Amanda H Yco

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They expect me to pay twice

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I had a line of credit with lenddirect until I had a stroke during covid lock down and so I utilized the insurance policy I signed up for and it was accepted by the insurance agent, now they sent my paid bill to a collection agency and wanted me to pay over $6000 for a $2500 credit line that was paid down to $1067 before I got sick. If you call you get a lady on her house phone and she will tell you that there's no manager to speak with.

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Loss:
$1100
Pros:
  • Easy approved
Cons:
  • You will get sent to collections even if you paid in full

Preferred solution: I would like them to acknowledge that they have been paid out by the insurance company and take the claim off my credit report. I made my payments early and more than once a month.

User's recommendation: Go to a loan shark

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