At the age of 17, my grandmother suggested I open a bank account. I trusted my grandmother's advice, and when you're 17 you are still learning things. She claimed the bank was great! I got signed up (at the time I had no job) and didn't really use my money in there for a year (I love to save money in my savings). Once I turned 18 and graduated from high school, I got hired and Publix and started using my card. I requested online banking, but the website claimed "you are not eligible at this time". I went in to the bank and they, with no enthusiasm whatsoever, tried to set me up a banking online account. I tried five times in the bank, and it would not work! Finally I had to go to work, so I gave up and decided it was whatever. Not to mention, anytime I entered the building they were rude and would not look at me. No "Hello, how are you!"! They made it obvious they did not want my business. Living on the other side of town (I moved out) and having recently received Full Time working 40 hours a week, I was pushing to the side changing my bank. I would get charged for using their own ATM, they would always put a hold on every purchase swiped with my card, there was always some kind of retarded charge. I tried to get a credit card (I can't recall whether secured or unsecured) and they told me I would be declined (I have established credit, I might add!) possibly and it would be best to run a line of credit- a personal loan to myself. The woman told me I HAD to get the health insurance just in case I DIED or something happened to me so I couldn't PAY MYSELF BACK. Needless to say, that was a lie to get more money out of me. Finally, I could not stand it anymore when I had 1700 in my savings and suddenly 200 of it disappeared! I am thrifty, I do not party or go out much. I work a lot and stay at home a lot. I pay my bills and buy food every now and then. Nothing spectacular! I proceeded to go in and ask to have a look at my track record. The woman, of course, acted like I was burdening her when she could she I was flustered that 200 dollars was suddenly missing! I was on my way to work so I couldn't sit there all day, and I was in such a fluster that I left without thinking to ask for a printed copy for myself to look at! What she read off to me was insinuating that it was NSF charges- but how?! I came back in the following day with my girl friend, who has a lot more experience than me with banking. As soon as we came in, they apparently were ready for me because a woman was sitting in the office and already knew what I was coming in for before I even opened my mouth. She was very accusatory and judgemental. She made me feel like an ***. When I informed her on what one of her fellow employees had sold me on that *** insurance, she asked me who was it. I told her and she said "NO! that is not possible! She would NEVER tell you that! NO!". Like, wow, really? If I talked that way to a customer at Publix I would get wrote up by my manager!! When I told her that I was told I couldn't get what i had originally requested for a credit card, she said "well, that is because you have no credit!". Profiling me, stereotyping me because I am 20 years old? So due to my youth I must have no credit? (I was telling this woman about my entire experience with the company leading up to my 200 bucks missing). She then hesistated to print me up a copy of what I had been spending and told me to log on to my "online banking". I informed her of my experience with that, and she almost refused to believe THAT! So she tried to set me up, and it failed multiple times. I asked her when could she get it fixed and she told me "I will have to call... (can't remember the company name)". I immediately left and ate my 200 dollars that went missing. I joined Vystar the next week, and already just walking INTO the building they were nicer and within the first week I had my online banking set up!