Zahira Zzt
map-marker Emory, Texas

FEIT Electric LED Bulbs...A Rip-OFF!

Feit LED Bulbs are perported to LAST 30,000 HOURS!! Purchased 3 at Lowes approx 9 months ago. They are used in Kitchen approx 4 hours/day, Maybe...2 have failed. Called company and rep requested the base numbers which I provided. Rep stated bulbs were manufactured more than 2 years ago and the warrantee states 2 years of 30,000 hrs.I explained that even if you kept the bulbs on 24/7 you can't get up to 30K hrs. Rep stated I could return bulbs for tech inspection but would NOT promise replacements. Suggest you stay away from these $19.00 Bulbs and anything FEIT Electric sells.
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map-marker Kent, England

Expat Financial Forum . FEIFA

There is a financial forum for expats, I guess aimed at UK expats called expatfinancialforum dot com It seems to consist solely of members of the Federation of European Independent Financial Advisers and this organisation features heavily in a website run by the Costa Del Sol Action Group. I would suggest that people look very carefully at the background of the listed experts before engaging with their services. Some of the advisers seem to be genuine, but I have found that quite a few are " not what it says on the tin". Before engaging, perhaps check with a UK adviser to see if the experts' backgrounds check out. I have found a number of cases where the history of the individual does not match the profile that they had given themselves. Be careful out there folks, it is your money!
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Came onto this as a result of googling QROPS and FEIFA. I have just read an article on QROPS on the site mentioned.

Lord knows how much incorrect information there is in just one article by a recent contribution.

I supposed the FCA is powerless to stop this, as the firm is in France.

EU regulation is patchy, so be careful to check the credentials of the firm you are dealing with and make sure they know what they are talking about. Pensions are complicated, not to be left in the hands of unqualified, semi-literate offshore financial advisers.

reply icon Replying to comment of Guest-832732

Don't put yer socks on yet, the latest from Spain.

Your fund in a DB scheme? What fund?

Some double tax treaties allow UK income tax relief on pensions at source.

Not a good article


Oh deary, deary me!

One of the favourite FEIFA funds is going into liquidation, Hartmann Capital. There is a notice on the FCA website referring to the need for urgent intervention.

As a broker, we noted that some FEIFA members in this country were advertising the transfer of modest pension funds into the funds of this firm.

We look forward to picking up some new clients.

reply icon Replying to comment of Guest-765727

Nice try.

We have got confirmation from the promoter of this fund that investors will not lose any money and there are further guarantees that the FSA have a compensation scheme for just this event.

Move on, nothing to see here!

reply icon Replying to comment of Guest-770178


How long have you been out of the UK?

Broker, the fund manager is going into liquidation. The fund will be liquidated under a primary pooling order from the FCA ( Real Broker are you taking notes?). Any guarantees from the FSCS ( not the FSA ) will cover potential shortfalls but not the result of poor investment performance that could result from the administrators telling the fund to exit positions as soon as possible.

So the definition of loss of money is somewhat of a moot point. Whatever the result, this will be one heck of a tangle to sort out. I do not envy the administrators.


The site you refer to is now Total Investor.

Some of the groups seem to have serious players on it. The expats section seems to be full of this Feifa lot.

Anyone remember Hi Di Hi and the Joe Maplin letters? Looks like his spirit lives on



My question. Is this federation really independent? I have heard that the "partners", or the insurance and investment firms, have to pay several thousand pounds a year to join the program.

If that is the case, it is the investment firms that are calling the shots here and independence is surely compromised. An independent association should be funded by the members and not parties with vested interests in advisers selling their products.

Fee based financial planning is the only way to get independent advice and not the "free" financial advice offered by some of these firms. Caveat bloody well emptor, I say.

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