Gainsco Reviews

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Failure to divludge address for letter of intent

1)Defence motorist insured by gainsco owned by state farm 2)correct identity not given at accident by officers or defence 3)local information technology public official discovers identity of state farm and gainsco use of managing general agent procedure 4)further verification by motorist vin number 5)contact with over half dozen insurance representatives 6)final representative threatens seizure and invalidation of my vehicle 7)company refuses to surrender address of legal department for letter of intent

User's recommendation: Secure the services of Sir Osmund Manning who can sue the Devil, besmurch the character of the Angel Gabriel, and collect damages from the Holy Ghost before you speak to these poltroons.

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ID
#2973012 Review #2973012 is a subjective opinion of poster.
Location
Augusta, Georgia
New Reviewer

A wreak

Ok I wen to Southern Harvest in Valdosta ga. She called me to sign a restatement to the car in insurance it was October 26 or around there .. So I asked her was it ok she said yes until she ran it through. So November 2 2020 I got in a car accident and to a toaled my car out. Ok on Friday the 5 got a notice saying it was cancelled! Why did she not call me to tell me that my money did not go through?? I called the bank witch is Guardian they said she did not run the check through the bank account there were no record of it I have proof it did not she did not the first time either because the bank would through in No a urgent ion fundswhere
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ID
#2886523 Review #2886523 is a subjective opinion of poster.
Cons
  • Not relible
Loss
$12000
Preferred solution
Let the company propose a solution
New Reviewer

Cancelled insurance!!

My insurance agent did not send my check through the bank! ANd it got cancelled !!I had a wreck on nov.2 did not get the notice until friday! They did not call me to tell me it was cancelled! I went by there on October 30 or along there to sign a paper restating the insurance but she did not run the payment through my bank has no record of it! Where did the check go????

User's recommendation: He### no.

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ID
#2886490 Review #2886490 is a subjective opinion of poster.
Cons
  • Not helpful
Loss
$11
Preferred solution
Let the company propose a solution

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New Reviewer

Cancellation

Gainsco - Cancellation
They took money off my card without even having my payment on auto pay but I talk to a customer service representative an they told me I would have my money on my card in like 3 days but I still havent received it
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ID
#2453537 Review #2453537 is a subjective opinion of poster.
Location
Georgia, United States
New Reviewer

Cancellation

To whom this may concern I Jerry Keith would like to cancel my insurance policy with Gainsco policy number {{Redacted}}. Effective today February 5, 2019. The reason of my cancellation is I find a more affordable Policy
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1 comment
#1978783

I just tried to cancel with Gainsco within 24 hours of starting a policy online the day before. I was given a runaround by someone who said she was in underwriting and someone she said was a manager she talked to to "get permission" to cancel my policy.

She at first told me I could not cancel after talking to that manager, unless I had another policy. I did have one. She said in that case to write a handwritten note with attached proof of insurance from the other company. I have never run into so much hassle with an insurance company to cancel.

This company is out of Texas, and I checked, and Texas insurance companies are like most others, they cancel and refund within a certain time frame. Gainsco was trying to keep me from cancelling and getting a refund; I wrote a note to both Sales and their genera service email address that this behavior was not only dishonest, it was likely criminal because insurance companies cannot keep you from cancelling like that. My reason for cancelling was that I did not realize this was a high risk insurance company, and I did not want to be associated with a company like that since I am not a high risk customer. I turned around and got insurance at an A rated company once I realized my mistake.

I also saw some comments on the internet that suggested this company might be flakey. I was trying to find temporary insurance while I am trying to sell my car, and was unhappy with my last insurance company.

Thinking it was only temporary, I did not do my homework on this company until after the fact when I started wondering about it. What I read about Gainsco was concerning enough I decided to pull out as fast as I could and go elsewhere.

ID
#1465224 Review #1465224 is a subjective opinion of poster.
Location
Mount Laurel, New Jersey
Reason of review
Return, Exchange or Cancellation Policy

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