First Union Lending Reviews

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New Reviewer

Telemarketing Scam

This company is trash. They use personal cell phone spamming tactics and lie about everything. They are not direct lenders. They are not a fintech company. They are bottom of the barrel snake oil salesmen. They are only "fintech" when it comes to hiding behind fake companies when they are spamming. These are temporary websites that come down after a week or two. A class action lawsuit is pending against these *** Avoid First Union Lending and blacklist anyone involved with their company and everyone involved with the owners.

User's recommendation: Avoid Completely.

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ID
#2142719 Review #2142719 is a subjective opinion of poster.
Location
Orlando, Florida
Cons
  • Spam
  • Lies
  • Fraudulent
Loss
$35000
Preferred solution
Let the company propose a solution
New Reviewer

Enjoyable

Great company full of people who care and take time to really help.
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1 comment
#1972399

Likely an internal review to boost score

ID
#1674421 Review #1674421 is a subjective opinion of poster.
Pros
  • Professional
  • Great staff
  • Quick and transparent
Cons
  • No cons
Reason of review
Good quality
New Reviewer

Great!!

This is not a rant, it’s a rave. First Union Lending has been a pleasure to work with. I’ve had a ton of business loans as I try to grow my company and most were merchant cash advances. First Union Lending not only gave me the best merchant cash advance I’ve ever seen with a 24 month term, they pretty much talked me into getting out of cash advances altogether. They stick to their word. They were patient with my skepticism. I ended up with an SBA loan and a monthly repayment line of credit after a year. A company who really gives a $&%# about their clients and takes care of them. These guys aren’t loan sharks, they’re advisors, friends and business partners. I’ve stopped in their offices a few times while doing tradeshows in Orlando and they have become something like my business partners. Great firm.
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1 comment
#1758801

Great companie

ID
#1586474 Review #1586474 is a subjective opinion of poster.
Location
Palo Alto, California
Service
First Union Lending Customer Care
Reason of review
Good customer service

AVOID AVOID AVOID

AVOID AVOID AVOID First Union Lending. They are very misleading in their marketing and they broker loans to actual lenders which cost you more. First I will address their misleading website and claims. They state they are a lender and even on their website and email signatures show a logo that states First Union Lending – Licensed Lender. In the center of this logo it shows a so called license number. This is actually how lenders who have a license show their license number. However after investigating this was a Florida Secretary of State LLC document number, VERY MISLEADING. Second issue. Even with excellent credit and time in business. They shotgun your file to a ton of actual lenders. This in turn lowers your credit score and doesn’t look good to other financial institutions. They tried to state it was soft pulls. However my credit report says different. My speculation is they do this to see who is going to give them the greatest yield spread, points/monies paid to them. Not the best deal of their clients. Third Issue. We got a loan approved. Went in to sign loan documents at First Union Lending Orlando Florida. Was told we would get a copy of these documents. After signing got to talking about other things with their so called underwriter and left their office without getting them. Called several times to ask for a copy and never got them. On the third call asking for those loan documents. I was told they couldn’t get them. They said that their lender would release them to us once the loan funded. This is when my red flags started going up. I then contacted the State of Florida Department of Financial Regulations. The investigator I spoke with seems concerned enough he ask us to submit a complaint and to report this to the State Attorney General of Florida’s office. So after speaking with our attorney. He has advised filing complaints with the two agencies above and also the Federal Trade Commission against First Union Lending. In closing we used this company because their advertising stated they were a lender and they had a local office in Orlando Florida. Too many red flags out there related to using First Union Lending services. Misleading marketing claiming to be the lender, doesn’t seem to follow standard procedures when it comes to supplying loan documentation and my guess is using that Florida LLC document number to try and represent an actual lenders license number in their website graphics, email signatures and other online advertising . I even have to really suspect their online reviews are not real. There are companies out there you can hire to leave shill reviews. USE AT YOUR OWN RISK!!
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1 comment
#1758802

