They steal from the elderly. BE WARN!!!!!!

My elderly parents were being ripped off and charged over $4,000 for homeowners insurance on their $300,000 home (market value just appraised). Basic Policy Coverage below. There are some addition charges but this gives you an idea how these thieves work. Dwelling - $583,600 Private Structure - $116,720 Personal Property - $408,520 Included in their policy for $204 for Earthquake and Volcanic Eruption. What's wrong with this picture. First to replace the house it would cost around $250,000. Second, land does not disappear in smoke. My parents have a small wooden 8 by 10 shed and a broken down wooden fence, replacement cost at the most $4500, if we were to upgrade. Imagine what personal property you can buy with $408,520 but they would never give you all that. Better have a lot of pictures. Finally, my parents have lived on Long Island, New York for over 70 some years and neither of them have ever heard of or experienced an active volcano or felt an earthquake. What is worse when I called Metlife to adjust these absurd charges they said "No". Now they are with the AARP Hartford with good coverage for only $1500.
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#581089 Review #581089 is a subjective opinion of poster.
Massapequa, New York
  • Abusive to the elderly
Reason of review
Pricing issue
Preferred solution
Stop abusing the Elderly

Metropolitan insurance company refussed to surrender my policies and repay my premiums

I was at the klerksdorp Branch of Metropolitan for i have two policies and wish to surrender them and they told me that i am not allowed to surrender the policies i am so unhappy cause i just want to cancel the policies and get my money that i paid for the policies back i don't wish to continue with the policies i also don't know where to lodge a complaint, for no complaint survey is on the internet for metropolitan. Please can someone call me or e-mail me back at my adress for i am furious..........
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#305240 Review #305240 is a subjective opinion of poster.
Johannesburg, Gauteng

Insurance Expert Talks

Exposed: Types of Insurance Scams and Fails

Mar 7, 2021

In this video interview, Charles R. Gallagher, an attorney, explains what sort of insurance fraud happens with consumers. Find out more about insurance fraud, the worst cases discovered, and how to protect yourself from insurance scam.


Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.

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