Stephanie o Pdm

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Verified Reviewer

Debit Card Dispute- Ticket 3940****

I am writing to get the email/contact number for the president or corporate leader of the Georgias Own Credit Union in Atlanta. My debit card was compromised on December 6 and 7th of 2023.

However, the charges of $59.95, $119.95, $159.95, and $199.95 from a bogus company called Ketopur were actually charged on September 6 and 7th of 2023 from my debit card ending in 8281. I dont understand why it took so long for the charges to show up on my account. After seeing these charges and going to the local credit union in Savannah, I gave them the card and received another about 6 days later. I am very disappointed in the process to receive my funds back into my account.

I feel like I am being punished. It would be nice to get my funds back while the bank goes after the thief. I have been on the phone repeatedly with the dispute department. First, I was told it would take 10 business days.

Now, they say 60-90 days. This is frustrating and time consuming as I sit through all the telephone system questions, etc., before finally speaking to someone.

I have been with this bank for a long time and cant believe this is happening to me. At this point, I am done with Georgias Own.

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Loss:
$540
Pros:
  • Friendliness of personnel in local bank
  • Loan process good
Cons:
  • Phone system process too long to get to speak with someone
  • Dispute process too long
  • Not detecting fraud fast enough

Preferred solution: Full refund

User's recommendation: Check your account frequently

Amori Lib

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Verified Reviewer
| map-marker Redmond, Washington

Called me about fraud on my acct, frozen my acct..Didn't give a case # No one will talk to me now

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I got a call yesterday about someone trying to make a wire fraud from mr acct. They did not give me a case#.

Called back in the afternooon and whoever i spoke to someone he told me that the investigators were too busy for him to transfer me. and they were wrappng up for the day. call back. I called today and was hung up on.

I've tried 4 times. still haven't spoken to anyone

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User's recommendation: don't bother....too busy to help you

Tina R Qut

My debit card is declining

My debit card keeps declining. I can't make any purchases why can't I get to my money?

Do you all have 24 hour customer service?

What is the problem? I am very upset right now

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Preferred solution: Card to unlock

Milledge Gnk
map-marker Dublin, Leinster

So messed up.

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Original review Jul 05, 2023

Every time I have to contact those bank it takes forever and is extremely unpleasant. The employees clearly hate their jobs and they are very rude and unhelpful.

So many illegal junk fees. I will be starting an account somewhere else.

Lost a good customer. Do not play with my money.

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User's recommendation: Find another bank.

Tyeneisha S Iub

Checking on my application

I wanted to know the details of my application status I was told by one of your agents that I will find out through email on today whether not I qualify or if the account could be open in my name but I havent received anything from either or email that I put on that app present it to the agent so yes, Im trying to find out if my account is open if I even qualify for this account

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Stephen B Ruq

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer
|

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Checking on my account

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Georgias Own Credit Union - Checking on my account
Georgias Own Credit Union - Checking on my account - Image 2

I really wish I would open my checking account back up so my money will go through please I don't know why I loved it it's from the government please unlock my account please

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Loss:
$9850
Pros:
  • 9850

Preferred solution: Full refund

User's recommendation: Please unlock my account

Anonymous

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer
| map-marker Bellevue, Washington

Checking on my account yall locked my account

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Georgias Own Credit Union - Checking on my account yall locked my account

I deposited a check for 9850 my account got locked I don't know why I haven't got time to call yet I will tomorrow

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