Financial Credit Services

signed up for credit repair services its been 5 months and my credit is still the same, no disputes on file, FCS still charging me $92.00 for services that are not being done! THEY ARE A SCAM!

Called yesterday 8/1/17 to cancel my account and 10 min later was charged $92.00 for month of Aug! When monthly charge is to come out o the 10th of each month, called FCS spoke to some rude female and she tried to argue with me saying payment is to come out on the 5th of each month and I was suppose to call within 5 business days to cancel account, asked to speak to manager (who was worse) and she stated payment is to come out on the 1st of each month! When I have proof that for the last 5 months it has been withdrawn on the 10th! These people are terrible, they do not give a *** about the customers all they want is to take your money and not do anything to your credit report.

THEY ARE A SCAM and I will make sure that no one EVER EVER EVER signs up with them again. They make you beleive that they are doing something when they really arent. I had credit repair services before with lexington law and saw an 100 point improvement within 3 months of them working with me. Always had access to my account online and was cc'd with every dispute they did.

I canceled with them because of what they were charging which was $150 a month. Biggest mistake, shouldve stuck with them. for whoever is reading this review and having doubts about FCS trust your gut, they are a scam! Theu have no acces to online accounts you can not see what they are doing on your behalf, *** they might be using your info for all I know.

I read reviews on them and had my gut feeling but still signed uo as a dumb ***.

Now I am assed out of $92 for services that are not being rendered! DO NOT SIGN UP WITH FCS!

Went to the hospital last year and within 2 weeks of discharge I was in collections with FCS; before my insurance even had a chance to go through! They sent one (unmarked) letter and I confirmed the sold debt with the hospital (who couldn't understand how it was already in collections).

Have YET to speak with FCS but have been paying for almost a full year.

I pay online and there is no access to my account; only a payment option, and today I went to pay and the website no longer exists!!!!!! WHERE DID MY MONEY GO?

This firm is unprofessional. Sent one letter to U.S.

Bill paid by insurance. Reported to credit reporting firms. They promised to delete the report. Two and a half weeks later still no retraction.

Very fast to

Ruin your score very slow to fix their mistake.

My wife went into the hospital for an out patient procedure and in three days had an (official notice) of collection from Financial Credit Services .this is fraud.

I had some lab work done at a local hospital. The hospital has all of my contact information.

I recently had a credit report ran and discovered that a $94.00 bill was turned over to Financial Credit Services, PO Box 90 Clearwater, FL 33757. This firm has never reached out to me with any mail, email, or phone call to collect the funds. I have never been made aware of this debit before. Yet their first action was to tarnish my credit report with two different agencies with this minor debit.

I pay my bills on time and would have gladly paid this one if made aware of it. Multiple attempts to make contact to resolve this matter with Financial Credit Services have failed.

I now see many complaints against this firm online. Not a creditable collections agency.

bill went up .why u tring to rip me off for 282.00 how bill change from dec.28 bill was 70.00 now u say it is 352.00 apparently you people cant do math .have the paper work to prove my complaint i owe you 70.00 dollars good luck on collecting as i am homeless so get you math right i do not owe you 352.00 i owe you 70.00 i have my bills to prove it bills are financial credit services account #785**** maybe you guys do this to other people this needs to be fixed

I took my son for emergency care in the middle of the night. Treatment was excellent.

Even that he wasn't feeling well, the staff was great and issue was solved quickly. My only problem is with their collection company (Financial Credit Services, Clearwater). Today Oct. 10, they continue to harass me by sending a letter dated Oct.

8, when the full payment was made in August 20. Makes me wonder how they manage their debt and payment information? Collection Company insists that I must provide them with payment verification. This collection company obviously is not aware, that the burden of proof is not on me but on them.

As per section 809 of "The Fair Debt Collection Practices Act", it is the debt collector's responsibility to contact the creditor and verify the debt, then send me verification. This collection company doesn't understand this and tries to place the burden of proof on the consumer even when it is against "The Fair Debt Collection Practices Act". I have tried to explain that their collection process is flawed, but the supervisor only wants to do what they are told even if it violates the law. The hospital prior to outsourcing any services should make sure that the processes to be followed on their behalf are within the law.

Hospital services were great, collection services are questionable at the least.

I have recieved 2 notices from them, the first one I responded with a letter, never heard back from them with the creditors name, I am disputing the charge, I never got a bill from anyone and nothing was ever charged to my insurance company. I am sending a second letter, I believe that this is a scam

This is some form of a medical bill, if I do not recieve a response this time, I am ignoring any future letters.

The second notice said the same thing as the first, that I had 30 days to respond. It is a scam

This is a medical facility collection company. Customers (pts)are not able to call them at their posted # (get a very fast busy signal) 800-488-**** does not go through and connect. Also, their website does not reflect payment history for account verification of payments by credit card (which by the way their website ALLOWS you to do that while trying to get contact information so they can HARASS you non-stop!) Both my husband & I are currently unemployed with 0 money coming in, you would think these companies would be grateful to get any money towards their accounts.

Watch out! This company is sending out bogus debt letters, trying to strongarm people into paying out large sums of money.

Don't fall for it!

Report them to the Federal Trade Commission and the Better Business Bureau!

The company makes implied threats in their letters, in an attempt to frighten the recipient. They claim you owe money you don't actually owe. Then, if you try to write to them or phone them, they ignore your correspondence.

Possibly the uneducated or the elderly are the intended targets.

You can also report them the the Illinois Attorneys General, and to the FBI.