Sounds like constant compliner

ID
#1530858 Review #1530858 is a subjective opinion of poster.
Junior Reviewer

Scam telemarketers

First Union Lending - Scam telemarketers
I was illegally called by First Union Lending, LLC from Florida. 47 USC section 501 states that it is a federal crime to violate 47 USC 227(b)(1)(A) because it is "unlawful" to call a cellular phone on the DNC to sell whatever you are selling. Dennis Arroyo (aka dennis cage) did exactly that. Telemarketing to cell phones on the DNC registry and threats by owner Dennis Arroyo I was actually threatened by Dennis who is one of the owners at First Union Lending LLC in Florida. I my opinion, this place is horrible. This company is on the *** of going out of business according to the owners. I was illegally telemarketed several times by First Union Lending LLC from Florida. It is a violation of 47 USC section 227 to cal my cell phone. After I complained, Dennis actually purchased a web domain with my name. www.beat......com with my first and last name. He threatened to have me arrested for complaining All of this is verifiable separately. I have written emails from Dennis to prove this as well. I am willing to speak to the media about these abusive racketeers. I just own a phone. I never had my right to peace and quite taken away. No matter who I am, I still have the right to be left alone. I have the right to not be threatened. I just own a phone. I put my number on the Do Not Call Registry. My number is not a business phone and it is not on the internet or on any business web page. Dennis Arroyo threatened me with a criminal complaint if I sue him for illegal telemarketing in violation of the TCPA. Your Desired Resolution: Stop threatening me. Stop engaging in felony extortion by stating that you are going to harm me if I make a complaint about your illegal telemarketing. Send me your do not call policy. Stop hiring third world country lead sources to buy lists of numbers from. Make America great again by obeying the law. Dennis stated to me in writing that he can contacted law enforment, his buddy LT in Florida as well as all the other telemarketers out there, and if I make this complaint, he is going to have me arrested in multiple states. That threat alone by Dennis is extortion under California penal codes 518-523. In 2014, the 9th Circuit in Gomez v. Campbell-Ewald Co. (9th Cir. 201*) 768 F.3d 871, 878, regarding TCPA vicarious liability held: “[t]his interpretation is consistent with that of the statute's implementing agency, which has repeatedly acknowledged the existence of vicarious liability under the TCPA. The Federal Communications Commission is expressly imbued with authority to "prescribe regulations to implement the requirements" of the TCPA. 47 U.S.C. § 227(b)(2). As early as 1995, the FCC stated that "[c]alls placed by an agent of the telemarketer are treated as if the telemarketer itself placed the call." In re Rules and Regulations Implementing the TCPA of 1991, 10 FCC Rcd. 12391, 12397 (****). More recently, the FCC has clarified that vicarious liability is imposed "under federal common law principles of agency for violations of either section 227(b) or section 227(c) that are committed by third-party telemarketers." In re Joint Petition Filed by Dish Network, LLC, 28 FCC Rcd. 6574, 6574 (****). Because Congress has not spoken directly to this issue and because the FCC's interpretation was included in a fully adjudicated declaratory ruling, the interpretation must be afforded Chevron deference. Metrophones Telecomm., Inc. v. Global Crossing Telecomm., Inc., 423 F.3d 1056, 1065 (9th Cir. 2005) (citing Nat'l Cable & Telecomms. a*s'n v. Brand X Internet Servs., 545 U.S. 967, 980-85, 125 S. Ct. 2688, 162 L. Ed. 2d 820 (****)) (other citations omitted), aff'd, 550 U.S. 45, 127 S. Ct. 1513, 167 L. Ed. 2d 422 (****)” See alsoRestatement (Third) of Agency (2006) §§ 2.01, 2.03, 4.01 (explaining that agency may be established by express authorization, implicit authorization, or ratification)."Lawyer Ethics As Judge Easterbrook of the Seventh Circuit recently explained in a TCPA case regarding calls to a non-debtor similar to this one: The Telephone Consumer Protection Act...is well known for its provisions limiting junk-fax transmissions. A less-litigated part of the Act curtails the use of automated dialers and prerecorded messages to cell phones, whose subscribers often are billed by the minute as soon as the call is answered--and routing a call to voicemail counts as answering the call. An automated call to a landline phone can be an annoyance; an automated call to a cell phone adds expense to annoyance. Soppet v. Enhanced Recovery Co., LLC, 679 F.3d 637, 638 (7th Cir. 2012).Craig v. County of Los Angeles (1990)
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2 comments
#1758803

Handsome guy.

#1503106

Anton Aleric Ewing – AKA’s Anton Ewing, Anthony Ewing, Tony Smith, Tony Stark, Toni SmithinsonMr. Ewing has also been on the vexatious litigators list (which means he filed so many frivolous lawsuits which caused nothing but time and loss to the court system, that they barred him from filing lawsuits.

Unfortunately, the list expired and he is now up to his old ways again.His idea is to extort money from companies by threatening with lawsuits, in this case, telemarketing. He somehow gets his phone numbers added to call lists and then threatens to sue the people who call him.He settles most cases out of court because he is extremely good at scaring people (note his complaints) before getting to court. He has sued over 50 people. Has 12 open cases in court right now.

Has listed 8 defendants in the case he filed against First Union, whom First Union has no affiliation with whatsoever.Ewing has never spoken to Dennis Arroyo (in compliance) nor has he spoken to Dennis Cage (underwriter). In fact the only communication Mr. Ewing has had with First Union is via an email starting with info@. He certainly has not been in communication with any owner.Mr.

Ewing is committing crimes simply by the slander and libel of good First Union employees, whom we can assure you don’t have any criminal history, except a misdemeanor charge Dennis Arroyo had in his early 20’s. Over 15 years ago. Hardly a criminal in the making. We stand behind our employees, but they are being slandered and lied about by a guy who definitely should not be calling the kettle black.LOOK WHO IS CALLING THE KETTLE BLACKAnton Aleric Ewing was charged with committing 4 counts of stalking and 4 counts of extortion.

He struck a deal with the District Attorney Southern District of California and served 2 years in prison for 1 count of stalking.In a separate arrest, Anton Aleric Ewing was arrested and charged in a $100 million dollar mortgage fraud scheme for Racketeering, Wire Fraud, Bank Fraud, Conspiracy to Launder Money and Money Laundering. Mr. Ewing was the certified public accountant in charge of hiding the fraud and laundering the money. These arrests were made by the FBI and IRS.Direct Quote by an Investigating FBI Agent “FBI Special Agent in Charge Keith Slotter commented, “The individuals charged in this indictment have one thing in common: greed.

They represent precisely those who have undermined our country’s financial system by perpetuating such egregious schemes.Mr. Ewing had his CPA license revoked sometime in Aug 2010, yet he still practices accounting or related services according to his website www.antonewing.comAs you can tell, Mr. Ewing has a history of doing letting his greed get the best of him and this is precisely what he is now doing to First Union and many others in the past and present.Criminal charges have been filed, with more coming and Mr. Ewing will get his day in court.

As will First Union and the alleged and supposed telemarketing case Mr.

Ewing has filed.In the meantime, look at all of our positive reviews. Our clients love us and you will too.

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ID
#1274399 Review #1274399 is a subjective opinion of poster.
Service
First Union Lending Owner
Cons
  • Threats to arrest me and telemarketing
Reason of review
Poor customer service
Preferred solution
Stop telemarketing

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