Daniel S Gzw

Huge Hidden fees

Original review Jan 17, 2024
I have been with International Bancard less than a year and there have been $150+ fee at the end of the monthly statement on a few occasions that only lists it as "Infrastructure." I have a small company and this is a significant fee. I called customer service who said that they have the right to charge this fee and it is based on how money they have to spend for their infrastructure. Said that it was a one time fee. Said that they would send me a copy of the contract with the section allowing this highlighted. They never sent it. I was just charged another $160. I went over fees extensively before signing up and this intermittent recurring large fee was never disclosed in conversations with their employees.
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  • Regular fees are reasonable
  • Large random undisclosed fees for infrastructure

Preferred solution: Full refund

User's recommendation: Choose another provider. They say they can charge you large amounts randomly for their infrastructure expenses with no notice and no explanation other than "Infrastructure"

Syed omer farooq A

Possibility of I am getting scammed

I got offer from signapor company KTC through indeed international , i check with company they told they never hire directly and now no vacancy
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Preferred solution: Let the company propose a solution

User's recommendation: Watch out very closely

Jermie Ssp

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Verified Reviewer
| map-marker Dubai, Dubai


I have booked 2rooms in khorfakkan resort by group on but they are asking for extra charges for check in
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Cailen Aii
map-marker Detroit, Michigan

Ripped off by International Bancard

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As another reviewer wrote, the exact same thing happened with early termination fee of $599.00 deducted. The original contract was 2011 so how that is early I don't know. This business was bought from old owner, she had no idea that there was an early cancellation fee or that the contract renewed on its own. The company continued to take $62.90 each month in fees for nothing, there were no transactions to process. They collected over $600 for doing absolutely nothing and another $599.00. This is a small company in a small town. I think the sales people do not disclose this on purpose. Very deceptive!
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  • Attitude of sales director chris warren not understanding at all
Reason of review:
Return, Exchange or Cancellation Policy

Preferred solution: Use the $600 they collected in fees from April 2017 to Jan 2018 and forget the cancellation fee.

Jeb Fzt
map-marker Detroit, Michigan

Resolved: Deceptive!

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Updated by user Apr 12, 2017

They reached out and acted in good faith and resolved issues.

Original review Apr 09, 2017
Deceptive practices! DO NOT SIGN contract unless you ask for the entire 12 pages. You are only offered 3 of which you read and sign and there are actually another 9. You are signing a contract for 3 years, with a outrageous $599 early cancellation fee. You also must notify them that you intend to cancel BEFORE 60 days BEFORE the end of your contract or it rolls over into another year, and you STILL have a $599 early cancellation fee. They can also raise fees anytime they want. They can only be deceptive to make any sane person sign this contract. They have taken advantage of our whole salon who are all independent (6 contracts all with same terms - 2 are single parents). It seems so unnecessary to have to trick and trap costumers when all you have to do is offer normal merchant credit card processing. Hope to help someone else not be duped. If I could give a negative star I would. 1 star is too good.
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Reason of review:
map-marker Rochester, Michigan


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BEWARE!!! They can get you up and running in no time. But when you cancel the service its another story. They will make you jump hoops and delay, delay, delay. Evidently, there is only one person in this company who can cancel your account. She has never been available when we have called. Our business has now been without credit card processing for over 2 weeks and we have still gotten nowhere. What a nightmare. It all started when our terminal broke. When we called to report they said we need to purchase a new one, then they deny saying that after we found another service. The personel are rude and unproffesional when you call. Read your contract carefully! We were with them for over 5 years and they still say we owe an early termination fee? Terrible company to do business with.
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Reason of review:
Poor customer service


1 comment
Brison Ntm

I would suggest you contact Greg Grube at ZeroFeeProcessing.com greg@***.com

Great service and the MERCHANTS NO LONGER PAY PROCESSING FEES on debit/credit cards including VISA/MC, AMEX and Discover.

Michigan based company and the only one in the entire USA allowed to offer this program legally in all 50 states!

Dierre Xza
map-marker Tucson, Arizona


I recently switched CC processing companies and terminated my contract with IBC. They required that we send our equipment back within 10 business days. We received their box and sent it out the next day via their FedEx call tag. We sent them both the terminal and the pinn pad that we were given by them in 2008. When I looked at my bank statement they had charged me for 3 pieces of equipment, $599.00, because they say they received it on the 30th of July instead of the 29th(the 10 day rule). I spoke with them at length and they will not give me credit for the equipment so I am having them ship it back to me. This company has been a nightmare to deal with from the beginningand now this experience has confirmed their total lack of ethics and integrity. DO NOT DO BUSINESS WITH THIS COMPANY EVER!!!!
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map-marker Royal Oak, Michigan

International Banc Card Corp

International Banc Card... Yea salesman said cancel at anytime turned into a 3 year contract. I called to inquire about cancelling. 2 months later they cancelled it on their own - charged my account the remaining months and $350 for the machine. The account was cancelled two months ago and they are still taking out the $25 a month account fee, $10 a month statement fee, and $25 a month for some PCI compliance form I did not fill out. I am pissed. Do not do business with them. They did say they would refund my money for the machine when I returned it.
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I am having exactly the same experience - WORD FOR WORD! Except, I opened 3 accounts with them.

Actually, one account with three terminals so they are calling it three.

I can't say anything good. I did not agree to a three year term. I did not agree to a $495 cancellation fee, times three.

I will do anything I can to save other people from this kind of bait and switch. STAY AWAY from them.


As the President of International Bancard, we're all about improving our customers cash flow, reducing their costs and offering solutions designed to help them thrive. Unfortunately, it sounds as though this has not been your experience. I would like to request that you contact me directly so that we can resolve this issue quickly and decisively. Our goal is to to that your satisfied. Thank you.

Best Regards,


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