Lloyd Agencies

I'm a fresh college grad and finding a job is hard. To save on the story telling I was contacted by one of their recruiting agents saying hey would you like to make 50-65k a year while being remote?

It all sounded too good to be true and I of course was suckered into it. The interview was easy enough and I thought to myself wow this is nice! Then came the actual training and costs. You are becoming an insurance agent which I was like okay maybe selling insurance won't be too bad.

For starters to even get started you have to spend about 200 dollars of your own money to go through the process of licensing and fingerprints etc. Which I didn't pay because that's when I started seeing the red flags. The pay was divided into how many sales you can do. They call it "prospecting" basically they are rewording it saying you will go off referrals or selling their supplemental insurance plans.

If you only manage to only sell 1 plan a week you only make 19k this whole job is commission based and there's no base pay. Training is about 4-6 weeks which by the way isn't paid. So if you're looking to get buttered up for a position that sounds good on paper and really isn't look no further!

I never write work place reviews because I never have had an experience like this. I think in general stay far away from this company and find something that does other stability.

When you walk in you think things are great. Just wait a few weeks the tables will turn.

Go into management and she will expect you to spend every dime on cars, gifts for her, trips etc etc etc. It's sad because Lloyd Agencies gives the insurance industry such a bad name. It doesn't have to be like this. Don't let the flash put you in a trance.

You will spend no time with family, spend all of your money, and be yelled at for doing anything that the "master" doesn't want you to do. Trust me I lived it. I now work for another Agency, make excellent money (well over 6 figures a year) and am able to spend time with family and friends.

Without the yelling, being told how awful we are and degrading to not only myself but so many others. Total CULT!

This is not a scam. How ever it is a career opportunity as an insurance agent. Instead of being honest and up front about it they lie to get you in for a interview. They will hire anyone with out a felony. Its about numbers and the more people they hire and get to write business the more money each manager level makes. It is a multi level marketing company. The company american income life is a desent company and you can make a great living if you are a closer and can lie to union workers to get in there homes to sell them whole life insurance. You will also be pushed hard to collect referrals and lie to them to. Another major problem is that each agent only matters to the company and its mangers for the first 6 months. Because every one looses there bonuses on you after your 6 months is up. That is one of the reasons they must constantly recruit and why there is no tenure in the agents. Very few people make it past 1 year unless moving to management. If you do move to management you will be lying to repeat the process of hiring, training, and making money off your team. Each agency is owned and operated by its own SGA. State General Agent. Most of the agencies are the same in that they want to keep you in their cult brain washing you to their beliefs and ways to conduct business and how to live your life. In this agency you will be pushed hard to join the cult drink the coo laid and believe what they want you to believe. For every dollar you sell in alp which is the total of the first year premium you will get almost half. The other half goes to all the other levels of management. The training is poor and your life and income will depend on what leads you get or referrals you collect. If you are single and can devote all your nights and weekends to this and you pick up on the system and can implement it to be a top closer you can make a great amount of income. Remember though its only for the first 6 months and you have to be ok with lies and shady buisness and joining a cult that believes in expensive cars and that money makes you a better person. Also be aware that one of the most attractive incentives is the renewals. The problem here is that you will not own them for 2 years and unless you are in management you will not make it that long. The major problem is the company can set you up for life, but not many people make it long enough to see that risidual income and the managers and agency owners do not want you to because when you leave they keep your renewals. So unless you are a snake and weasel your way to management you will not last.

In this agency be prepared to be demeaned, belittled, worked like a dog, lied to, un properly trained, lots of unanswered questions, and worse of all most of your hard work goes in someone else's pocket.

The owners of this agency are a prime example of why this country is going down hill. They come to this country to exploit its hard working union workers who built this country. And they will use any one dumb enough to drink there koo laid to get rich doing it.

Back in 2014 I worked for Zach Otto.He and Sabrina Lloyd are not good people. The fact that you gave him your info and SSN is BAD!!!

Now Sabrina Lloyd has your SSN, which she will use to sell to illegal Mexicans and will turn a profit!!! Can someone say Identity Theft???!!!

Zach expects too much out of people. He uses a Fire and Brimstone approach like Ben Affleck in the movie Boiler Room. Do not ever give these people your info.

They might just take out Life Insurance policies in your name. After all, as an employee you sign for 50K for AD&D which the 50K goes to your loved one and a double face amount goes to Lloyd Agencies!!!

I was hired here about 3 weeks ago and they painted rainbows and butterflies about this place.At first the atmosphere is great and everyone is so friendly. But once you start getting into everything and start rolling with training you find out real quick that this place is HORRIBLE!!!

Sabrina Lloyd is the rudest,most unprofessional person i have ever met or worked for.She only cares about her self and about her making all the money. We had a meeting one Thursday and she pretty much told everyone that you aren't allowed to have a family or kids and that you a have to devote your life to this place. This is coming from Sabrina who just had a child a year ago. the training is terrible the managers are terrible and they could care less about how you perform or if your making money because there already set.

i cant believe i wasted almost 4 weeks on this dump and working from someone as low and degrading as Sabrina Lloyd. i would think twice before taking the job here

As you walk in the door thete is that cult appeal. Everyone is in black.

You are told to sit and the interview is short even though you waited longer than you should have.You ask questions that are never answered.They ask you for money up front (55.00) for a temporary license to sell insurance. I met with a Mr Lee who pointed out all the money he has made along with the other businesses he owns and the expensive cars he drives. I believe something is off with this company. I think you are scammed.

All these negative reviews cannot be wrong,there is so much consistency to them and I also experienced this.You would be a fool to give your cc info to people you don't know. They will hound you to come back to get that 55.00.

I'm not going back for my second interview if that is what you want to call it. This is a scam....That Tribune review must have been a pay off....Crooks

After reading several online reviews, I decided to go for the interview since I was not 100% sure that these reviews were totally true. I entered the company and was greeted very rudely by two receptionists.

These two women were more interested in what they were going to have for lunch then helping the people who were waiting for their interviews. I sat for half an hour waiting for my recruiter. He went through the job qualifications with me. This is when I confirmed that the online reviews were true.

This was the moment that I found out that this is a customer service/insurance selling role for major unions and the government. What I was told reflected nothing of what was said on their website. I was informed that I would be earning $1000 to $1200 per week and that I would have to pay for a temporary insurance license for the State of IL which was $55 and in 90 days I would have to pay for the regular license which costs $550. I was also informed that based on my recruiters instruction the $550 cost of the test would be worth the money.

I decided to blow the interview at this point of time.

This company is totally deceitful and takes advantage of those who are underemployed or unemployed. Its not worth the hassle and the time