Law Office Of James Caplan

I think you should read the FTC Ruling called MARS. It defines what companies, inluding attorneys, can and can not do.

The laws have recently been updated in favor of the consumer. One thing that is very important to know concerning attorneys and any collection of moneys regarding home modification: Attorneys can collect money upfront, BUT, it must be held in an account and they cannot access it until the modification is complete and IF they have followed all of the laws regarding home modifications. The client CAN cancel. There is much more information in the MARS ruling that consumers need to be aware of.

Many times, you legally CAN get your money back.

Also, home modification are FREE if you go through the right channels. Call 1-800-HOPE-NOW and they will be able to help you.

I am a research analyst and I woud like to speak with you about your experience while pursuing a loan modification. If you are willing to share the experience you had while pursuing a loan modificaiton, please send me an email.

I agree with Jeni. I have been looking online for a while now at the reports on this company.

Because I too was scammed by them. I looked at the FTC MARS rules. They broke a ton of them in getting my money which is the worst part. They are stealing people's money that need it the most.

There are all sorts of made up people bashing people and thier reports on this site. This post by "Winston" definately came from an employee.

I find it interesting that there are many posts (Winston being one of them)to all of the complaints against Caplaw, James Caplan and all of his multiple names and companies - all on the same day...And they are dissing the person filing the legitimate complaint. I do wonder if these are real people, the same person using different names, employees of Caplan...? Whether clients are happy with Caplaw / Caplan or not is really irrelevant because the bottom line is that they have broken laws.

So you filled out a DO-IT-YOURSELF package and you are mad? Did you read the paperwork?

Now in order to have them handle the entire matter for you, there is an additional charge, and you can't understand that? wow!

My home was also sold after paying $3000.00 and was told that I more than qualified for a modification. They are not legit and after submitting every document that they requested, they want to say that they didn't receive all they paperwork.

Most government programs are free and I should have cancelled the payment. Do Not pay them any money, they will not follow thru. If she says her name is Heather hang up the phone with this foul company.

If a consumer was doing this much wrong to people, we would be prosecuted. Where is the Justice?

Hi, I am a research analyst and I woud like to speak with you about your experience with this firm while pursuing a loan modification. Please send me an email. Thanks

He is a fraud! :(

The firm is actually reputable and has helped me and one of my uncles get a decent loan modification. Maybe you need to speak with a supervisor / escalate your problem. I hope this helped.

hello,i won't give my name.but i will tell you this i am in the same situation and a man from this law firm contacted me and asked me to do the same thing i of course investigated every area glad i did this info. helped me sorry of your loss hope things get better for you if i knew of a good lawyer i would give you the info. good luck investigator297 :eek

I am trying to get this lawyer disbarred. He does not stand by the Oath of the Bar Association and gives all lawyers a bad name which is not good for the Judicial System.

He is in GOOD STANDINGS now but was suspended for having non lawyers doing business when they were not qualified. If you go to “The Florida BAR “ and click on “Find a Lawyer” .... put in is name James A Cioffi” and you can read about the discipline report. He does have one strike against him but it still says”He is in good Standings”.

Actually I have his certification number and if you can’t find it-let me know.

He has many Alias’s and changes his name a lot. Also- moves from State to State

"Caplaw" is a scam...and "PREYS" on victums who have fallen on hard times and are trying to save their homes. We as well were one of their victims...and are now losing our home.

We cooperated with them 100%...were told not to talk to our mortgage company because it could jeopardize our loan modification with the mortgage company... that "they were working on"!!! Found out...when we received our foreclosure notice...that CAPLAW had done nothing and had had no correspondence with the mortgage company and had received nothing from them except the paperwork giving our permission for them to represent us. Upon attempting to contact Caplaw...we were told from our contact person that our file had been transferred to another consultant and they would be contacting us if they hadn't already.

We, as I am sure everyone who has posted here, are honest, hardworking individuals, who "TRUST" in others...and are seeking the assistance of what you were lead to believable was a reputable law firm!

Obviously he is not in jeopardy of losing his home....he is making his payments with his trusting victims monies!!! There has to be something that can be done to put a stop to this!!!!

Caplaw has taken $3300 retainer from me and ignored my long enough that I am now within days of losing my home. They did not stand by their promises and continually give me another excuse or story and always say its my fault, All I want is my retainer back

i was solicited by james cioffi for a loan mod one of his rep who collected $2500.00

from me sending loan docs back and forth not communicating with the bank.

they promise to send me a 2000.00 refund back if my loan can't get done .

they are crooks . they keep saying over and over checks in the mail .

i have a contract and i am pursuing not only to get my money back and a whole lot more. since then i lost my home . they are responsible for this .i sent them money to do a loan mod when i could have sent to the bank. he has someone to answer the phone and tell you anything . its really a sad thing when someone is scam you out of your hard earn money and you try to do the right thing .

crooks crooks crooks.

