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I went through a bankruptcy and Legacy was the only company that would give me credit. The amount was minuscule ($300) - BUT I got regular increases every 6 months like clock-work. I have now been a card holder for 4 years, and keep using this card a lot (I never carry...
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5.0
#1046968
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I opened a Legacy Visa around 2013. I was just 5 years out of a Bankruptcy and ready to rebuild my credit with a new card. Legacy charged me a $75 annual fee and around 25%+ interest. I was ok with that as sub-prime rates were appropriate in the rebuilding stage. Since...
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1.4
I liked
  • Text messages
  • Low credit score able to get credit
  • Website
I didn't like
  • Interest rate
  • No credit line increases
  • No response to phone calls
#1044477
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Opened credit card and made first payment, bank statement shows the deduction and payee as Legacy Visa Payment but LEGACY does not show payment on account. Provided proof of payment from bank but LEGACY customer service supervisor told me I need document from my bank...
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Anonymous
eric

I am legacy visa customer, Things are simply for this and any other credit company, pay on time, if possible, pay no more than 2 days before due date, do things on the right w...

1.7
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Short Review for January 18, 2017, Pc_service

Legacy Visa
#992996
1.0
My identity was stolen I sent in a police report and sent in paperwork and they still threatening abd harassing me about the account I never had
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Legacy Visa Credit Card Review

Legacy Visa
#955309
5.0
I have had my card for just over a year now. I love it. Pay my bill over amount due EVERY month, on time. Never have had any issues. My husband died in May, and I used it for travel and hotel stay. It was very good to have.
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Legacy Visa Customer Care Review

Legacy Visa
#948190
5.0
I never had any problems at all with them. I have been with them for over 7 years. They did work with me when I had problems making payments. They stop late fees into I catch up and also refund me my Annual fee. I never had any problems getting in contact with someone at customer service. I am very happy so far.
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Legacy Cc Review

Legacy Visa
#837058
Don't even call that number to see what details are. Stay away. *** artists ruining people's credit..
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Called Legacy to inquire about my card and the agent was rude *** ***. I received a credit increase denial letter that was a total lie. All they should have said was they don't give increases instead of sending me a lie. They said my debt to ratio was too high for an...
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Anonymous
Anonymous

Do how many day do I have to activate my card after I receive it

1.0
#1006098
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I applied and received a Legacy Visa a few months back trying to rebuild my credit. Paid the $75 annual fee upon arrival of the card. Made payments each month between $50 & $ 75 and always posts to my account as available credit the next day. This month I paid it off...
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Anonymous
Anonymous

Thanks for posting. I paid off the 255 balance and it's still showing 45 avail credit, I was panicking! Good to know they hold large payments. Ridiculous practice but at least...

#1005637
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This is a ripoff. I dont remember having this cause of a major stroke. I know mylimit was low. They got a collection to come after and they threated me on phone and then a had another stroke. Paying it off but i will.stop payments cause im not going to pay 5 times the...
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Anonymous
Mimi

Honey don't stress. They can't do anything other than put it on your report. I had this happen after a divorce years ago and got behind. Eventually, possibly next year they wi...

1.0
I didn't like
  • Threats to pay what i do not owe
#1004094
Reply to reviews
It was nice to receive this card in order to rebuild my credit & overall an easy experience. The only thing that infuriates me is that EACH time you log in to make a payment you have to provide the 3 numbers on the back of card & expiration date. I call the 1-800...
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2.4
#991014
Reply to reviews
Welcome to the club of *** off my husband card was cancel first lie I was told need my husband permission to ask questions but they still have yet to give me a reasonable answer to my question since they were the ones who cancel the card why they won't give us access...
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1.0
#971608
Reply to reviews
Are you ready to give my husband his 394.00 he had to pay out of pocket cause my insurance denied my claim and im not on his health insurance im sure you got all the certified letters and the calls and because of the stress i ended up in the ER suffering with chest...
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offconsumerpissed
offconsumerpissed

Sounds like the stereotypical fat welfare wife.

#971489
Reply to reviews
Asked them to remove the late fee which was not supposed to be the there to to the fact it was paid 3 days in advanced and went through my bank. The rep told me she could not do this. When I explained everything she then told me I needed a password? I had this account...
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Anonymous
Anonymous

My feelings exactly my husband card was cancel ask why was told it was in the terms and agreements clause they didn't have to give a reason then they wouldn't allow him access...

user53373749
user53373749

My name is nori I wrote the message below I would like to know if you are going to handle the situation or am I wasteing my time? I am not in good health and word like this ha...

I liked
  • None so far
I didn't like
  • Person i talked to
#968723
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