
Law and Associates
Law and Associates Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Law and Associates has 2.1 star rating based on 2 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Recent recommendations regarding this business are as follows: "Stay far far away unless you want to be left out in the cold".
Review authors value the most Website and Diversity of Products or Services. Consumers are not pleased with Reliability and Customer service. The price level of this organization is high according to consumer reviews.
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Law and Associates has 2.1 star rating based on 2 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Recent recommendations regarding this business are as follows: "Stay far far away unless you want to be left out in the cold".
Review authors value the most Website and Diversity of Products or Services. Consumers are not pleased with Reliability and Customer service. The price level of this organization is high according to consumer reviews.
I want to let the actress Benson from law and oder Crimenla intern that she tock a pic with my x husband who is a child molester and also rap me
His knowly had been with a very well known *** who is one was had full blown aids and didn't tell me he rap and beat me tould people about personal information for monetary gain and groomed and isolated a woman who had a son and daughter he got the son out the house and is having sex with her he even post site looking for for sex willing to pay for it and had pic of his sepdaughter on their
Was thrown under the bus
I acquired this firm about two years ago after I slipped and fell in a race track gas station they agreed to take my case because they said my case was solid. Then About a month ago I get a letter in the mail saying they no longer want to represent me with no rhyme or reason to it no excuse to why they dont want to represent me they just want to drop my keys theyre in my second law firm Ive had I hurt myself very very badly and I feel like they have completely abandoned me I have no reason to believe that they have a sufficient reason for dropping my keys except for now theyre telling me that they cant win my case but if they couldnt have one of my case why did they take it in the first place? Now they have sent letters to all of my doctors saying they no longer represent me I have just gotten a $60,000 bill from the surgeon who did that surgery on me from my fall I can no longer see him because I cannot afford it Im left in severe pain and do not know what to do they will not return my calls at the firm will not return my emails I think that it is a completely irresponsible way of treating ones client I would never hire them I was still very very clear of them I have no idea whats going on but no other lawyer will take me because I had already had my keys for two years and they dont understand why My lawyer dropped me either.
- All of the above
Preferred solution: Let the company propose a solution
User's recommendation: Stay far far away unless you want to be left out in the cold
DEBT SETTLEMENT LAW FIRM GROUP FORECLOSURE DEFENSE DEPARTMENT
LAW AND ASSOCIATES IS BACK WITH ANOTHER SCAM! PLEASE BEWARE!
813.855.5443
Written by William B on May 7, 2008
this company will get their just rewards... see article
TALLAHASSEE -- Attorney General Bill McCollum today sued a Clearwater business, alleging it engaged in deceptive and unfair practices by charging for foreclosure
consulting services but failing to provide the assistance promised.
According to the lawsuit, Law & Associates, LLC claimed it could help homeowners who were facing foreclosure and charged an up-front cash fee of approximately $1,500
to $2,000.
Consumers reported to the Attorney Generals Office that the company not only failed to provide promised services but also refused to refund the fee despite an
advertised money-back guarantee.
More citizens in Florida are facing the very real possibility of losing their homes to foreclosure than anywhere else in the country, said Attorney General McCollum.
"My office will continue working to ensure that businesses who offer assistance to these people are held accountable to the law," said McCollum.
Law & Associates sends direct mailers to individual homeowners who are facing foreclosure. The mailers allegedly tell the homeowners they must call the company within
72 hours to see if they are eligible for a plan to stop the foreclosure process.
The company also advertises online, allegedly promising to stop the foreclosure process and providing a money-back guarantee if they do not achieve a viable strategy
with the lender to stop the foreclosure.
When homeowners contact Law & Associates, they are allegedly told they qualify for a plan to stop foreclosure but must pay the hefty cash fee for Law & Associates to
take their case.
Once a homeowner pays the fee, he or she purportedly receives a written contract from Law and Associates that contains numerous terms and conditions not previously
disclosed to the customer.
According to the lawsuit, most of those terms and conditions are designed to prevent a homeowner from being entitled to a refund if Law & Associates is not successful
in stopping the foreclosure. The Attorney Generals office has received more than 65 complaints from consumers about Law & Associates.
