New Reviewer

Made an agreement with LTD Financial

We made an agreement with LTD Financial back in July to pay off a second mortgage we had defaulted on. The agreement was 12 months of autopay at $167 a month. We made all scheduled payments for 8 months, then our loan was sold off to Dreambuilder Investments LLC. They have no record of the agreement. Am I screwed? What can I do? I asked for LTD Financial to send them the record and they send they don't have that info because of the loan being sold, yet when I called to ask, she was reading all the info off of her computer screen. Any suggestions?
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ID
#237315 Review #237315 is a subjective opinion of poster.
Location
Appleton, Wisconsin

Keeps calling and leaving messages to call them.i don,t owe nothing to ltd,i,m up to date on everyt.

they keep calling me and i,m up to date on everything. i don,t owe ltd nothing . my husband is diabled and i,m very busy. i don,t have time to sit on the phone and talk right now. thank you. christine koniewicz please mail me the problem explaing what it is about. i,ll get back to you as soon as possible to discuss it with you. i never had a problem with your company or products so far. i love the convenice of ordering from you and hope this clears every thing up. christine koniewicz 10620 schubert , melrose park,il
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ID
#236774 Review #236774 is a subjective opinion of poster.
Location
Chicago, Illinois
New Reviewer

LTD keeps saying I have an outstanding balance, which I payed over a year ago!!!

During the past year I have been receiving calls from LTD colletors saying that I had an outstanding balance which had not been paid. The deal is that I paid a grand total of $262.45 around may 2009. About 5 months ago a man from LTD called saying that I owed about $77!? WHAT THE ***!? I quickly stated that my last account statement said that I owed the big amount I had already paid. He didn't understand why then there was this charge, cause it appeared that the $262.45 were not completely paid and that $77 was owed to complete the payment. My husban sent them via fax a copy of the Money Order receipt and the Account Statement; we didn't here from them until today. September 4, 2010 we receive a call from a woman who represented LTD. She now said that I owed around $98 to complete the big amount of $262.45. once again, WHAT THE HELLL!? This little game is ridiculous; I cannot beleive these people trying to scam others. It's a company that deserves to be shut down for trying to take advantage of consumers. I used to be a regular consumer. I bought frequently form the catalogs because I actually found quality items to be among the selection; but not anymore. I'm done doing business with LTD.
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ID
#197038 Review #197038 is a subjective opinion of poster.
Location
San Juan, San Juan Municipio

About

Summary

LTD Financial Services was founded in 1993 and headquartered in Houston, Texas. The company also has a satellite office in San Antonio, Texas. LTD Financial is privately held and a nationally recognized top tier collection agency, a fully licensed collection vendor. It provides a full range of collection and custom call center solutions. The company offers its collection services to premier credit grantors across all the country. LTD Financial provides customized receivable solutions in Pre-Collect, Pre-Charge-off, Post Charge-Off Collection, as well as Primary and Secondary Collections. LTD Financial also offers Commercial Collection. And the commercial collections division is presented to deploy a number of strategies based on many factors.

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