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First United Security Bank, Thomasville AL BAD BAD BAD

If the economy wasn't bad enough, banks like First United Security in Thomasville Alabama are continuing among the top in greed. With home values falling, access to credit limited, and decreases in credit card limits you would think your local "hometown/community" bank would be trying to help people survive. However, not the case here at First United Security Bank. They are now increasing their interest rates and trapping the consumers. If you have a loan there it may be difficult to refinance. So, First United Security raises your rate because "they have you." There should be regulation created to prevent situations such as this. The government continues to lower rates but First United Security continues to raise their rates. This is probably due to considerable lost profits over the past few years. Price gauging is not allowed by the law in regard to gasoline prices....etc, but I guess when you spend millions each year for lobbyists in Washington then the government turns their head to gauging on loans. Would love to hear other stories like this one.
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ID
#145276 Review #145276 is a subjective opinion of poster.
Location
Columbia, Mississippi

About

First United Security Bank Terms of Service
Please take a moment to browse First United Security Bank's' Terms & Conditions, Privacy Policy and other important legal information. THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF THE USER OF WEBSITE DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES THE CLIENT OF FIRST UNITED SECURITY BANK AGREE TO BE BOUND BY THESE TERMS OF USE. This website has been established by the Bank for the sole purpose of conveying information about the Bank's products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank's agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank's agreements and disclosures, the agreements and disclosures will control.
To read more: https://www.firstusbank.com/Terms
First United Security Bank Privacy Policy
To read more: https://www.firstusbank.com/PrivacyPolicy
First United Security Bank FAQ
APR or Annual Percentage Rate is the figure which reflects the total cost of a loan, averaged over the entire loan term. The APR must be rounded to two decimal places and stated within an eighth of 1 percent. The interest rate is a periodic rate expressed or a finance charge that is imposed by a creditor on a balance for a day, week, month or other subdivision of a year. The APR is a better indicator of The Client's total costs and it allows The User to compare loan products. www.firstusbank.com are required by the Federal Truth in Lending Act to disclose to The User of Website the APR in addition to the stated interest rate. First United Security Bank's' home equity line of credit product is a form of revolving credit in which The User's primary or secondary home serves as collateral. The product features a variable interest rate with a draw period and a repayment period of ten years.
To read more: https://www.firstusbank.com/Resources/FAQ
Summary

First United Security Bank was established in 1952. This financial institution offers traditional bank services like: forming of deposits, loan programs, checking and business services and many other money issues. Actually there are more than 19 bank department locations and the central office is headquartered in Thomasville, AL. On top of all, this bank is open for people who dream to work in business field and have required experience. The list of current vacancies can be over-viewed at the official site. By the way, people may be sure for their investments in this bank, because it cooperates with FDIC.

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