The Attorney Generals lawsuit alleges six counts against Law & Associates and Thomas E. Law, II for violations of Floridas Deceptive and Unfair Trade Practices Act.
The Attorney General is seeking penalties of $10,000 per violation and reimbursements for consumers who paid the fees.
The lawsuit also asks the Court to require the company to cease its operations.
.........................
Law & Associates, LLC, Thomas E. Law II PDF Print E-mail1140 Kapp Drive Clearwater, FL 13660 Wright Circle Tampa Fl (Thomas Law is associated with this address)
Case Number: L07-3-1131
Allegation or issue being investigated:Violation of Chapter 501, Part II, Florida Statute - Failure to perform on contract to assist in foreclosure matters
http://www.theloanmodificationbureau.com/black-list-state/florida/105-law-a-associates-llc-thomas-e-law-ii-
.........................
FLORIDA: On April 3, 2008, the Florida Attorney General's Office filed a Six Count action against the company and its Managing Member, Thomas E Law, for alleged
violations of the Florida's Deceptive and Unfair Trade Practices Act, (Case # L07-3-1131, filed in the Circuit Court of the Sixth Judicial in and for Pinellas County,
Florida). Some of the allegations against the company include:
--Using deceptive and false advertising;--Failing to disclose the restrictions and prohibitions prior to collecting fees in habiting the consumer's ability to obtain a refund;--Failing to provide the promised services;--Failing to honor the money back guarantee; and--Offering repayment plans that were not feasible to consumers;
These matters are still pending and for more information and details on the action, please contact the Florida Attorney General's Office at (850) 414-****
or http://myfloridalegal.com.
MINNESOTA: On November 14, 2008, the Minnesota Attorney General's Office filed a default judgment against the company alleging violations of Minnesota's Consumer Fraud
Act (Case Number 27-CV-08-20980, filed in the District Court of the Fourth Judicial District in and for Hennepin County, Minnesota). Some of the allegations against
the company include:
-- Failing to render foreclosure services once the company paid;-- Making false and misleading statements;-- Failing to disclose the refund policy on contracts;-- Collecting an upfront fee for services before any services were provided; and-- Failing to register with the State of Minnesota in order to be able to conduct business.
The company and its principals are enjoined from:
-- Marketing or performing services as a foreclosure company;-- Offering mortgage foreclosure assistance to homeowners whose homes are in foreclosure; and-- Accepting payment of any kind for foreclosure services.
The company has been ordered to make full restitution to all Minnesota residents who paid the company for foreclosure consulting services, pay the State of Minnesota
$25,000 as a civil penalty and pay an additional $999.00 to the State of Minnesota for investigation and attorney's fees.For more information and details on the action, please contact the Minnesota Attorney General's Office at (651) 296-**** or www.ag.state.mn.us.
http://www.bbb.org/west-florida/busi...r-fl-9001****#
Law & Associates, LLC
Phone: (800) 329-**** (Disconnected)Fax: (800) 345-****View Additional Phone Numbers1140 Kapp Dr, Clearwater, FL 33765-
2113info@***.orgh...associates.org! There is an alert for this business !
http://housingrecovery.org877-467-****813.855.5443 info@***.org
http://myfloridalegal.com/webfiles.nsf/WF/MRAY-7DCR73/$file/LawandAssociatesComplaint.pdfhttp://www.myfloridalegal.com/lit_ec.nsf/mortgage/2FD0DEB170CCBE348525****00459DBD
Tom LawAsier Holdings13660 Wright CirTampa, Fl 33626(7**)**49692 toml@***.com
Thomas E. Law, II., so it appears this guy is not an attorney...
Thomas E. Law, II., so it appears this guy is not an attorney, yet is trying to capitalize on his last name and give the appearance of having the ability to do what he states.was sending out direct mail solicitations to Floridians who were going through the foreclosure process. The company offered foreclosure consulting services, but charged a large up front fee for those services, never followed through on the services, and failed to return monies despite a money back guarantee.
As the whole world knows, Lee County, Florida is leading the nation in foreclosures. The cities in Lee County that are experiencing the highest foreclosure rate are Cape Coral and Lehigh Acres. According to the latest statistics, something like 1 in 86 homes in Lee County are in the foreclosure process, and not much is being done to fix the leak in the dam.
