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Lenders Direct, a division of PacTrust Bank, is part of one of the top mortgage banking firms in the country. The company is a direct lender originating loans throughout the nation. Lenders Direct offers a variety of mortgage products and residential financing options. They are California State Teachersâ€™ Retirement System (â€œCalSTRSâ€) which is available to CalSTRS (California State Teachers); California Housing Finance Agency (â€œCalHFAâ€) which is available in California only; United States Department of Agriculture (â€œUSDAâ€); Federal Housing Administration (â€œFHAâ€); Veterans Administration (â€œVAâ€) that is available to qualified active and retired military personnel; Conventional Conforming (â€œAgencyâ€); Jumbo/ Nonconforming; and Agency High-Balance, etc. It is necessary to note that program availability and terms are subject to be changed by the company without notification.
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