Gainsco Reviews
Insurance Expert Talks
Exposed: Types of Insurance Scams and Fails
The insurance fraud: What is insurance fraud? What are the worst cases? How insurance fraud is discovered? How to protect yourself from an insurance scam? In this video, Charles R. Gallagher, an attorney, exposes the most common insurance fraud examples.
Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.
Gainsco Reviews
Failure to divludge address for letter of intent
User's recommendation: Secure the services of Sir Osmund Manning who can sue the Devil, besmurch the character of the Angel Gabriel, and collect damages from the Holy Ghost before you speak to these poltroons.
A wreak
- Not relible
Cancelled insurance!!
User's recommendation: He### no.
- Not helpful
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Verified Reviewer New ReviewerCancellation
Cancellation
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I just tried to cancel with Gainsco within 24 hours of starting a policy online the day before. I was given a runaround by someone who said she was in underwriting and someone she said was a manager she talked to to "get permission" to cancel my policy.
She at first told me I could not cancel after talking to that manager, unless I had another policy. I did have one. She said in that case to write a handwritten note with attached proof of insurance from the other company. I have never run into so much hassle with an insurance company to cancel.
This company is out of Texas, and I checked, and Texas insurance companies are like most others, they cancel and refund within a certain time frame. Gainsco was trying to keep me from cancelling and getting a refund; I wrote a note to both Sales and their genera service email address that this behavior was not only dishonest, it was likely criminal because insurance companies cannot keep you from cancelling like that. My reason for cancelling was that I did not realize this was a high risk insurance company, and I did not want to be associated with a company like that since I am not a high risk customer. I turned around and got insurance at an A rated company once I realized my mistake.
I also saw some comments on the internet that suggested this company might be flakey. I was trying to find temporary insurance while I am trying to sell my car, and was unhappy with my last insurance company.
Thinking it was only temporary, I did not do my homework on this company until after the fact when I started wondering about it. What I read about Gainsco was concerning enough I decided to pull out as fast as I could and go elsewhere.