Of course, with every crisis, there will be scam artists who will try to make money from the less fortunate, and there will be those that try to stop the scam artists. The Florida Attorney General, Bill McCollum, recently filed a lawsuit against a business in Clearwater, Florida for the use of unfair and deceptive practices against the public. The company named Law & Associates, LLC was sending out direct mail solicitations to Floridians who were going through the foreclosure process. The company offered foreclosure consulting services, but charged a large up front fee for those services, never followed through on the services, and failed to return monies despite a money back guarantee.
This scam involves the company monitoring the public records for foreclosure filings. Once they obtain the names and addresses of the individuals being foreclosed upon, Law & Associates, LLC immediately starts a direct mail campaign aimed at getting the homeowner to pay the consulting fee. (Interestingly, a search of the Florida Bar's website reveals that that there is no known member of the Florida Bar listed as Thomas E. Law, II., so it appears this guy is not an attorney, yet is trying to capitalize on his last name and give the appearance of having the ability to do what he states).
Either way, the distressed homeowner is told that they have 72 hours to contact the company and when they do contact the company, they are told that they are eligible for the program, but they have to come up with a consulting fee of $1,500 to $2,000 for the company to take their case.
If the distressed homeowners can come up with the funds, then they must sign a contract which pretty much waives the consumer's rights to have their money back. To realize the impact of this strategy, you have to realize the vulnerability of the distressed homeowners. These are good people who are desperate to save their homes, and they have probably been around the block several times with their lenders trying to get the mortgage modified or had their payments sent back to them for one reason or another, and they just want some relief.
http://www.mortgagelawnetwork.com/2008/04/29/florida-attorney-general-sues-foreclosure-consulting-service/
BBB investigates Law and Associates on foreclosure fraud.
FLORIDA: On April 3, 2008, the Florida Attorney General's Office filed a Six Count action against the company and its Managing Member, Thomas E Law, for alleged violations of the Florida's Deceptive and Unfair Trade Practices Act, (Case # L07-3-1131, filed in the Circuit Court of the Sixth Judicial in and for Pinellas County, Florida). Some of the allegations against the company include:
--Using deceptive and false advertising;
--Failing to disclose the restrictions and prohibitions prior to collecting fees in habiting the consumer's ability to obtain a refund;
--Failing to provide the promised services;
--Failing to honor the money back guarantee; and
--Offering repayment plans that were not feasible to consumers;
These matters are still pending and for more information and details on the action, please contact the Florida Attorney General's Office at (850) 414-**** or http://myfloridalegal.com.
MINNESOTA: On November 14, 2008, the Minnesota Attorney General's Office filed a default judgment against the company alleging violations of Minnesota's Consumer Fraud Act (Case Number 27-CV-08-20980, filed in the District Court of the Fourth Judicial District in and for Hennepin County, Minnesota). Some of the allegations against the company include:
-- Failing to render foreclosure services once the company paid;
-- Making false and misleading statements;
-- Failing to disclose the refund policy on contracts;
-- Collecting an upfront fee for services before any services were provided; and
-- Failing to register with the State of Minnesota in order to be able to conduct business.
The company and its principals are enjoined from:
-- Marketing or performing services as a foreclosure company;
-- Offering mortgage foreclosure assistance to homeowners whose homes are in foreclosure; and
-- Accepting payment of any kind for foreclosure services.
The company has been ordered to make full restitution to all Minnesota residents who paid the company for foreclosure consulting services, pay the State of Minnesota $25,000 as a civil penalty and pay an additional $999.00 to the State of Minnesota for investigation and attorney's fees.
For more information and details on the action, please contact the Minnesota Attorney General's Office at (651) 296-**** or www.ag.state.mn.us.
http://www.bbb.org/west-florida/business-reviews/foreclosure-services/law-and-associates-in-clearwater-fl-9001****#
Law & Associates, LLC
Phone: (800) 329-**** (Disconnected)Fax: (800) 345-****View Additional Phone Numbers1140 Kapp Dr, Clearwater, FL 33765-****info@***.orghttp://www.lawandassociates.org! There is an alert for this business !
www.housingrecovery.org
Law and Associates latest fraud:www.housingrecovery.org.