I can't accuse Caplaw of being a scam, but the Veterans Affairs offices, and mortgage lenders caution homeowners against "foreclosure rescue servicers" (such as what Caplaw purports itself to be).

There are non-profit organizations that are backed by the government that offer counseling and advice on loan modifications requests FREE of charge. You can go to www.makinghomeaffordable.gov, and speak to a counselor for FREE. They will give assess your financial situation, and tell you whether you qualify under one of the Fannie Mae, Freddie Mac, HAMP or VA-HAMP loan modification programs. The VA also provides this service for free if you have a VA loan (I was told differently on a couple of occasions when I called the VA, but found out the truth too late).

I spent 7 months working with the law offices of James Caplan trying to get my loan modified with Wells Fargo. Their services were sold to me at a time where I was desperate and I went for it. Seven months later, and almost $4,000 down the drain, they could not get my lender to come to an agreement. I did a LOT of the leg work getting all of the forms, letters and paperwork they needed to pass on to the lender...they're just middle men selling a service that's free, and unfortunately taking advantage of the uneducated, naive and desperate homeowners.

My loan modification request was denied after the 7-month ordeal, and now my home is set to foreclose in one week. I guess it's one of those lessons you learn the ugly way. When I signed up with Caplaw their words were "the only thing we can't guarantee is the rate of the modification loan". Sounds reasonable, right? Well they can't guarantee they'll get your loan modified either.

I wouldn't recommend them on the basis that if ANYONE tells you they can guarantee a modification, you should RUN.

That's what happened to me...but I didn't run, and now I'm up the proverbial creek trying to find a paddle in the next five days.

I am a research analyst and I would like to speak with you about the experience you had while pursuing a loan modification. If you are willing to share the experience you had while you pursued your loan modification, please send me an email. Thanks.

I am a research analyst and I would like to speak with you about your loan modification experience. If you are willing to share the experience you ahd while pursuing a loan modification, please send me an email. Thanks,

I am a research analyst and I would like to speak with you about the experience you had with this firm. If you are willing to share the experience you had while pursuing a loan modification, please send me an email. Thanks.

And to "Someone who is not biased" - you are a hypocrite. How "Someone who is not biased" any different than "Anonymous"?

I will give MY name. I didn't before when I posted a complaint against Caplaw as Y.its.me.

The only response I got from James Caplan was a letter TELLING me that I "hereby release" him, Caplaw's,"agents and / or employees from any obligation, liability and or contract to continue any efforts," blah blah blah. They were TELLING me. And this was weeks after I'd fired them and submitted complaints with the FTC, FBI, the Florida State Bar Association and the Better Business Bureau. And James Caplan didn't even sign the letter!

James Caplan's "Caplaw" and its employees broke multiple laws-both federal and in the state of Washington where they are not licensed to do anything.

So back off of "Anonymous". Caplaw - you've got bigger fish to fry with the Federal Government.

I will give MY name. I didn't before when I posted a complaint against Caplaw as Y.its.me.

The only response I got from James Caplan was a letter TELLING me that I "hereby release" him, Caplaw's,"agents and / or employees from any obligation, liability and or contract to continue any efforts," blah blah blah. They were TELLING me. And this was weeks after I'd fired them and submitted complaints with the FTC, FBI, the Florida State Bar Association and the Better Business Bureau. And James Caplan didn't even sign the letter!

James Caplan's "Caplaw" and its employees broke multiple laws-both federal and in the state of Washington where they are not licensed to do anything.

So back off of "Anonymous". Caplaw - you've got bigger fish to fry with the Federal Government.

Oh no, I just hired them and now we want to stop the procedure as before Caplan law we found another company only to be scammed $4700. We want to keep our home but we were told that foreclosure proceedings were starting I am in a bind.

i wish I knew about this company being a scam.

I guess I will never see my money or my house. SHAME ON THESE PEOPLE!

I don't know... The complaint above sounds like BS...

Who would complain and not give a name?

Why anonymous? Sounds Fishy!

I am the attorney here at the firm. Your inquiry above doesn't make any sense.

If you were making a complaint, then why don't you use a name? In any sense, call my office directly and leave your name and number in which to call you. I can assure you that whomever you are trying to email, there must be an error. call my office now and address your matters a bit more, so I can intervene.

Maybe you have the wrong email. 800-719-**** Option 0

So let me get this right... You were modified by this firm, and the arrears were tacked to the back end of the loan and your mortgage was lowered about 200 dollars a month?

And your not satisfied?

and for the record the principle reduction is done only if you sue your lender, not modify. You seem like a real ***!