Todd Spenla, Senior Managing Member and CEO of Microbanc, LLC. The above posting clearly comes from a disgruntled former employee. It is poorly written and contains a host of misrepresentations and inaccuracies. I will address each claim separately.

Firstly, Microbanc is a New York based global investment banking group. Our firm specializes in advising and raising capital for micro-cap and startup companies in a variety of sectors. My colleagues and I have a plethora of professional credentials in the investment banking and advisory industry. Our past successes have enabled Microbanc clients to raise hundreds of millions of dollars to help fund their respective ventures. Microbanc has a long list of success stories - over a dozen completed transactions. Even during the present financial crisis, we have managed to navigate our clients with successful outcomes.

Secondly, we are, indeed, a retained firm. The retainer is used during the due diligence phase and pays for consulting services which include: advisement, valuations, preparing an institutional quality business plan and proforma, a Private Placement Memoranda (PPM), subscription documents, and, of course, providing exposure to our Rolodex of accredited investors in the capital markets. We pride ourselves in being a very selective with whom we work, and provide a full range of services to our clients. Our goal is to be a "one stop shop" for micro-cap and startup companies - that is Microbanc's motto.

Thirdly, we participate in a number of charities. In fact, I am an assistant golf coach at NYU in my spare time, and receive a salary of $1 per year. I am very active within the NYU community, as well as at my alma mater, Florida State University, where I attended on a full athletic scholarship.

Fourthly, Microbanc's corporate headquarters is based in New York City. We maintain a strong syndicate of partners that participate with us on a deal-by-deal basis. As such, Microbanc enjoys a tremendous deal-flow, allowing us to attract a "best of breed" client list with whom we work on a confidential basis. At Microbanc, we pride ourselves on providing personalized service and maintaining exceptional client relationships. This is our credo.

Finally, neither Microbanc nor I have ever been sued or involved in any lawsuits. If there are any inquiries about specific information regarding Microbanc and its activities, please contact us at microbanc.com. Thank you.