Tom Law is a dishonest businessman and constantly scams consumers and the general public. It may seem like a bold statement, but if you Google him and his company "LAW AND ASSOCIATES" he has a long list of complaints in many different shady business dealings. The attorney General of Florida is aware of him along with the BBB. What amazes me is how TOM LAW from LAW AND ASSOCIATES has not been stopped as of yet.
I know him first hand. My wife and I were social with him and his wife, Mary Anne and knew his three daughters: Dianna, Shantel, and Elise. I stopped associating with him three years ago when he refused to pay me a large commission on a business deal in Florida. He somehow managed to take advantage of me and my partner through his multiple corporations, bullying and his team of dishonest lawyers. He is very smart, cunning and knows how to use loop holes in the law when trying to take advantage of clients, customers and business partners. For those deciding to do business with LAW AND ASSOCIATES, I would strongly recommend caution.
What amazes me is how he can flaunt his rich lifestyle and brag about his trips, famous friends and his large exotic car collection while stealing from the public. On the surface, he looks and acts like a legitimate and successful businessman. But after awhile, his facade fades and the real con artist emerges that has no remorse towards those he hurts financially and emotionally. TOM LAW'S ultimate goal is to get rich and he doesn't care whom he steps on as long as he can continue to fund LAW AND ASSOCIATES and his seven figure income.
Recently, a member of our church mentioned that her daughter received information from WWW.HOUSINGRECOVERY.ORG and unfortunately fell for his latest scam. She spoke to Scott aka. "NICK" and was mislead, misinformed, lost monies and damaged her credit further by entrusting her desperate situation into the hands of Tom Law from LAW AND ASSOCIATES. I know that Tom Law is involved since I personally know two of his ex employees who were recently let go and decided to share some sensitive information about his internal organization of WWW.HOUSINGRECOVERY.ORG .They felt uneasy working for a United States company committing fraud and when they spoke up, LAW AND ASSOCIATES decided to fire them. I couldn't stand still any longer and decided to share this information with the general public before more innocent people got hurt.
If you receive a mailing from WWW.HOUSINGRECOVERY.ORG, please do not fall in the trap set by LAW AND ASSOCIATES. Tom Law knowingly uses government icons, logos and warning messages that are neither accurate nor approved and is intended to scare potential customers into signing up with WWW.HOUSINGRECOVERY.ORG.
If you are still unsure and are questioning my message, please take the time and call your local government representative to verify if you are on a "last and final warning list", have been singled out by the government, do indeed have the problems being stated on the mailing, or just do your own research to confirm that what I am saying is true. If you still are convinced that TOM LAW from LAW AND ASSOCIATES is trustworthy, then by all means, send him your money and take your chance. This is their contact information:
http://housingrecovery.org877-467-****
813.855.5443 info@***.org
At least check the following links and then make an educated decision:
http://myfloridalegal.com/webfiles.nsf/WF/MRAY-7DCR73/$file/LawandAssociatesComplaint.pdfhttp://www.myfloridalegal.com/lit_ec.nsf/mortgage/2FD0DEB170CCBE348525****00459DBDhttp://www.afscanhelp.com/companies/our-competitors/law-and-associates.cfmhttp://www.google.com/#sclient=psy&hl=en&q=tom+law+and+associates+fraud&aq=&aqi=&aql=&oq=&gs_rfai=&pbx=1&fp=9111c1d610a8252
If you have been affected, feel free to contact TOM LAW directly.
Tom LawAsier Holdings13660 Wright CirTampa, Fl 336267****49692 toml@***.com
Good luck and God bless.
Law and Associates - Clearwater, FL
This is a compnay making HUGE money off the people who are in the worst financial situation now, poople in foreclosure.
They offer to go in and negotiate directly with the lender to save your home. They save about 1% of the many people they STEAL money from.
Good News for the 1% - but what about the other 99%? Their fee is equal to one months mortgage payment.
By the way do not let the name fool you. They are not lawyers. That is the owners last name. He is just a redneck down in FLorida who steals money from the poor to fund his car collection.
If you are in need of true help contact the hope foundation - STEAR CLEAR!!!!! BUYER BEWARE!!!!!!!
I lost my home and my money
i paid this comany 1995 for a rush service to save my home from the bank i had 50 bucks left for groceries and gas to last me 2 weeks and 1 week later the sherif was at my door kicking me out i spent a week sleeping in the street becuase they had all of my money
i called the company a couple weeks later from a motel and tried to take advantage of the money back guarantee and each time i told someone why i was calling i was kept on hold i could not get a live person on the line
i have mailed in proof of my house being foreclosed and left messages for the manager and i have gotten no response
it is to my understanding now that of i would have called my lender instead of law and associates they could have accepted payment and helped me save my house
homeless in texas
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Written by Gloria on May 7, 2008
I contacted this company in July 2007. They were suppose to help save my home. They requested a fee of $1980.00 and they guaranteed they would work something out with
my mortgage company to avoid foreclosure. My mother made a deal with the mortgage company and called law and associates requesting a refund. They told her to send an
e-mail to jason nadler, requesting the refund. That was August 7, 2007. We have been calling and e-mailing mr nadler since then. We still have not received the refund.
I was going to use the refund to honor the deal my mother got with the mortgage company, since there was no refund, there was no deal. My house is scheduled to be sold
in the very near future. I have contacted the BBB, Florida States Bar Association and the states attorney, still no refund. What ever you do, don't deal with this
company.
Re: Law & Associates and others like you
AUTHOR: Terri - Benton (U.S.A.)
SUBMITTED: Tuesday, January 02, 2007
Again, I will reiterate that Law and Associates are truely out there to rip people off. I am Terri and yes, I lost over a thousand dollars to these people, they like
to come back with rebuttals and state that I was not honest, which I was. They knew my story, they knew my problems, apparantly I'm not the only one they "ripped off".
My only comment now is to anyone considering assistance, not only from "Law and Associates", but anyone else who "claims" they can help you with your foreclosure
problems, they cannot do anything that you cannot do for yourselves.
All you have to do if your having financial trouble is to contact your mortgage company and try to work out a plan. If you are too far behind, then, your better off
trying to sell your place before the foreclosure date. My point is that these companies can NOT do anything more than you can simply do by trying to negotiate
yourself. That's all they do, but they charge you a couple of thousand dollars to do it. Go back at look at your contract, it will state everything.
Also, go to your local library and read up on your rights as a homeowner in trouble of losing your home to foreclosure and your rights. Or, research online, but stay
away from these companies that offer help, if it sounds too good to be true it is.. And legally they can do no more than you can as far as negogiating with the bank or
mortgage company. So save your money. Stay away from the crooks, or you'll be like the rest of us, trying to fight for the huge amount of money we spent listening to
people who think that the huge amount of money we gave them is such a small amount to them to pay for the same thing we can do ourselves.
It does not surprise me that employees constantly respond back and state they do not know who I am. If anyone is interested in reading the many emails, including the
one I sent in explaining my situation to them.. I'd be glad to show anyone, and I'd be glad to show anyone all of the copies of our "paperwork" that we had to
complete. I kept everything! Including the so called "Money Back Guarantee" they sent with the documents. I still have the entire file they sent me. Yet, they "do not
know me".
I'm done with this, I've never seen a company try so hard to "cover their tracks" If I have never been heard of by Law and Associates, how would I know of Randi Rivers
who works for you? Shall I plug in more names of people that I spoke with while paying for a bogus service.
I mean come on, I even had the mortgage company tell me I should not have wasted my money after we ended up settleing things with them. If this company is so honest
and trustworthy then why worry about your "reputation" so much with the constant rebuttals?
My only goal here is to inform people of doing extensive research, contacting your mortgage companies directly and reading your contracts in detail before spending any
money on the "service" these companies suggest they provide.
Law And Associates ripoff fraudulent in warrenty statements and services Clearwater
Contacted Law and Associates to inquire whether or not they may be of service to help us avoid foreclosure on our home. Stated to them that we had tried to do a work
out with the bank "lender" and that we could not make the 24 hour deadline they were requireing, also informed that that we were in a bankruptcy and would they still
be able to assist us with our sitation. "of course, they can help us" Ms. Randi Rivers stated. She asssured me that the bank "had to work with us, because we work with
government programs to do work out programs for you as long as you can provide us with efficient income and a statement assuring that you are out of the hardship that
brought you to the current situation".
We provided all of this information and I again asked her before submitting the $795 payment, are you sure this will work with our situation, because I just do not
have that kind of money lying around, that if i did, I think i would not be in this situation to begin with. She assured me that "if they could not provide us with a
workable situation with our lender, that we would be able to have our money refunded, based on thier money back guarantee".
After submitting all additional paperwork, they tell me there is nothing that can be done, they could not get the bank to do a work out. And, now that I've tried to
excercise my rights to their "money back guarantee", they are saying that I did not disclose infomration to them and therefore am not eligible for a refund. Basically,
now that I've been talking with attorney's, they did nothing more than I could have actually done myself, that every homeowner has the right to do without the
assistance of attorneys such as Law and Associates or anyone else, but again, every homeowner has the right to speak with their lenders mitigation department to try to
do a work out and here I was the *** to seek help and be assured that they could help me as was ripped off for $1,590. Beware of companies like these, they flat out
lied to the attorney generals office when I filed a complaint and stated that I was not truthful with them.
Terri
Benton, Arkansas
U.S.A.
On May 1,2006 I contacted them to see if they could help me save my home. I spoke to Dan S. He told me that the company would work on my behalf with my lender. He also
said that Law & Assoc. were a member of the BBB. I was told that we could make payments over the next few weeks so I asked over & over if they would be able to help
me. He assured me that I would not lose my home. So I sent a payment of 250.00.
On May 2,2006 I faxed all the paper work they requested. the next 3 weeks I kept in contact with them about anything I had recieved or calls from my lender.
Around the 3rd week I sent them another payment of 600.00 and that is when I was told that they will not do anything on my behalf until they were paid in full.
The sale date came and went.On June 17th I sent them a letter stating that I am requesting a refund of the 850.00 I paid them for the reasons of giving me misleading
information,such as being a member of the BBB,which they are not. For not contacting my lender.They have done nothing worth 850.00 and that I would not be sending
anymore monies at this time. I requested that the refund be mailed within 2 wks of recieving the letter.
On June 27th I called and spoke to Mr.Boyle.The company had recieved my letter & it went to the commitee on the 23rd of June & something should be decided in a few
days.
I have called several times with no call backs from them.I have also emailed them too with no response.
This company did not do anything for the amount of 850.00.They Never contacted my lender! I emailed them to send me proof of the services they have provided & they
have until July 12th(reg mail) or July 7th by email. If the can show me proof of the work they did on my behalf then I am willing to take a reduced refund of 600.00
but no less.I have contacted the BBB. The next step is to contact the attorney general in FL.I will fight this until I get what I am deserved. I did the leg work &
everything else I paid them to do!
On the bright side, My home was not sold & I found a non-profit organization who helped me for free! I & my husband NEVER expected to be in the situation of maybe
losing our home & when I contacted Law & Associates I really put my trust & faith in them to come up with a plan to save my home which they DID NOT do.
Some advice...If your are in the situation of losing your home. First of all DO NOT pay anyone to work on your behalf with the lender.You contact your lender
immediately & keep in contact with them.Find a local non profit housing organization to see if they can help you. Please do not give this company or any others your
money that you do not have in the first place.they know how to reel you in & take your money for services they promise to providethen never do.
First of all,why have I yet to receive the info I asked for in July of 2006? You have had ample time to send it.If your company did nothing wrong then you shouldn't
have a problem with sending me the info I requested ASAP.
Your company NEVER contacted my lender.My husband NEVER negotiated any plans directly with our lender.A non profit organization helped us.Now the reason for no refund
is because we lied to you about several plans we had with our lender? Since when did the reason for no refund change?
About the BBB...I know you are not a member but that's not what Dan S. told me. I was told by him that your company was a member more than once. You don't call that
misleading? They tried to contact you several times about my complaint but you never responded. If you did no wrong wouldn't you want to tell them that?
I don't take being lied to lightly. I did the leg work I paid you to do.I requested simple proof of the work your company did for the amount that I paid you.
Come on for once be a stand up guy and show people that I'm wrong about you and your company.
I would love to see it happen.